Editorial Team, Author at Clover Blog

Low cost marketing ideas for small businesses with zero budget

For many small business owners, money is always top of mind among concerns for business growth. In a Q3 2023

3 ways real merchants use Clover Capital to help their businesses grow

As a small business owner, you have to be able to think on your feet. Conditions in your local market

5 must-watch trends in retail small businesses for 2024

Looking to get ahead of 2024 trends in retail? This concise guide can help you get a jumpstart on the

How to manage restaurant staff effectively

In the restaurant industry, the quality of employee management can make or break business success. The cost of restaurant employee

Simplified profitability analysis: Quickly boost your bottom line

Help improve profits by discovering which products are boosting your bottom line and which might be holding you back. With

How you can use QR code ordering to make your restaurant service more personal

During the pandemic, many restaurant owners scrambled to adopt QR code ordering for contactless service and deliveries. Now, you can

Restaurant marketing strategies to grow your business

For restaurant professionals, there are many ways to grow your business, from bringing in a steadier flow of customers, to

How Clover POS supports nonprofits

Nonprofits occupy a unique entrepreneurial space. Handling money and payments, for example, can look a lot different for nonprofits than

What is a card-not-present (CNP) transaction?

There’s never been a more optimal time to buy products, services, and merchandise online than right now. Gone are the

How to help increase restaurant revenue with digital payment solutions

The restaurant industry continues to grow, with optimistic projections for sales, staffing, and customers in the near future. According to

Ramp up your holiday eCommerce strategy with tips from Clover merchants

The holiday season is kicking off already–like it or not. Most small business owners know this time of year can

How to create an effective catering marketing plan

“Build it and they will come.” This idea that—with the right real estate, product or service, and market analysis—you can

Operational excellence: How to scale your small business

The concepts of operational excellence are common sense for most business owners: continually improve a business across all aspects, with

Olobe’s Kitchen

Bola Alaketu thought her dreams of being a chef were over when she had to shut down her catering business

Unleashing the power of Invoiss on Clover: Revolutionize your invoicing experience

In today’s fast-paced world, businesses need tools that not only keep up but anticipate needs and exceed expectations. Enter Invoiss:

How much should you pay your employees? A concise guide.

Figuring out how to pay employees is a key consideration when running a business. And, in a competitive labor market,

5 reasons to pay vendors with ACH bank transfers via Pay Bills

Imagine you own a neighborhood coffee shop, and you purchase coffee beans from a local supplier on a regular basis.

Salon ownership: Your guide on how to open a salon

Being a salon owner enables you to help your clients achieve their beauty goals, while you make money and earn

Katy Truck Parts

Katy Truck Parts is a small business in Houston, Texas, with deep family roots. Since many of his customers lack

Enhance your business through a better pay experience

When you think about growing your business, your mind might not automatically go to payroll and pay experience. That’s because

Couples at work: How Clover merchants mix love and business

Building a small business is demanding, but running a business with a romantic partner can be a unique challenge. How

How to boost gift card sales this holiday season: 5 ways

With seasonal shopping underway, gift cards are a hassle-free way to promote your business and increase holiday sales. A gift

Leveraging the busy tax season to grow your finance business

As Benjamin Franklin stated, “In this world, nothing is certain except death and taxes.” Most Americans feel some type of

C&T Assorted Sweets

Tammy Mikut is the “T” in C&T Assorted Sweets. The “C” stands for Carol, Tammy’s mother who passed away in

5 ways to upgrade your small business cybersecurity for 2024 (and beyond)

Think that cyberattacks only hit big corporations? Think again. Almost half of all cyberattacks hit small businesses with fewer than

How small businesses use talent marketing for talent acquisition

In 2023, the competition for top talent among employers remains strong. Unemployment fell to 3.6% in June 2023, a historically

The Pickled Pepper People

Home chef Kelly DesMangles and her husband enjoy hosting meals for their family and friends in Greer, South Carolina. To

What your employees need to know about inventory management

In an already busy environment, adding inventory management to your employees’ plates may seem like an annoyance or a task

What is a profitable business, and how can you get there?

Most new business owners know they need to work toward one initial goal: to become profitable. Investors and lenders will

Entrepreneurship toolkit for business owners with disabilities

For the 42.5 million Americans with disabilities, entrepreneurship can provide a pathway to independence, self-reliance, and greater confidence. According to

Enchanted Lake Pet

When Garrick Higuchi bought a nutritional supplement for his beloved dog, he never expected it to change his life. Over

The power of data-driven decisions

Clover POS stands out as a premier tool in the world of point-of-sale systems. Renowned for its seamless transaction capabilities,

Sustainable business practices: Reduce your carbon footprint

For small business owners, when you focus on the importance of reducing carbon footprint impacts and achieving carbon neutrality, you

Sacred Waters Wellness Arts Studio

For Kelly Jorae Jefferson, health and wellness are second nature. From her California roots to her holistic health center in

5 AI tools for small business and how to use them

In today’s fast-paced digital world, small business owners are constantly seeking innovative ways to stay competitive and streamline their operations.

Should you add wash and fold laundry services to your dry cleaning business?

In today’s fast-paced world, convenience is highly valued by customers. It’s no wonder that time-saving offerings like wash and fold

Small business legal considerations: What business owners should know

Opening a small business is exciting, but entrepreneurs also need to follow legal guidelines in order to operate lawfully and

Inventory

How retailers can deal with overstock and surplus inventory

Managing overstock inventory is part of doing business. In a perfect world, every item would fly off the shelves, but

Heavenly Sweet Tastes

Diana Kramer knows a thing or two about jams, jellies, pickles, and preserves. With the help of her daughter, Kramer

How to improve order accuracy in your restaurant

The restaurant industry is growing steadily. In a recent survey of restaurant customers, 55% of respondents said they are dining

How to motivate employees–during the holidays and year-round

Motivating employees is a challenge for any business, but it can be particularly challenging to motivate a team of part-time

How to start a dry cleaning business

Pretty much everyone will, at some point, need a local dry cleaner. That’s why starting a dry cleaning business can

Empowering LGBTQ+ entrepreneurs: A guide to LGBTQ+ business grants and resources

LGBTQ+ entrepreneurs, once faced with systemic barriers and biases, now have access to a growing array of LGBTQ+ grants and

Clover supports many unique businesses. Here are some favorites.

It’s fascinating what ideas or experiences inspire and move people to launch a business. At Clover, we’re thrilled to support

Simplify business management with ABC Paper Rolls

Running a business is undeniably time-consuming—a perpetual juggling act of tasks and responsibilities. From inventory management to customer service, the

5 ways to boost bar business in Dry January and Sober October

Some bar and restaurant owners dread the coming of Sober October and Dry January. These month-long sobriety challenges are growing

What is a restaurant employee training manual and why do I need one?

The success of any restaurant relies heavily on the competence and expertise of its staff. As a restaurant owner, you

Tech essentials for building a small business startup

For those starting a small business, the right technology can help make operations more efficient, effective, and set you up

Chef Shakespeare

Valda Shakespeare knows a thing or two about cooking for crowds. Back home in Jamaica, her mother would make three

Understanding the basics: The 4 types of inventory for small businesses

If you sell physical goods to customers, you’re in the business of inventory. Properly understanding the types of inventory you

The ultimate 2023 retail store holiday checklist

The holiday shopping season is right around the corner. In fact, many small business owners already started to prepare for

How to create a captivating newsletter for your business

In today’s digital era, an email newsletter can serve as a powerful tool to maintain a direct and personal connection

From farm to fork: How restaurants embrace tech to help ensure food safety

In recent years, the restaurant industry has witnessed a significant transformation in the way it operates, especially when it comes

5 retail checkout counter ideas to help improve the customer experience

Retailers know that a well-designed cash wrap experience is worth its weight in gold. Think of all those last-minute items

Blind date with a book: How to increase engagement with your bookstore

The blind date with a book phenomenon has captivated the literary world, providing readers with a thrilling opportunity to venture

The unique challenges of starting a veteran-owned business

Military veterans who are finishing their government contracts often have a lot of transferable skills that can help them successfully

Tea ParTea

For Amber Fouche, tea isn’t just her business—it’s an homage to her matriarchal lineage. It’s medicine, comfort, and a source

Make an impact with the Donate for Trees app

The Priceless Planet Coalition® was launched by Mastercard to unite companies, communities, and consumers in climate action. We are working

How inflation and gift availability will impact 2023 holiday shopping

Although overall inflation has cooled, the cost of goods remains high, which means consumers may have to dig deeper into

How to write a catering invoice

Catering can be a challenging business. Food prices can fluctuate month to month, or even week to week, forcing caterers

Unique small business packaging ideas: A guide on how to stand out

No matter what industry you’re in, first impressions matter. While there are many ways to stand out, one of the

Restaurant management tips: Maximizing POS system potential

In today’s fast-paced culinary landscape, technology plays a pivotal role in shaping the success of restaurants. One of the central

Boardroom Hairstylists

Donna Toland has always loved fashion and design. After earning a four-year business degree, she went back to school for

A concise guide to SMS marketing best practices

While many enterprise companies are capturing the benefits of SMS marketing, small businesses are just starting to realize the potential

4 simple and creative ways to ask for tips at your business

Tipping. It’s been a central part of our food and dining experiences for decades. Times, however, are changing: in the

17 restaurant job descriptions for front of house

Step into the exciting realm of front-of-house hospitality, where first impressions and impeccable service set the stage for extraordinary dining

5 takeaways from Clover merchants on building a resilient catering business

Considering starting a catering business or offering catering as an add-on service at your restaurant? With the global catering services

How to create your restaurant’s catering menu: 5 ideas for success

Catering can be a great add-on to a restaurant business. It’s another way to get your name out there in

Should your business harness the power of QR codes?

In today’s digitally driven world, small businesses need to leverage innovative solutions to stay competitive. QR codes for businesses have

Retail

How to help prevent shoplifting in retail stores

Shoplifting poses a significant threat to the profitability and overall success of businesses. The financial losses resulting from theft directly

Paint 2 Smile

Laura Hoyos has transformed her love of painting and her passion for art education into a business that merges artistry

ServicePro 911–The ultimate management tool for service companies

Are you an owner or manager of a small or medium-sized service business who is searching for software that will

How to harness the power of shopping music for your business

Music has long been recognized for its numerous benefits, such as emotional regulation, stress relief, and memory enhancement. However, its

Invoices vs receipts

It’s no secret that financial documentation can play an important role in the smooth functioning and success of many businesses.

Going mobile is easier than ever with new Clover Go

Mobile payments are ticking up fast. This year alone, the transaction value of mobile POS payments is projected to hit

What long-time Clover merchants can teach new businesses

In the ever-evolving landscape of business, where new trends fizzle out as fast as they emerge, the wisdom and experience

How to reduce restaurant turnover rate

The restaurant industry is notorious for having high levels of staff turnover compared to other businesses. However, the pandemic exacerbated

How customer loyalty can help you beat inflation

Inflation may be slowing down at last, but its after-effects may be with us for a long time to come.

How to increase average order value (AOV) for your eCommerce business or store

The world of eCommerce is broad, with retailers selling everything from handmade soaps shaped like your favorite celebrity to trending

Should you sell at a farmers market? (And how to get started)

Entering the farmers and craft market scene can be an enticing opportunity for small businesses. It offers a unique grassroots

How do barcodes work: Understanding barcodes for business

In the fast-paced world of modern businesses, efficiency and accuracy are crucial for success. One technology that continues to revolutionize

4 reasons to pay your business bills online

For many merchants, managing business expenses is an unavoidable chore. When done right, however, it can lead to healthier cash

Celebrating 100+ merchants

Small businesses play a crucial role in our communities, and it’s essential to shine a spotlight on their stories–struggles and

Quick Service Restaurants (QSR)

Simplify billing for house account customers with Invoiss

In today’s fast-paced world, businesses are constantly looking for ways to streamline their processes and make it easier for themselves

10 food truck equipment essentials every food truck needs for opening day

Starting a food truck business can feel like a juggling act. One minute, you’re researching permits, and the next, you’re

7 creative chalkboard sign ideas for your storefront

Walk down any main street in the country and chances are you’ll see at least one sidewalk chalkboard sign outside

What is a prix fixe menu?

In the ever-evolving realm of fine dining restaurants, a prix fixe menu continues to stand out as a compelling option

How to start a catering business (7 tips)

While the restaurant industry has been slow to rebound following the pandemic, business is booming for catering companies. Analysts estimate

Art as Therapy

During Lisa Brown’s five-year struggle with Lyme disease, creating art was the only thing that made her feel better. “I

Build customer relationships with CRM and Beyond

Customer Relationship Management (CRM) is a system, tool, or software that allows you to easily manage your customers’ information such

Should your restaurant switch to a no-tipping policy?

Back around 2015, a few high-profile restaurants made headlines by announcing they were implementing no-tipping policies to address inequities. Now,

How to buy flowers wholesale: 5 tips for finding the right supplier

Running a small florist business can be a rewarding venture, but it’s not without its challenges. In a previous article,

AVS, CVV, PCI and other payment acronyms

Credit card processing can be complex. Even more so when you’re presented with an industry-related acronym that has you reaching

My Mobility Medics

My Mobility Medics, located in Greenville, SC, is a family business through and through. Run by a husband-wife-son team, the

Offset card processing fees with Invoiss: Enhancing efficiency and streamlining payments

As businesses strive to offer convenience to their customers, Invoiss steps in with an innovative solution.

How to increase gym membership retention: 5 apps to help you connect with members

Our health and fitness aren’t seasonal–gym member retention shouldn’t be either. While the New Year’s resolutions rush may be long

How to ship alcohol: Navigating the regulatory maze and courier options

Many folks like their drink of choice on the rocks. When it comes to facts about alcohol, however, they are

5 ways small businesses maintain a focus on customers and community–despite an unpredictable market

Even as small and medium-sized businesses across the country continue to navigate uncertainty, they’re choosing to focus on opportunities to

MASAMI

After a decades-long career in advertising, Lynn Power’s days were filled more with meetings and navigating challenges than with her

What inventory reports you need (and what they are telling you)

Your retail store’s inventory is one of your most valuable assets. Stocking the right products, in the right amount, and

7 ways to help reduce client no-shows at your service business

As a small business owner, you understand the value of customer loyalty and repeat business. As the proprietor of a

Retail

How to open a thrift store

The demand for secondhand goods is accelerating exponentially and has experts anticipating that the thrift store market will triple in

5 ways Clover POS systems support medical businesses

With over 99% of all businesses having 500 employees or fewer, small businesses are the backbone of the U.S. economy.

2023 gift card trends: How inflation is impacting consumer spending habits

As inflation continues to impact everyday purchases, a conflicting job market further makes gift card trends even harder to pinpoint.

Cross-selling through loyalty–the power of rewards

Loyalty programs have been around for some time now, and for good reason. They help businesses retain customers and increase

How to launch your eatertainment business

Today’s consumers are hungry for experiences. Post-pandemic, they’re yearning for in-person connection with friends and family, but they’re also still

How to start and grow a floral business

Before you sell your first floral arrangement, you’ll need to craft a business plan to get your new shop up

How to open a bookstore

Not so long ago, it seemed as if big chains were making it difficult for local bookstores to compete in

4 ways Clover supports beauty, health, and other personal services businesses

Small businesses–those who have 500 employees or fewer–make up 99.9% of all businesses in the U.S. And one sector, especially,

Dads, grads, and gift cards

This is the time of year when most people are struggling to decide what gifts they should get for two

Run your restaurant more efficiently with the Clover Kitchen Display System (KDS)

You’ve probably experienced this yourself: You go to a restaurant, place an order, expect the delectable dish you saw on

How to write a great “About Us” page for your small business website

From bakeries to clothing stores, restaurants to florists, customers have more choices than ever. With hundreds of small businesses vying

25 digital products to sell and grow your eCommerce business in 2023

As commerce becomes more and more digital, there are endless opportunities for businesses to take advantage of the online world.

How to set up a 401(k) for employees

The idea of setting up a 401(k) plan for a small business all on your own can be daunting, but

Winfield Street Coffee

Breno Donatti fell in love with the restaurant business when he moved to the U.S. from Brazil at 18 and

Ideas for seasonal businesses: How to generate revenue off season

As summer settles in, seasonal businesses like landscaping, pool maintenance, and lawn care services are in full swing. And nothing

How to use each social media platform for your business in 2023

This is a two-part series on social media for small businesses. In Part 1, we looked at why social media

How to start a consulting business

For self-starters interested in controlling their professional destiny, entrepreneurship can be incredibly exciting. But not all businesses have to involve

How to handle fame: A guide for small business owners with media success

Small business owners often dream of a major media appearance or some other kind of “big break” that puts their

Transform your shipping process

Consumers nowadays want their orders to be delivered as quickly as possible. Before Amazon, the shipping process wasn’t as advanced

10 coffee shop equipment essentials every shop needs for opening day

Opening a new café or coffee shop? Before you brew your first cup, make sure you’ve got the right cafe

How to interact with your customers on Facebook and other social media

Businesses today are built on social media. Platforms are extensions of your storefronts. How you engage with your customers on

What is safety stock? The importance of retail buffer stock

The pandemic showed us the very real side effects of an upset supply chain system. From sidelined truckers interrupting product

Picayune Microblading

Imagine having 20 extra hours per week. That’s 20 hours to spend on adventure, rest, loved ones, and whatever else

Small business shipping 101

When it comes to eCommerce, online customers have always had high delivery expectations. Though many consumers turned to eCommerce as

How to create compelling visual content for social media that drives attention

Social media is not only a great marketing tool for small businesses, it’s increasingly become an essential one. All around

How to set up a business website

The U.S. eCommerce market was worth $1,034.1 billion in 2022, an increase of 7.7% from 2021. Retail sales, meanwhile, topped

Latin Tours

Thirty years after Mauricio Gamero started a travel agency as an alternative plan to his restaurant, his business Latin Tours

Cash discount−friend or foe?

Cash discounting allows business owners to legally recoup a majority of their payment processing fees, which can have a positive

Bartender licensing: A guide for employers

Whether you run a bar or a restaurant, you probably need someone to mix drinks. And given the ongoing staffing

The Gen Z entrepreneur’s guide to starting a business

Gen Z could be considered one of the most entrepreneurial generations of all time. According to a 2021 survey, about

How to take product pictures that stand out

The old adage says that a picture is worth a thousand words. While good copy, brand positioning, and a target

Support small businesses this Mother’s Day

On May 14th, we’ll celebrate Mother’s Day. With all the challenges of the last year, we salute the mothers who

Customer appointment scheduling becomes commonplace

As a business owner, you likely have been assisting customers calling to make an appointment for the service or a

How to start a successful drive-thru beverage business

The time has never been better to open a drive-thru beverage business. Whether you specialize in coffee, boba tea, soda,

How to optimize the eCommerce checkout flow for your business

There’s a special kind of frustration that online retailers and shoppers alike feel with an abandoned shopping cart. And yet,

How to start a fitness business

The wellness market, including everything from resorts and spas to fitness, is worth more than $1.5 trillion dollars worldwide, according

5 challenges every small business owner faces (+ solutions!)

May is Small Business Month, a time to pay tribute to the many contributions small merchants make to their communities

Know your numbers: 5 keys to improving business performance

“Know Your Numbers” typically refers to personal health metrics like blood pressure, weight, and cholesterol levels. You and your doctor

How to start a retail pop-up shop–and why you need one

Pop-up shops. You’ve seen them in malls, farmer’s markets, and even inside department stores. For savvy business owners, these flash

Tap to Pay on iPhone now available with the Clover Go app

With Tap to Pay on iPhone now available in the Clover Go app1–you can accept all types of in-person, contactless

How to increase gift card sales for your small business

Online shopping and eCommerce payments have become the norm. For shoppers, that means gift cards are no longer limited to

What is a break-even point and how do you calculate it?

You’ve probably heard the term “break even” before, but do you know what it means from a business perspective? All

How Clover POS supports multi-location businesses

Clover POS has been a game-changer for small businesses. But, it’s also ideal if you’re growing your business and opening

7 signs an employee is about to quit

Recent data suggests the Great Resignation continues–about 4 million people quit their jobs in February 2023.

5 essential apps for car mechanics and auto repair shops

The pandemic was a challenge for all kinds of small businesses–especially mechanics, repair shops, and other automotive businesses. After all,

6 things to consider before opening a second location for your business

Opening a second location, or even franchising across several locations, is the dream of many a small business owner. After

What is a card reader and how does it work?

When we visit stores or restaurants, we often use our credit or debit cards without giving much thought to the

Canton Palace Theatre

It’s impressive when particular facets of a theater date back to the 1920s: the pipe organ, the sconces. It’s less

Clover’s got restaurant delivery covered: 4 services to try

Many restaurants began offering order delivery as a lifeline during the pandemic–and now consider it a must-have feature for customer

3 reasons why you should offer a mocktail menu at your restaurant or bar

A new trend is taking the food and beverage industry by storm. It’s a booming billion-dollar industry, and Forbes has

How to automate your business in 5 easy steps

Automation is everywhere you look — from the factories that produce our goods, to the phone-trees we all navigate through

How to make a schedule for employees

Are you curious about how to make an employee schedule that doesn’t take hours to plan and meets the needs of all

Common cyber security terms and definitions: Harpooning vs spear phishing vs spoofing

How many emails, notifications, or articles about possible cyber security threats have you scratching your head or saying, “Wait, what?”

Inga’s Alpine Tavern

After 10 years as the director of a non-profit, Mary McKnabb found herself asking, “What’s next?” So she bought a

How Clover merchants can take the path to funding with Nav

As a Clover merchant, you get a detailed view into your financial details and sales performance, but knowing your next

New and notable in the Clover App Market: April 2023

Happy spring! We’ve noted a few new apps available in the Clover App Market designed to help keep your dine-in,

How to write a boutique business plan

There’s a lot to consider when you’re opening a clothing store. A boutique business plan doesn’t just help you stay

Social commerce vs. eCommerce: What’s right for your business?

These days, there are more options than ever to sell products and services to your customers. Small businesses can conduct

How to open a barber shop

There is something classic about a neighborhood barber shop. The barber shop is a place where everyone comes together. It

8 different types of credit cards for businesses and consumers

There are hundreds of credit cards available to consumers and businesses from different credit card brands, banks, and affiliate brands.

WILD Park Slope

Self-professed NYC foodie Marina Charny left her corporate job in 2016 to open her restaurant, WILD Park Slope, a 100%

Overtime tax: How to calculate withholdings and track hours

Tracking overtime can be a huge headache for small business owners. But it’s also super important that you stay on

8 valuable apps for accountants and bookkeepers

A lot has changed in the world of accounting in the last ten years—and those changes have only accelerated since

Wondering how to start a brewery? 3 things to know

There’s nothing quite like a brewery. From the dawn of the microbrewery in the 1990s, to their steady rise in

How to get a Michelin Star: Criteria and best practices

For many restaurateurs, achieving a coveted Michelin Star can be the pinnacle of their career — or at least a

Get to know the Clover Mini: A powerful POS system for retailers

Big retailers are struggling to implement self-checkout. To that point, 67% of consumers report they’ve had a self-checkout machine fail

Why 2023 is the year for omnichannel for local retailers–and how to be there for your customers

After the rush of the holidays, the first few months of the new year can feel like a breather for

How to create effective social media marketing content

There’s no denying that social media has revolutionized the way businesses connect with audiences. It’s not only a fundamental component

How to start a retail business

Opening a business can be one of the most exciting times in an entrepreneur’s life. After saving, planning, and working

How Clover helps retailers run their businesses: Rewards and support edition

A Clover POS makes it easier for retail businesses to get the support they need to run their businesses and

How to create engaging customer loyalty programs: 3 steps to consider

In today’s competitive marketplace, it’s more important than ever to keep customers engaged and feeling appreciated. Loyalty programs are one

How to fire an employee: A guide for small businesses

Firing an employee is an unfortunate reality of doing business. Your relationship with a staff member may reach a point

5 ways to go green as a small business (and why you should)

As a small business owner, you might not have put a ton of thought into your carbon footprint, or the

How to do bar inventory in 7 simple steps

Many bar owners and operators have likely spent their share of late nights in an empty bar counting bottles and

How Clover helps retailers run their businesses: Payments edition

Accepting different payment types–from credit cards to contactless payments–anytime, anywhere you need to has never been easier for retail business

Retail

How to onboard a new employee (including new hire checklist)

Onboarding is an important, yet often overlooked, part of hiring. Companies that create a formal onboard process for new hires

Why giving back to the community when times are tough is vital to business longevity

There’s no two ways about it–today’s business climate is tough. From rising inflation to supply chain backlogs and industry layoffs,

22 free small business tools and resources

Many small business owners work long hours to grow their company, but somehow it seems like there’s always more to

The Bagel Meister

Fifteen years ago, Dean Reimers was working as a training director for Einstein Bagels when he decided to channel that

How to conduct alcohol server training: A guide for restaurants and bars

So you’ve opened your own restaurant or bar. You’ve secured a location, a liquor license, a point-of-sale system, and a reliable

Why shopping secondhand is growing, and how to make your thrift store stand out

There’s a thrill in hunting for hidden treasures at a fraction of the retail price. Thrifting is a far from

12 restaurant entertainment ideas to keep guests coming back

Restaurant entertainment comes in all shapes and sizes, but there’s one consistent element that creates a common thread: excitement. Bringing entertainment

How Clover helps retailers run their businesses: Reporting edition

It’s never been easier for retailers to stay on top of business–even sales reporting and trends–all with a tap or

6 useful apps for boutique owners and small retail businesses

Successful boutique owners and small business retailers are known for developing strong relationships with their customers. Customers may feel like

Tip pooling and tip splitting: The complete guide for restaurant owners

What is tip pooling, and should you consider it for your restaurant or business? Many food and beverage businesses are

5 common sales objections and how to overcome them

Overcoming objections is a frequent challenge in retail, and addressing them is key to any successful sales strategy. Fortunately, most

Should your business have an alter ego? 5 ideas for how to make passive income

Running a small business was never for the faint of heart, but today’s uncertain economic environment and rising inflation have

How to create employee incentive programs for your small business

Employee incentive programs take time and, occasionally, some finagling, to become the effective initiatives they can truly be. By mixing and

How Clover helps retailers run their businesses: Inventory edition

A retail point of sale (POS) system can give you the power to manage your entire business on a single,

What is COGS? A concise guide for retail businesses

Cost of goods sold (COGS) is a key business metric for retail business owners seeking to learn more about their

Introducing one of the best ways to pay business bills

As a small business, you know how time-consuming and confusing it can be to pay your business bills. You also

5 essential florist apps to help grow your flower shop business

It’s been a wild few years for florists. You might have started selling more houseplants after the pandemic made people

How to franchise your small business

Wondering how to franchise your small business? This guide takes a deep dive into the ins and outs of franchising, including why

How to handle employee conflict in the workplace: 4 resolution strategies

Managing conflict in the workplace is always tricky. But it can be especially tough in a small business, where teams

21 motivational quotes for small business owners

Looking for fresh ways to fuel your business? These motivational quotes for small business owners offer incredible advice and expert takes on

Blushbaby Lash and Makeup Studio

Fashion and beauty are always changing, but Khadija DeShong has managed to build a 30-year career in the world of

6 types of budgeting methods for business success

Many entrepreneurs are constantly looking for ways to finance new projects, whether that’s starting a business, expanding and remodeling current

Vertrauen Consulting

When the pandemic sent most folks home and online, Alan Vogel seized the opportunity to start a virtual accounting, tax,

6 ways auto repair shops can ease bookkeeping, accounting, and payments

Most auto repair business owners prefer to spend time fixing brakes, tinkering with engines, or changing oil—rather than following up

PYMNTS: Small businesses turn to platforms to simplify payment operations

To compete in the evolving commerce landscape, small-to-medium-sized businesses (SMBs) need to meet customers where they are and deliver more personalized

Experian vs. Equifax vs. TransUnion credit reports: What are the differences?

Credit reporting agencies (aka credit bureaus) are responsible for collecting consumer credit data that businesses then use when assessing a

Simple restaurant kitchen layout ideas to help back of house run easier

Designing a simple restaurant kitchen layout can be challenging because every decision you make when planning your back of house

Real-world ways Clover helps food & bev businesses run better, faster & more profitably [8 ways]

In 2021, Clover was awarded the Restaurant Smart Terminal Provider of the Year for the second year in row–and for

5 payment technology trends to watch in 2023

Spotting which trends are fads and which are here to stay can be tricky. Last year’s payment trends included the

The 10 best non-slip restaurant work shoes for chefs and servers

Restaurant workers usually have their own list of must-have items. Bartenders don’t kick off service until they’re equipped with a

Boss Custom

When you live 80 miles from the nearest town with a bank, and even farther to the nearest big-box store,

Adding QR code ordering to your Clover POS [5 benefits]

While restaurants had to massively overhaul their system during COVID, some of the innovations that came out of that time

The ultimate guide to pricing strategy for new businesses

Critical, but frustrating–that’s how many business owners describe the process of pricing their goods and services. Set prices too low,

What to know about leasing a restaurant space

Does a restaurant even exist if it has no place to call home? With ghost kitchens and food trucks on

The Irish American Heritage Museum

More than 30 million Americans can trace their ancestry to Ireland. At the Irish American Heritage Museum, executive director Elizabeth

How to do email marketing for small businesses right [7 tips]

For small business owners, time is always short and budgets can be tight. Marketing can easily fall to the wayside.

Average restaurant owner salary in 2022

Restaurant ownership has been glorified in recent years, especially as the popularity of celebrity chefs has inspired people in various

AK Cycle Chic

For Krystal Offord, starting her own women’s cycling and apparel business was a “dream turned to reality.” For cyclists in

How to create a restaurant website

Time and again, research underscores the crucial role that websites play in long-term restaurant success. In fact, 77% of consumers

Fine

Charley Taylor knows all about the transformational power of art. A multidisciplinary artist herself, she had long dreamed of having

5 benefits of credit card processing for lawyers, accountants, and other professional services

Today’s consumers are increasingly credit-card centric. They expect to be able to pay by card versus keeping cash on hand

Importance of cybersecurity training for employees

Cyberattacks are on the rise. In 2021 the average number of cyberattacks and data breaches increased by 15.1% over the

How to determine and measure your restaurant KPIs

Key performance indicators (KPIs) are powerful tools that can help restaurant owners and managers objectively assess and measure the health of

Here’s to another year of inspiring Clover merchants

As the holidays unfold, we’re celebrating a few of 2022’s most inspirational Clover merchants. These business owners flexed their superpowers–creativity

Find money-making restaurant marketing ideas and sales techniques

How do you attract customers to your restaurant? Savvy sales and restaurant marketing. Marketing is a crucial part of your

Should you have a soft opening for your restaurant?

In the hospitality industry, surprises are just part of the business. However, when you host a restaurant soft opening, you give

How these service businesses use (and love) their Clover Virtual Terminal

Small business owners are constantly on the move. You aren’t always standing by your Clover device when it’s time to

5 tips for updating your tipping policy to retain employees

About 15.6 million restaurant employees in the United States are dependent on tips for their salary. Although the hospitality and

Why Clover merchants should monitor their financial health with Nav

One of the reasons merchants choose Clover for their small businesses is because it makes it easier to help businesses

List of essential equipment needed to start a restaurant

When entrepreneurs, chefs, and seasoned hospitality pros consider opening a restaurant, the conversation often revolves around factors such as location,

Dexter’s Birdland

Growing up in Rochester, New York, Dexter Sanders loved the chicken and ribs at Sal’s Birdland, a pillar of the

Why is contactless payment good for small businesses? Here are 5 myths debunked.

Many businesses added contactless payments to their payment options during the pandemic, aiming to reduce contact between customers and employees

Get your small business ready for the end of the year with Homebase

Staying on top of changing rules, regulations, and laws can be daunting for small business owners, especially when things are

10 exciting restaurant grand opening ideas

How will your restaurant make a splash? As you look forward to the big day when you will finally welcome

Chateau 4 Paws

Janelle Russell’s pet grooming business happened to be on the right side of history during the COVID-19 pandemic. Twenty-three million

Seasonal hiring: What to expect during the 2022 holiday season

The busiest shopping season of the year is upon us! That’s why we’ve put together this blog in partnership with

Credit cards vs. debit cards: Pros, cons, and security concerns

Debit and credit cards are both convenient forms of payment that shoppers often use interchangeably. However, there are differences between

8 restaurant loyalty and rewards program ideas

While the restaurant community is a family, it is also a very competitive landscape. When it comes to finding ways

California business licenses and permits you may need

One of the most time-consuming steps in starting a business in California involves applying for business licenses and permits. This

15 of the most profitable small businesses to start in 2023

12 restaurant interior design ideas that can help attract business

Restaurants offer more than food. They offer guests the chance to indulge in an experience, immersing themselves in art and

Bread Pay is available now

If you’ve noticed the uptick in consumers using Buy Now Pay Later (BNPL) plans and are eager to get your

How to get a small business license in Texas

Being inspired by a new business idea is exciting. Putting that idea into action, however, requires checking off a list

15 small business tips for 2023

Ask small business owners what their main goal is, and most will tell you that they want to grow sales.

How to write a restaurant business plan

Some things in the restaurant world call for spontaneity – for example, a last-minute promo that ties in with a

How to leverage social media for a successful Small Business Saturday

Small Business Saturday is an annual holiday shopping event that focuses on and highlights — you guessed it — small

5 best restaurant payroll software

Processing payroll is one of the most essential functions of running a business, but it can also be one of

Cashless, cash-only, or hybrid? Choose the best payment method for your business

Even before the pandemic lurched the digital age noticeably forward, the world was headed in a paperless direction. The prevalence

5 best restaurant accounting software

Having the right program to effectively monitor and track your restaurant’s finances can help protect your bottom line, while also

Small businesses remain optimistic while adapting to current challenges

Despite the growing obstacles over the last year, 88% of small business owners remain optimistic about the road ahead. In

Importance of cybersecurity for restaurants

The rapid shift to doing business online has been a boon for restaurants during the challenges of the last couple

10 holidays that drove the highest food delivery sales

Whether it’s families enjoying a meal together to celebrate Christmas Day, or Halloween party-goers seeking a savory nightcap, national holidays

10 Taylor Swift lyrics that double as advice for entrepreneurs

Taylor Swift is many things to many people. The singer/songwriter is equal parts pop and country superstar, folklorist, and breakup

Restaurant checklists for daily operations

Running a restaurant requires owners and operators to look at the big picture while also maintaining a keen understanding of

Restaurant terms you need to know

Food service is a highly specialized industry, so much so that it can sometimes feel like a world unto itself.

5 creative ways to save your business money

Running a small business tends to make you hyper-aware of your finances. Securing capital, dropping a down payment on a

How much does it cost to open a restaurant?

Thinking about opening a restaurant? Becoming a restaurateur can be an incredible experience. It all comes down to how prepared you

The Cosmetology Institute

There are few better ways to give back to the community than education. Through The Cosmetology Institute Lauren Lewis is

The power of holiday gift guides for small business

One of the best ways to capture customers during the busy holiday season is with gift guides. These curated lists

How should you fund your small business? Here’s how to choose.

Starting a business can be an expensive endeavor. In fact, according to a survey, securing funding is by far one

15 restaurant interview questions to ask job candidates

In the fast-paced food service industry, you need people who understand and care about your restaurant’s vision, food, operations, and

Transylvania Moving Company

If you were to conjure an image of a mover, the first thing that might spring to mind is that

The more the merrier: How to attract more holiday shoppers to your retail store

The holiday season can feel never-ending–what with frazzled parents searching for a gift that their child must have to long

“Pawsitive” impact: Lessons from entrepreneurs fueling the pet-friendly business

We all know the joy and love our pets bring to our personal lives, and businesses increasingly have begun to

11 types of restaurant categories & dining experiences

There is a wide variety of restaurant categories, each providing a different kind of experience. Types of restaurants can range from the

Fox Design and Staging

Andron Fox’s path to entrepreneurship happened by chance. An animal science and horse management student at Michigan State University, he

Build a customer loyalty program–and your business–with Loyalzoo

It’s that time of the year again. Soon, the pumpkin season will be upon us and families will be making

Celebrating Latinx inventors and entrepreneurs during Hispanic Heritage Month

The Latinx community has brought an impressive array of science, technology, art, and business to the world. And it’s no

Which retail format is right for your business?

So, you want to start a business. You’ve got products to sell, you’ve done market research, and you’ve got a

How to get a small business license in California

For many entrepreneurs, coming up with a business idea is the fun part. The real challenges come when you try

3B’s Flowers

“It turns out when you’re raised by entrepreneurs, no matter what job you do, you take it home at the

6 tips for writing an effective invoice reminder to clients

In a recent survey, one-third of merchants said that delays in receiving payments were putting their business at risk of

What the Inflation Reduction Act means for small business

On August 16th, 2022, President Joe Biden signed the Inflation Reduction Act — a sweeping bill aimed at reducing inflation

How to create a restaurant menu

Restaurant menu design plays a crucial role in underscoring your restaurant’s theme and branding. And, it’s also one of the smartest ways

ChoZen 4 U Boutique

Imagine filling your closet with chic clothing selected with help from a trusted friend. That’s the core idea behind ChoZen

5 simple ways small business owners can invest in their own education

For kids, parents, and teachers, it’s back-to-school season: new classes, new notebooks, new outfits, new lesson plans. But education doesn’t

5 lessons from Hulu’s ‘The Bear’ on how to run a small business

Hulu’s original series The Bear was a smash hit that gave audiences a gritty, unflinching look at the inside of

5 things you wish you would’ve know before opening your retail store

As the old saying goes, hindsight is 20/20. There are probably some decisions in life you wish you could go

Rose City Balloons

Balloon designer extraordinaire, Betsy Vega, discovered her love of balloons and talent for balloon design while prepping for her daughter’s

20+ resources every veteran small business owner should know

Military veterans often have what it takes to find success as business owners. A 2021 report from SCORE found that

3 local bookstores on harnessing the power of community

A local bookstore can be so much more than a place to pick up the latest beach read. Far from

How to open a restaurant

There were 1 million-plus restaurants in the United States in 2021. If you’re looking to join those ranks, you’ll need

5 merchants share lessons they’ve learned as we celebrate Black Business Month

This August marks the 18th anniversary of National Black Business Month, offering a chance to shine a light on the

How small business owners can help banish imposter syndrome

As a small business owner, you know your business cold–whether it’s making cupcakes or cutting hair. But the job of

Your small business checklist: 25 things to do before the year ends

With the summer winding down, it’s time to start thinking about closing the book on another year for your business.

How to start a business in Arizona

Arizona ranks among the top 10 states in which to launch a business. With its lower tax policies, year-round sunshine,

The power of inventory management: 3 ways restaurant owners are saving money with MarketMan

Running a restaurant is a fickle business: If everything doesn’t run perfectly, things can go badly, quickly. Restaurant owners have

How to make a high-performing kids’ menu for your restaurant

A menu designed especially for the kiddos can hold a certain appeal for busy parents. If the smaller portions and

“Parentrepreneurs” share what it’s like having a baby and running a business

Starting a business is a bit like having a baby. For the first few years, both can be all-encompassing jobs

Corporate social responsibility: 3 ways to change the world with your small business

Corporate Social Responsibility (CSR) and formalized programs for social good have often been viewed as strategies implemented by global companies. Rarely is

Country Friends of Ohio

Tami Cox tackled many challenges while raising her family and nurturing a small business. Initially a woodworker, Cox expanded into

How to make payments as easy as possible for your customers and for you

At a time of rising inflation, with recession fears looming on the horizon, your customers are likely starting to think

What food truck owners can teach any small business

Americans love food trucks, and for good reason. Aside from being quick and convenient, food trucks offer customers a novel

7 tips for marketing to Generation Z

One of the challenges of growing a small business is knowing how to speak to the wants and needs of

Elite Practitioner

After enduring both the tragic death of her father and a grueling schedule on the frontlines as a hospital nurse

Federal funding for small businesses: Understanding the state small business credit initiative

Many COVID-spawn economic relief programs for small businesses have come and gone. However, there are still programs out there that

How to start a business in Maryland

With 171,000 businesses in operation, Maryland attracts entrepreneurs from many industries looking to launch startups. If you live in the

7 reasons these real-world merchants use (and love) gift cards

Wondering if offering gift cards makes sense for your business? Check out why these real-world merchants use (and love) gift

Why business owners should pay themselves first

Many small business owners take a pragmatic approach to their business, carefully balancing their budget and paying all business expenses

How 5 entrepreneurs turn browsers into buyers at farm and artisan markets

Summer can be a highly fruitful time for small businesses: More people out and about in your local community means

What are fileless attacks? [Plus: 6 prevention strategies]

Milk Jar Cookies

In 2013, Courtney Cowan left her job in television to open a cookie shop and elevate the classic experience by

Apps that make back of house operations run more smoothly for restaurants

Creating a great experience for restaurant guests and operating efficiently means keeping the front of house and back of house

Green-thumbed entrepreneurs share their wisdom on growing a business

The pet-loving millennial has become a pop-culture archetype. But the 18-to-34-year-old set is equally passionate about quieter, greener companions.

10 blogs for small business owners to follow

There is no official manual for how to run a small business. However, thanks to the internet, there is no

4 benefits of using the BLUbeem by Brink’s app for Clover

Managing cash is now easier than ever if you’re a merchant that uses Clover from Fiserv point-of-sale (POS). BLUbeem by

How three merchants use Clover Customer Engagement to boost business

For busy merchants, engaging customers, boosting repeat business, and managing customer feedback can seem like a chore. The great news?

Delivering now: Order with Google integrated in Clover

Now introducing delivery from Order with Google! This online ordering solution gives you access to billions of customers searching for

Business owners share tips on hiring teens for the summer

Do you remember your first summer job? Remember how much you learned about responsibility and punctuality — the sense of

Detecting and preventing eGift card fraud

5 must-have features for your small business POS system

As you approach starting a business, one thing you’ll need to consider is how to accept payments from customers. Many

8 ways you can attract new customers to your small business

As a small business owner, you probably have many goals, but top priorities likely include: 1) continue to grow; and

How card-on-file subscriptions guarantee revenue and grow your business

Membership subscriptions are fast becoming the ultimate in customer loyalty. There was a time only gyms offered memberships. Now, almost

Music festivals are back! How entrepreneurs can get in on the fun and boost business

From Burning Man to Bonnaroo, music festivals are incredible gatherings of music and culture that can be traced all the

7 ideas to boost summer sales

Summer is a favorite time of year for most people. For small business owners, however, it may not be the

Aliska’s Amazing Pickles

Aliska Walker knows a thing or two about pickles. In fact, what began as an icebreaker activity to alleviate first-day-of-school

Home & field services

How to make a killer project cost estimate

You’ve made a fantastic first impression, and you’re about to land a new client. Your foot is already in the

Yes, small business owners take vacations. Here’s how they do it.

Summer is around the corner, and while rising prices are prompting some to rethink vacation travel, few people are in

How to respond to negative reviews

Receiving a bad review can be a blow to any business owner’s confidence. Sometimes it may happen because of events

The Batty Lady

Alicia Campbell will tell you that quilting is “not just your grandmother’s crafting project.” What she learned as a 12-year-old

How small businesses can celebrate Pride Month in a genuine way

Pride Month can present an opportunity for small businesses to express their values and support LGBTQ+ people. But it’s important

With wedding season booming, vendors find inclusion is good business

Wedding season is back, and this year it’s bigger than ever. After the pandemic caused widespread delays and cancellations, the

How to reduce food waste in restaurants

Each year, U.S. restaurants waste between 22 and 33 billion pounds of food. This boils down to roughly a half

How three small businesses are dealing with the incredible shrinking workforce

The coronavirus pandemic caused one of the biggest disruptions to the American labor force in modern history. The Great Resignation

How small businesses can analyze and improve their profit margins

Running a successful business is all about profit margins. As the cost of doing business fluctuates, so does your bottom

Small businesses are fighting a two-headed dragon: Inflation and supply chain disruption

How to start a summer camp business

If you like sunshine, laughter, kids, and planning fun activities, then starting a summer camp could be the right opportunity

Gee Gee Equine

When Amanda Barbour Hromadka moved to the U.S. from her native England, she brought her love of fashion and equestrian

Inspiring ways local restaurants are making global impacts

These culinary hometown heroes make it easy to eat locally, act globally.

Food and beverage industry trends for 2022

The food and beverage industry is on the rebound, but continues to face a tough road ahead. Having come a

Tips & strategies to recruit & retain millennial employees

Just as email replaced the fax machine, a new generation is taking over the workforce. Defined as those born between

Tips on scaling your business from craft brewery owners

Small breweries are big business, and the space is growing more competitive by the day.

Pros and cons of using travelers checks when going abroad

The top 10 restaurant management blogs to follow

We live in the information age, with no shortage of online resources and tools designed to help you succeed in

Why 5 real-world merchants use (and love) their Clover Flex

A portable POS system can be a game-changer for any small business, not just those that operate mainly on the

These 5 merchants show you how to crush it on social media

TikTok. Twitter. Instagram. Facebook. Depending on who you are (and how old you are), one or more of these social

The power of connected retail: 5 ways Clover merchants are saving time with inventory management

If you’re in retail, you know the daily struggle of trying to use multiple systems to manage your inventory and

Three ways small businesses are helping Ukraine

Russia’s invasion of Ukraine has caused a massive refugee crisis, a string of humanitarian tragedies, revelations of atrocities and above

How inflation impacts businesses and ways to overcome it

You don’t need an MBA to know that inflation can have a negative impact on the economy. As prices continue

How Clover POS supports working mother entrepreneurs

Life as a mother and a small business owner is a constant balancing act. As Mother”s Day approaches, we want

Clover Women In Tech celebrates International Women’s Day

In honor of International Women’s Day on March 8, Clover’s internal group Clover Women in Tech (WIT) hosted a week-long

How these Clover merchants are using gift cards

Gift cards are an often under-utilized way businesses can bring in new customers and maintain the customer base they already

10 strengths local businesses can lean into

Competing with big box stores and national corporations is a daunting task. So, in honor of small business week, we’d

How to start a business in Georgia

Georgia consistently ranks among the most business-friendly states in the country in survey after survey, but it’s not just large

Curious Plantaholic

The pandemic made plants a popular home accessory. So, plant lover Jennifer DeLorenzo and her husband Brandt quickly opened their

6 reasons Clover is a perfect POS for coffee shops

Coffee shops have to deal with high volumes of sales, constantly changing menus, and complex orders, so a flexible POS

How to do payroll for your small business

Many of your employees rely on a steady paycheck. Without that consistency, it may be difficult to attract and maintain

Tiny Adventures RC

Tiny Adventures RC is a one-stop-shop for all things remote-controlled. For owner Patricia Richardson and her business partner, Willie Merritt,

Buy Now Pay Later: Why merchants need it

If you’ve shopped online lately, you’ve probably noticed an uptick in the number of online and in-store retailers offering a

Ultimate checklist: What you need to know to start taking payments for your business

As you prepare to open your doors (virtually or literally) to new business, one of the final steps before you

Does your small business need an app?

With nearly two million apps in the Apple Store, and nearly three million available on Google Play, you may be

Walrus Ice Cream

Who says you can’t be “forever young?” Walrus Ice Cream has been serving up chilly treats to Old Town Fort

How to identify and help prevent fraud in your business

Most people can usually spot phishing emails that include misspellings and strange attachments. But there are many more subtle–and more

4 ways to reduce stress for small business owners during tax season

Tax season can be a significant source of stress for small business owners. Depending on what type of business you

Understanding the 80/20 tip rule

In late 2021, the U.S. Department of Labor updated how restaurant owners and other service establishments should determine which tipped

Celebrating merchants who’ve overcome major stressors to build a business and support their communities

This April marks the 30th anniversary of National Stress Awareness Month. Stress affects us all, yet it presents itself uniquely

10 ways merchants can (and should) lower their stress levels

Stressors are everywhere right now–especially at work. Labor shortages, inflation, economic instability, and the constantly changing situation of the Covid-19

What tax forms do small businesses have to file?

Starting a business potentially means more freedom, control, and hopefully revenue. It also means taking on a lot more paperwork

Broken Spoke Boutique

At first, Whitney Mayhew wasn’t sure what to make of her husband’s tiny hometown. But after taking over a local

The great equalizer: how hiring software can help small businesses outperform corporations

It’s a tight labor market. Due to the great resignation, employment figures are still 5 million below the pre-pandemic peak.

6 ways coffee shops can partner with other local businesses

Community involvement and mutual support are important ways that a small business becomes a permanent fixture and beloved feature of

Celebrating women merchants

To celebrate Women’s History Month, we’re spotlighting five merchant stories to cast light on the accomplishments of female business owners.

The difference between a W-2 and W-4 for small business owners

Launching a business is exciting, but it also involves taking on a lot more paperwork. This is especially true if

Labor shortages getting your restaurant down? Forget hiring, think technology

It’s a widely accepted belief that, in order to run a successful restaurant, you need adequate staff. Just like any

Amin’s Corner: Putting the “neighbor” back in the neighborhood deli

After surviving a battle with severe COVID-19, Susan Amin began dreaming up a corner store that could put the “neighbor”

What is cryptocurrency and why it matters for small businesses

In early 2021, Dogecoin, the cryptocurrency that started as a joke, caused quite a frenzy. It ultimately became known as

How to open a ghost kitchen

Many full-service and quick-service restaurants had long embraced takeout, curbside pickup, and delivery options before COVID-19. However, the pandemic made

Rollin’ Smoke BBQ

In this installment of Meet the Merchant, we speak to Dejuan Smith and Taneesha Thomas of Rollin’ Smoke BBQ, a

Does your small business need Clover Virtual Terminal?

A surprising number of small businesses in the US rely on paper checks to accept payment–about 50 percent, in fact.

How to start a tutoring business

Out The Dough

In this installment of Meet the Merchant, we speak to Angelo Lonardo of Out The Dough in Concord, California. Lonardo

3 ways a team management tool can boost your business

Running a business requires a lot of time and energy–much of which goes to managing your employees. Using a smart,

Top podcasts for small business owners and entrepreneurs

Often listening is the best way to learn. Tuning into a podcast is a good way to learn. Podcasts are

What is a social media influencer, and how can you find the right one to boost your business?

Social media influencers didn’t exist 20 years ago. Now, they get paid big bucks by companies large and small to

Clover celebrates Black history with a focus on family and fortitude

Black people have always demonstrated a spirit of innovation and progress. Despite the many difficulties they’ve faced, they’ve continued to

The future of restaurant loyalty: restaurant meal subscriptions

There is no denying that the subscription model is quickly becoming a major trend in the restaurant industry. Since 2020,

Quick Service Restaurants (QSR)

Clover’s ultimate checklist for employee retention and satisfaction

Today’s labor market is much more competitive than it once was–and there are interesting new dynamics that are making hiring

How to start a food stand

Opening a traditional restaurant can carry a lot of risk. Once you choose a location, you’re locked in – potentially

Lonni’s Sandwiches

In this installment of Meet the Merchant, we speak to Phillip Ingram of Lonni’s Sandwiches in St. Petersburg, Florida. A

2022 technology trends to watch in food and beverage businesses

Restaurants have faced a host of challenges over the past two years. Pivots have become the new norm. Enhanced safety

How to find a business mentor

Although there are tons of resources with tips and tricks on how to run your business, there’s no official roadmap

Minority-owned

Resources every Black business owner should know

August marks the 17th anniversary of National Black Business month, which was launched by historian John William Templeton and engineer

Alphabet Soup Stores

In this installment of Meet the Merchant we speak to Maureen Highland, the executive director of the Petaluma Educational Foundation,

7 ways restaurants can boost Super Bowl sales

Super Bowl Sunday may be the pinnacle of the football season, but it’s also an impressive day of eating for

5 reasons every restaurant needs Clover Online Ordering with Delivery now

If you haven’t signed up for Clover® Online Ordering with Delivery, now’s the time. Clover Online Ordering with Delivery lets

How to start a business in New York

No matter where you live, starting a business can be a daunting and challenging experience. Yet, launching a startup in

Waffles in Paradise

In this installment of Meet the Merchant, we speak to Inga Elvrom, owner of Waffles in Paradise in Bellingham, Washington.

How online employment background checks from Shareable can help you hire better

Ever wish you could run an employment background check on your candidate at the interview and hire them on the

New York Boulders Introduce Clover Stadium

New Naming Rights Partnership Highlights Local Connections to Clover from Fiserv More than 1,500 small businesses in northeast New

What is the Voice of the Customer (VoC)?

Customer experience (CX) isn’t a new concept. Business owners have always wanted to better understand the needs and desires of

511 Rose

In this installment of Meet the Merchant, we speak to Terri Grady, co-owner of 511 Rose, a restaurant and bar

5 ways an optimized website can supercharge restaurant sales

If the past year-and-a-half has taught us anything, it’s taught us that a strong web presence can mean the difference

5 ways small businesses can prepare for the unexpected

Unexpected events–like new technology, winter storms, pandemics, or even cyber threats, to name a few–pose challenges and opportunities business owners

What is fine dining? Here’s a guide for creating a special restaurant experience

When you want to eat something fast and convenient, there are many quick-service restaurants from which to choose. Or, maybe

Toshi’s Cafe

In this installment of Meet the Merchant, we speak to Toshi Yoshida of Toshi’s Cafe in Greensboro, North Carolina. Yoshida

6 ways coffee shops and cafes can run seasonal specials more effectively

Seasonal drinks and snacks can be a great way for coffee shops and cafes to engage with new customers and

How to start a landscaping business

If you enjoy working outside, starting a landscaping business might be a perfect fit. The pay can vary depending on

Thrive Juice Lab

Thrive Juice Lab, an all-organic wellness café serving up cold-pressed juices, smoothies, and an array of healthy eats in Orange

2022 small business trends you should know about

The past two years have been a test of agility and perseverance for small business owners. From pandemic safety measures

What is restaurant tax? What business owners need to know

Navigating the tax terrain can be challenging for restaurants, since there are so many moving parts involved with preparing and

O’Shun’s Orchard

In this installment of Meet the Merchant, we speak to Kemi Pavlocak of O’Shun’s Orchard in Ranchita, California. Pavlocak shares

8 super-easy ways to run your small business better in 2022

Despite the many difficulties of 2021–supply chain delays, the continued pandemic, and the “Great Resignation”–there were bright spots for many

How to start a business in Florida

It’s no secret that Florida is a top destination for retirees. It also attracts those who are just starting their

Licenses and permits needed to open a restaurant

If you plan on opening a restaurant in any U.S. state, you’ll need to have many permits and licenses in

Celebrating merchants who launched and grew business during the pandemic

As we wrap up 2021 and celebrate the holiday season together, we’d like to congratulate these merchants who’ve opened and

How to choose a name for your small business

Offering great products and services at affordable prices is how you generate sales. Customer engagement is how you keep people

5 tips from Grubhub for building a successful delivery menu

Guest content from Grubhub for Restaurants Delivery and takeout have always been a staple of the restaurant industry, but

The Bellflower Chocolate Company

In this installment of Meet the Merchant, we speak with Callie Neylan and Will Dixon of Bellflower Chocolate Co. in

Take these 3 steps before the new year for better sales tax management on your Clover POS

End of year can be a busy season for lots of businesses, but it’s also the perfect time to set

8 ways to make your cafe everyone’s favorite remote work spot

Indoor dining is making a comeback! With over 30 states lifting all indoor dining restrictions, the service industry is opening

What is a rotating schedule?

In a traditional office setting, employees work eight-hour shifts – arriving and leaving at the same times every day. Some

Salty Sistas

In this installment of Meet the Merchant, we interviewed Jeanette Lopez Georgiti, the owner of Salty Sista’s in Sneads Ferry,

PCI 2.0 vs. PCI 3.0: What are the differences?

Payment Card Industry (PCI) compliance is a set of guidelines that govern data security for merchants who capture, process, transmit,

15 ways to mentally prepare yourself for the holiday rush

The 2021 holiday shopping season is going to look a little different than previous years. Some experts are predicting a

5 tips to help small businesses cover the holiday rush with less

The holiday shopping rush can present a host of challenges even in typical times. This year, preparing in advance for

Offering payment plans to customers

As the name suggests, a payment plan is when you allow customers to pay for their purchase over a series

Neron Cakes and Decor

In this installment of Meet the Merchant, we speak to Imaria Fakinlede of Neron Cakes & Decor in Brunswick, New

3 common small business insurance policies, made simple

Business insurance is not usually top of mind for most business owners — until they need it. But when it

How to start a cleaning business

Many people either don’t enjoy cleaning; don’t have the time to clean; or a combination of both. That’s where professional

We’re thankful for our merchants

In this installment of Meet the Merchant Remix, we’re expressing our gratitude and giving thanks to all of the merchants

5 reasons Clover merchants use Time Clock by Homebase

Keeping track of employees’ work hours, regardless of industry, is one of the most important responsibilities business owners face. But

What is the Employee Retention Credit?

The Employee Retention Credit (ERC) is a special IRS provision under the American Rescue Plan that allows financially-distressed small business

How to conduct a year-end inventory count

While the end of the year is all fun and games for consumers, it can be a stressful period for

Meet Clover Recurring Payments

What do gyms, software providers, house cleaning services, and storage centers all have in common? These merchants provide a recurring

What is a credit card authorization code?

A typical in-person credit card transaction only takes a few seconds from the moment a customer swipes, dips, or waves

The Walk In and Neon Croissant

In this Installment of Meet the Merchant, we interview Erin Ellis, co-owner of The Walk In and The Neon Croissant,

4 reasons restaurants should try the new Clover Online Ordering with Delivery

Introducing Online Ordering with Delivery–fast and easy through Clover!

8 effective hiring strategies and best practices to help you deal with the labor market this holiday season

Hiring this holiday season in today’s labor market can be tough. Many employees have more choices than ever before— making

Understanding the difference between e-commerce and e-business

“Commerce” refers to the trade or the exchange of money, goods, and/or services. By contrast, “business” is an umbrella term

How retailers can get holiday-ready now

For the past two years, the year-end holiday season has been a little atypical, to say the least. With the

Ice Cream on Grand

In this installment of Meet the Merchant, we speak to Syed and Victoria Rizvi of Ice Cream on Grand in

The 4 biggest cybersecurity threats and how to protect your business

The pandemic has upended almost everything about our lives, and it’s forced many small businesses to shift rapidly to online

How to start a business in California

With a population of nearly 40 million potential customers, California consistently attracts companies of all sizes – from startups to

72 West

In this installment of Meet the Merchant, we speak to Steve and Jill Mitchael of 72 West, a retail gift

Minority-owned

5 resources every Latinx small business owner should know

Make no mistake – business is booming for Hispanic entrepreneurs. According to research, the number of Latinx business owners grew

How to open a bar

The process of opening a new bar follows many of the same steps as opening any other type of small

Fray’s Donut House

In this installment of Meet the Merchant, we speak to Dae-Kun Kim of Fray’s Donut House in St. Petersburg, Florida.

Common hourly payroll mistakes and how to avoid them

When your business scales to the point you can no longer manage all the work on your own, it’s time

What is paperless payroll?

Nearly all businesses and employees are familiar with the traditional payroll process. Employees clock in, punching in and out on

Meet the Merchants in the Midwest

This October is the perfect time to enjoy the colors and flavors of the Midwest! Whether you find yourself in

How to photograph food well

If you’ve ever tried to take a picture of your meal for Instagram, you know that beautiful food photography isn’t

How to start a business in Texas

There are aspiring entrepreneurs from coast to coast who dream of launching a small business. If you live in the

How to maximize visual merchandising efforts

For any small business that sells physical products in-store, mastering the art and science of visual merchandising can be essential

No Limits Cafe

This week, in celebration of National Disability Employment Awareness Month, we sit down (virtually of course) with Stephanie Cartier, co-founder

6 ways coffee shops can make the most of social media

Coffee shops rely heavily on in person customer service to make larger sales and keep customers coming back. But how

5 reasons restaurants partner with third-party delivery apps

There’s no doubt the pandemic has shaken up the way customers dine out.

What is a business license and why do you need one?

You have a fantastic idea for a new business – one you’re confident will be a success. Yet, before you

Meet the Merchants in the Northeast

It’s autumn! Whether you live in the Northeast or are venturing North for some cool weather and bright color, be

Financial analysis components for small business

Many aspects of starting a small business are hard. For many entrepreneurs, the biggest challenge lies in growing their business

Hole in One Bagels

In this installment of Meet the Merchant we talk to JP Figaro of Hole in One Bagels. A Brooklyn native

Private

Meet the Merchant Photography Guide

We’re thrilled you’re participating in a Meet the Merchant interview!

Save time with ADP’s do-it-yourself small business payroll

Clover clients can now take advantage of ADP’s Core payroll solution. Ideal for companies with 1-49 employees, this is basic

What is small business insurance? Here’s what you need to know

Even with an engaging product and a ready market, there’s no guarantee that your small business will thrive in today’s

Quick Service Restaurants (QSR)

Jaide and Joel’s Baking Company

In this installment of Meet the Merchant, we speak with Jaide Hatfield and Joel Murga of Jaide and Joel’s Baking

5 reasons Clover is a best-fit POS for food trucks

Food truck season is in full swing. With beautiful autumn weather ahead and more people enjoying the outdoors, the outlook

Start a small business

How to choose a good business partner

Getting a successful business off the ground is incredibly challenging – especially if you’re doing all the heavy lifting.

Celebrating Hispanic Small Businesses

To celebrate National Hispanic Heritage Month, we’re spotlighting these Meet the Merchant stories featuring Hispanic and Latinx merchants who are

How to find a good location for your business

Some entrepreneurs are so eager to launch their business that they overlook one of the most important contributors to success

Back to school and back to learning

It’s officially September! Millions of students, teachers, and staff are back in school—the third school year to be affected by

7 burning questions you can actually answer with cloud payroll data

There’s this thing that soaks up 70.4% of your budget and most business owners tend to think of it as

Main Street Momentum Summer Finale

This summer, Clover took to the streets, traveling around the country on our Main Street Momentum tour.

Guide to starting a business out of your home

When COVID-19 became a global pandemic, millions of Americans suddenly found themselves either without a job or working from home

Frozen Rooster

In this installment of Meet the Merchant, we speak with Mimi Leonard of Frozen Rooster in Leeds, Alabama. Mimi discusses

Make online orders with delivery simple with this Clover-Grubhub solution

If there’s one thing we’ve learned over the past year, it’s that being able to offer take-out and delivery can

10 easy-to-use August strategies to improve your productivity all year

Free time is a luxury when it comes to running your own business. But the dog days of summer often

Credit card processing tips for small businesses

A typical in-person credit card transaction only takes a few seconds, but there’s a lot that happens behind the scenes.

Perfume Outlet 1803

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

Now use Clover with or without a POS device

Not every small business starts with a physical storefront.

How to get a small business loan

The Pupper Club

In this installment of Meet the Merchant, we speak to Eileen Colavita of The Pupper Club in Downtown LA. Eileen

9 tips for hiring in a super-tight labor market

There are more than 9 million jobs open in America right now. Many businesses are having trouble filling open positions.

How to start an eCommerce business

Even before the pandemic, brick-and-mortar retailers were struggling to compete with eCommerce stores, thanks to the speed, convenience, and prices

Celebrating Black-owned Clover businesses for Black Business Month

In celebration of August as Black Business Month, we’re revisiting these Meet the Merchant stories that highlight Black business owners

How and why merchants need to take a vacation

After a long year when many people were stuck at home, America’s national parks are having one of their busiest

How to open a business bank account

Most companies open a business bank account for the purposes of collecting incoming sales and paying outgoing expenses.

1099 vs W-2: What You Don’t Know Could Cost You

Misclassification of employees as independent contractors can result in significant penalties.

Meet the Merchants in the South and Southwest

If you’re hitting the road for a summer adventure, traveling the countryside, like we are, or just taking a weekend

How and why your small business needs great photos

Good photography can make a huge difference in that crucial first impression you make on a potential customer who’s first

W-2 vs. 1099: Choosing between employees and contractors

At a certain point, nearly every successful small business owner thinks about expanding their operations. To do so, they often

How 3 Clover Merchants are taking it to the streets

Summer is a great time to take to the beach, the park, or even your local streets for the flavors

7 small business types that will thrive post-pandemic

As the pandemic begins to wind down in the U.S., people are starting to return to restaurants and bars, plan

Now you can accept PayPal and Venmo in-store via your Clover device!

Now, you can accept more payment types on your Clover device, giving your customers payment choice and more ways to

How to ask for feedback from customers

Looking at your sales numbers tells you how your business is doing; but, learning how to ask for feedback from

The School – Creative Arts Education

In this installment of Meet the Merchant, we speak to Lindsay Duncan and Krystal Ferguson, co-owners of The School –

How to use Clover Reporting to forecast sales

Clover Reporting takes the hard work out of forecasting by tracking and sorting your data for you. Our reports can

How to source, hire, and train employees brand-new to market

It’s not just you. As consumers gain more confidence coming back to restaurants, many business owners are looking to hire

How to write a marketing plan

Marketing connects your business with new or existing customers to promote a product or service that may satisfy their needs

Celebrating MTM merchants for National Ice Cream Month!

July is the perfect month to eat ice cream, especially this year! Not only do we celebrate National Ice Cream

6 ways Clover can help ice cream businesses

We all scream for ice cream! Hot, sunny summer means the demand for ice cream treats is through the roof.

Doing Business As (DBA): What it is & when to file one

When launching a new business, entrepreneurs often wrestle with how best to structure their startup – with S-Corp, C-Corp, and

Barocco X Nino

In this installment of Meet the Merchant, we speak to specialty coffee roaster Bruno Colozza, who opened Barocco X Nino,

Fisherman: Why Your Restaurant Needs a Website (and How to Build One Pronto)

Consumers are shopping online at an increasing rate, making it essential to have a polished and professional “digital storefront”. Over

How to start an ice cream shop or truck

As the saying goes, “I scream, you scream, we all scream for ice cream!” If you’re passionate about America’s favorite

KingsPIER vintage

In this installment of Meet the Merchant, we speak to Laura MacNutt of KingsPIER vintage of Halifax, Nova Scotia. As

App Update: Homebase Time Clock app now offers Cash Out feature

Homebase helps over 100,000 businesses manage their teams with free employee time tracking, scheduling, team communication, and hiring tools. Homebase

How to register your small business

This information is provided for informational purposes only and should not be construed as legal, financial, or tax advice. Readers

Terri Does Desserts

In this installment of Meet the Merchant, we speak to Terri Rhodes Littleton of Terri Does Desserts, in Sacramento, California.

COVID Impact on Industry: Services

In Part 5 of our “COVID Impact on Industry” series, we take a look at COVID’s impact on the Services

Support LGBTQ+ small businesses for Pride Month

Happy Pride Month! This June, Clover celebrates all of our LGBTQ+ merchants and allies.

What is a pop-up restaurant?

Pop-up restaurants were the sixth most popular dining trend in 2018.1 A year later, they reached the number two spot.2

Kouign Cafe

In this installment of our Meet the Merchant series, we talk to Andrew Han, owner of Kouign Cafe in Vancouver,

Support small businesses while celebrating Dads & Grads

It’s June, which means it’s almost Father’s Day (June 20! Don’t forget!) and it’s also graduation season. After a challenging

5 small business trends & practices that aren’t going away post-pandemic: food & beverage edition

The food and beverage sector has been hit particularly hard by the COVID-19 pandemic. Restaurants have struggled with the existential

Celebrating LGBTQ+ inventors & entrepreneurs during Pride Month

Often when we think of famous LGBTQ+ people throughout history, we celebrate those in the creative space: Leonardo Da Vinci,

Help improve customer retention with these 6 tips

It costs up to five times as much to acquire new customers as it does to keep existing ones.1 In

Derm.ca

In this installment of Meet the Merchant, we speak to Ildikó Juhasz, co-owner of dermatology clinic Derm.ca and Revoderm.com ,

4 reasons to select a POS system with a QuickBooks integration

There are several reasons why businesses of all sizes increasingly rely on POS systems that integrate with accounting platforms such

Icy Mountain Water

In this installment of Meet the Merchant, we speak to Brandy Wilde of Icy Mountain Water in Medicine Hat, Alberta.

Bagels & Brew

In this installment of Meet the Merchant, we speak to Audrey Ranstead of Bagels & Brew in Fairbanks, Alaska. Ranstead

5 small business trends & practices that aren’t going away post-pandemic: services edition

As the pandemic begins to wind down, many of us are looking forward to getting back to normal. The economy

How to buy wholesale for your small business

The idea behind wholesale is simple. As a small business owner, you buy bulk quantities at discounted “wholesale” rates. Then

Oksa Cakes

In this installment of Meet the Merchant, we speak to Dmitry Petrov of Oksa Cakes in Flagler Beach, Florida. Dmitry

Celebrating AAPI innovators and entrepreneurs during Asian-American and Pacific Islander Heritage Month

During Asian American Pacific Islander (AAPI) Heritage Month, we’re shining a spotlight on the achievements and contributions of AAPI entrepreneurs,

Three simple self-care habits to avoid workday burnout

The concept of work-life balance may sound great in theory, but putting it into practice is another story. More than

Tips for how to write an employee handbook for a small business

Running a business can be complex – with new situations and challenges cropping up every day. However, having procedures already

Tapi Go!

In this installment of Meet the Merchant, we speak to Clarissa Aguiar of Tapi Go! in Toronto, Ontario. Clarissa shares insights

3 apps to help you focus on business growth, not paperwork

The following is a guest post by our partners at Davo.

Celebrating AAPI small business owners

May is Asian-American and Pacific Islander Heritage Month. We are so delighted to celebrate our merchants, and we’re proud to

How to finance a restaurant

Anyone can dream about opening a restaurant; however, turning those dreams into reality can be difficult. Some entrepreneurs pour their

Revolution Bakery

What if you could have a flaky, buttery, delicious croissant…without the gluten? Meet Dionne Christian, owner of Revolution Bakery in

Small business loyalty programs turn customers into creatures of habit

With over 20 years’ experience in the global payments industry, Massimo Sirolla (co-founder of Loyalzoo) could see that the growth

What is BOPIS?

There is a growing retail trend in which customers order what they want online before picking up their items at

Mountain Medicine Integrative Wellness Center

In this installment of Meet the Merchant, we speak to Bret Wojciak of Mountain Medicine Integrative Wellness Center in Flagstaff,

Earth Day 2021

Why forecasting is crucial to your business plan

Managing a successful business requires more frequent forecasting and a fluid response to change. Here’s what looking at your sales

Give your business a boost with the SBA’s Restaurant Revitalization Fund grant

If you run a restaurant, cafe, bar, or any other type of business in the food and beverage industry, it’s

What to consider when designing your restaurant floor plan

With COVID-19 restrictions in place, coming up with ways to boost restaurant sales has been a real challenge for many

Gonzo’s Rock And Roll Pizzeria

In this installment of Meet the Merchant, we speak to Arturo Garza of Gonzo’s Rock And Roll Pizzeria in Sandwich,

5 small business trends & practices that aren’t going away post-pandemic: retail edition

As the pandemic winds down, there’s been much discussion around the “new normal.” Many aspects of life before the pandemic

Speed up hiring with Indeed

Clover and Indeed, the world’s #1 job site, have teamed up to help you maximize your recruiting reach and help

How to start a boutique

Although the need to “dress up” took a nosedive in 2020, the demand for clothing and shoes is on the

The Red, White & Brew

In this installment of Meet the Merchant, we speak to Todd Delaune of The Red, White & Brew in Hammond,

How to raise your prices successfully

The coronavirus pandemic has forced nearly all businesses to rethink almost everything, from operations to staffing to customer experience. It’s

Creating a contactless payment experience

A touchless payment experience is one in which customers have little to no physical contact with the hardware you use

Holy Rolly Charleston

In this installment of Meet the Merchant, we speak to LaToya Gardner of Holy Rolly Charleston, in Charleston, South Carolina.

How to optimize your restaurant menu to maximize profits

Operating a restaurant is not for the faint of heart. One of the biggest challenges is the industry’s razor-thin profit

7 benefits of online ordering systems for restaurants

Even before COVID-19, online ordering was popular among diners. Recent stay-at-home orders have led even more customers nationwide to embrace

Daisy’s Doghouse

In this installment of our Meet the Merchant series, we talk to Lisa Samar, owner of Daisy’s Doghouse in Buffalo,

Celebrating female inventors and entrepreneurs during Women’s History Month

Despite the glass ceiling, women entrepreneurs and innovators have been breaking boundaries for centuries. In many states, women weren’t able

Connect with your customers with the Clover app

As businesses of all sizes across the country get back to business and adjust to a post-pandemic marketplace, connecting (and

Clover’s new Inventory can help your business run smoother

With changing restrictions, policies, and practices, the pandemic marketplace is constantly in flux. For busy merchants, that often means spending

Minimum wage by state

Every election cycle brings renewed debate over the minimum wage and its implications for workers, businesses, and society as a

À La Cart Orlando

In this installment of Meet the Merchant, we speak to April Williams of À La Cart Orlando in Orlando, Florida.

Business resources for female small business owners

The number of women-owned businesses in the United States has skyrocketed over the years. Today, American Express estimates that 42% of

COVID Impact on Industry: Lodging & Recreation

Part 2 of our “COVID Impact on Industry” series focuses on Lodging & Recreation, two subsets of the hospitality industry.

6 reasons to start using Clover Customer Engagement now

You have a powerhouse right at your fingertips—and you may not even know it. That is, if you have Clover,

In this installment of Meet the Merchant, we speak to Crystal Marie Render of Crystal Marie’s Divine Designs in Cincinnati.

All the ways to C/love/r: ANSWER KEY

Clover at the 2021 NASCAR Daytona 500

Clover is off to the races! We are proud to sponsor Chip Ganassi Racing (CGR) and the No. 42 Clover

How to get funding and support for minority-owned businesses

A minority-owned business is defined as any enterprise that is 51% or more owned by someone of Asian, Hispanic, Native

French Press Bakery & Cafe

In this installment of Meet the Merchant, we speak to Jay Spencer of French Press Bakery & Cafe in Needham,

All the ways to C/love/r

Have you ever wondered why the best songs and poems always seem to be for two people in love, or

What happens when a company experiences a data breach?

A data breach is one of the worst things that can happen to a business or its customers. When criminals

What the COVID-19 Vaccine Means for Small Businesses

Two coronavirus vaccines have been approved by the FDA. Pfizer and Moderna’s vaccines have both begun rollouts of vaccinations for

Paychex: The power of a single platform for payroll, time and attendance, and HR

A single HCM platform built around a single employee record can help streamline the efficiency of a small business with

Top productivity hacks for small business owners

“If only I had more time!” We’ve all said this at one time or another, whether as business owners, employees,

What is curbside pickup?

As the global pandemic continues to evolve, it’s not surprising that so many Americans are turning to online shopping for

Big Mama’s Kitchen & Catering

In this installment of our Meet the Merchant series, we talk to Gladys Harrison, who owns Big Mama’s Kitchen and

6 effective restaurant promotion ideas

In 2019, there were more than one million* restaurants nationwide, with approximately 10,000 new establishments** opening every year. Then COVID-19

Kore Regenerative Medicine

In this installment of our Meet the Merchant series, we chat with Dr. Jordanna Quinn, founder of Kore Regenerative Medicine

Catering to last-minute shoppers while preserving your sanity

The holiday shopping season started extra early this year. This so-called “Christmas creep” is due in part to Amazon Prime

Clover wins Restaurant Smart Terminal Provider of the Year award

The Strawhecker Group (TSG) is proud to announce that Clover® from Fiserv, has won the inaugural Restaurant Smart Terminal Provider

Turning the tables: Reviewing restaurant review sites

There was a time when the only external sources you needed to monitor were the Yellow Pages, the Better Business

Bulbap Grill

In this installment of our Meet the Merchant series, we speak to Jeff Choi of Bulbap Grill, which has three

Why you should Google My Business

With the holidays right around the corner, now’s the time to make sure that your online listings are up to

Use Google Assistant™ to make payments with your voice

Google Assistant is a voice-activated tool that comes preinstalled on Android phones and a number of Google-branded smart devices. iPhone®

How to help increase restaurant sales

The hospitality industry is incredibly competitive. As such, knowing how to increase restaurant sales is essential for long-term growth. This

Hate paying sales tax? Missed a payment in 2020? Sign up for DAVO and never deal with sales tax again.

Managing sales taxes is difficult in a good year. But this is 2020.

Kwame A. Michel, Inc.

In this installment of our Meet the Merchant series, we talk to Kwame A. Michel, founder and owner of the

12 ways Clover Online Ordering makes your POS sing

In the twelfth month of 2021, my Clover® said to me… I’ve got twelve reasons why your business should use

Guide to a Winning Job Posting Strategy: How to Find the Right Candidates

Approximately 82% of small business owners say fewer than half of their job applicants are qualified.2 To attract skilled talent,

How to accept gift cards for small business

Accepting gift cards for your small business is a simple, effective way to help improve sales. Gift cards are easy,

Wire transfers or ACH: Which should you use?

Wire transfers and the Automated Clearing House (ACH) network are two popular ways to send and receive money electronically. Both

7 habits of successful small business owners

As a small business owner, no two days are the same. You’re constantly putting out fires, and you’re expected to

The 6 biggest money mistakes SMBs make

Depending on whom you ask, anywhere from 20 to 50 percent of new businesses fail within the first five years.1

American Express: The community impact of shopping small

With the holiday season upon us, it’s important to be thoughtful about where we shop. This applies only to us

QR codes for restaurants: Helping your business adapt to the pandemic

Introduced in 1994, the Quick Response (QR) code is a two-dimensional barcode designed to store information.* It was originally used

Giving thanks to our merchants

This year, Thanksgiving feels a lot different. It’s a difficult world we are living in, and we know that many

American Express: Plan now for successful online holiday sales

2020 has not been a normal year—neither in life nor in business. If you’re a small business, the adaptations and

Destiny Farm Cattle

In this installment of Meet the Merchant, we speak to Hendrick Leibrandt of Destiny Farm Cattle in Medina, Ohio. Hendrick

Understanding restaurant profit margins and their importance

Three questions to ask as you plan for the holidays

For many retailers, the holiday season is rich with revenue opportunity—even in the age of COVID. Historically, on average over

Tap or dip? Are contactless cards safer than chip cards?

Most credit cards in the U.S. now come with embedded EMV chips. The magstripe presented on older cards was easier

Reyna’s Tacos

Our Meet the Merchant series features Q&As with real-world Clover merchants. In today’s installment, we speak with Leslie Reyna of

Average restaurant revenue and what it means to your business

Average restaurant revenue describes the total amount of money your establishment generates (on average) every day, week, month, or year.

7 tips to turn holiday shoppers into loyal customers

Holiday seasons have historically offered a key opportunity for building customer loyalty. In a normal year, shops can reach out

4 reasons why winning awards is important for your business

The average U.S. consumer experiences over 1,600 advertising messages every day. These ads are primarily digital, with only two percent

Building Your Team? Here’s What You Need to Know About Payroll

So you’ve made your first hire and started building your team. Congratulations! This is a huge moment for business owners.

Drummer Imports Service & Sales Center

Our Meet the Merchant series features Q&As with real-world Clover merchants. Today we talk to Anthony D. Drummer, owner of

What is POS (point of sale) software?

Point of sale (POS) software is the technology retailers, restaurants, and other businesses use to accept in-person payment. Whether installed

Holiday promotions that won’t break the bank

Smart and effective marketing starts with a strategy. Before planning out specific promotions, businesses should think through what they are

Sweetberry

Our Meet the Merchant series features Q&As with real-world Clover merchants. In today’s installment, we talk to Desi Saran, Founder

Restaurants Enhance Touchless Dining Experience with Scan to Order from Clover

New feature enables restaurants to create digital menus accessible with QR codes and allows customers to order food, pay their

Spotlight on Brooklyn Tea

While COVID-19 has pushed many small businesses to the edge, it hasn’t dampened the entrepreneurial spirit for those who believe

Spotlight on Brown Butter

For many small businesses, adjusting to a new normal in the midst of COVID-19 means finding new ways to do

Spotlight on Daddy Greens

The journey back from the economic effects of COVID-19 has been a long road for many small businesses. that’s why

Spotlight on Achsah’s Jamaican Restaurant

Spotlight on Swirl Wine Bistro

Spotlight on Ragtrade Atlanta

Spotlight on The Beverly

Diedrich Espresso

Our Meet the Merchant series features Q&As with real-world Clover merchants. In today’s installment, we talk to Jasmine Diedrich. Diedrich

How to make the 2020 Holiday Calendar work for you

We’ve all grown used to the holiday shopping rhythm. First comes Spooky Season, topped off by Halloween. Come November 1st,

Sushi Lab

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

Make hiring easy with JazzHR

Just months ago, unemployment was at a 50-year low, roughly 3.5%. Recently, this changed drastically with states currently on lockdown

10 ways to reduce anxiety for yourself and your employees

To say that 2020 has been an unusual year is a mighty understatement. For most businesses, families, and individuals, this

LuLu’s Mexican Food

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

Un Solo Sol

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

How to keep your customers close—at a social distance

Ricky Styles Studio

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read innovative ideas and real-life stories of small businesses

4 reasons your restaurant needs scan to order now

The pandemic affected the way we all do business, and many customers’ habits have changed permanently. In particular, the way

Physical Therapy of Milwaukee

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

App update: Homebase

Running a small business is never easy. There’s always paperwork to be done, products to research, and customers to care

Hair Studio 18

Using memberships and subscriptions to grow your business

BluePay is now Clover

La Gelati

American Express: The community impact of shopping small

Harlem Doggie Day Spa

Keep your customers engaged with Feedback and Rewards

Beak Restaurant

Get to know your clientele with Customers and Promos

Posh Hair District

Why your seasonal business needs an online presence

Need to set up online ordering fast? Here’s how.

To help our restaurant merchants generate revenue despite pandemic restrictions, the Clover team recently launched a powerful and cost-effective feature:

Earlier this week, we posted an article about how to get your restaurant ready to take online orders through your

COVID-19 Effects and Impacts in the U.S (FISERV)

Maintain safe distancing with Virtual Terminal

In the midst of the COVID-19 emergency, it is imperative to comply with shelter-in-place orders, maintain social distance, and minimize

Keeping your sales safe & sanitary

Sales transactions are crucial to healthy businesses. Disruptive events like health emergencies, whether localized or more global in nature, can

We are all in this together

The past few weeks have seen a significant disruption to our lives, work, and the economy, caused by what is

Recession-proof your business: How to manage irregular overhead and cash flows

Redesign your mental model: Use tax season to build better habits

That madcap time of year we call tax season is here with a vengeance. Not all of us handle our

March is National Credit Education Month

There are many month-long observances during March, but perhaps one of the most important is National Credit Education Month —

Recession-proof your business: How customer engagement can be insurance against recession

Recessions, like taxes, are inevitable. They are part of the natural life cycle of a healthy economy; and, while we

Develop a growth mindset: 3 questions for small business owners

How to give restaurant guests more control over getting the check

Imagine you’ve had a great meal at your favorite new restaurant. Service was attentive and swift, conversation was pleasant, and

10+ Spring holiday promotional ideas to help your restaurant business flourish

Did you read our holiday suggestions for retail and service businesses and think “but what about my restaurant?” We know how

10+ Spring holiday promotion ideas to help your retail and service business flourish

Ludwig’s German Table

We’re launching Meet the Merchant—a Q&A series with real-world Clover merchants. We share best practices, lessons learned, tips for getting

How to help detect and prevent merchant account fraud

16 ways business owners can save on taxes

4 tips for mobile credit card processing at trade show events

Merchant account vs. business bank account

If you’re just setting up a business, it can be confusing figuring out how to process credit card payments, deposit

Payment gateway vs. payment processor: what is the difference?

Payment gateway and payment processor are two key links in the payment processing chain. As a business owner, you’ve probably

How different age groups prefer to pay

Cash is still king…or is it? Roughly 3 out of 10 adults don’t use paper money at all — and

What is peer-to-peer transfer? What are the pros and cons?

Technically speaking, every transaction is a peer-to-peer (P2P) transfer. Whether you’re using cash, credit cards or ACH payments, there is

The positive impact of social media on eCommerce

When the internet first came out, it began as a competitive advantage for every business that embraced it. Very quickly,

Redesign your mental model: Forget resolutions and reshape habits

Top shows & documentaries for entrepreneurs on Netflix, YouTube, and other streaming services

Launching a new business isn’t easy. There’s a lot of uncertainty involved as you invest countless hours and money developing

How to start a small business in 9 simple steps

Starting a new business can be an exciting experience, but it can also quickly become stressful as you step out

6 best practices for securing your eCommerce website

Your eCommerce website is always open 24/7, 365 days a year. That’s why you chose to do eCommerce business, so

4 benefits of a merchant account

You might be wondering if a merchant account is beneficial for your business. Perhaps you’re a small, at-home operation, and

Merchant cash advance vs. bank loans: Pros and cons

Picture this: Business is going well — and because you have a merchant account, the credit card sales keep rising