Editorial Team, Author at Clover

How to open a business bank account

Most companies open a business bank account for the purposes of collecting incoming sales and paying outgoing expenses.

1099 vs W-2: What You Don’t Know Could Cost You

Misclassification of employees as independent contractors can result in significant penalties.

Meet the Merchants in the South and Southwest

If you’re hitting the road for a summer adventure, traveling the countryside, like we are, or just taking a weekend

How and why your small business needs great photos

Good photography can make a huge difference in that crucial first impression you make on a potential customer who’s first

W-2 vs. 1099: Choosing between employees and contractors

At a certain point, nearly every successful small business owner thinks about expanding their operations. To do so, they often

How 3 Clover Merchants are taking it to the streets

Summer is a great time to take to the beach, the park, or even your local streets for the flavors

7 Small business types that will thrive post-pandemic

As the pandemic begins to wind down in the U.S., people are starting to return to restaurants and bars, plan

Now you can accept PayPal and Venmo in-store via your Clover device!

Now, you can accept more payment types on your Clover device, giving your customers payment choice and more ways to

How to ask for feedback from customers

Looking at your sales numbers tells you how your business is doing; but, learning how to ask for feedback from

The School – Creative Arts Education

In this installment of Meet the Merchant, we speak to Lindsay Duncan and Krystal Ferguson, co-owners of The School –

How to use Clover Reporting to forecast sales

Clover Reporting takes the hard work out of forecasting by tracking and sorting your data for you. Our reports can

How to source, hire, and train employees brand-new to market

It’s not just you. As consumers gain more confidence coming back to restaurants, many business owners are looking to hire

How to write a marketing plan

Marketing connects your business with new or existing customers to promote a product or service that may satisfy their needs

Celebrating MTM merchants for National Ice Cream Month!

July is the perfect month to eat ice cream, especially this year! Not only do we celebrate National Ice Cream

6 ways Clover can help ice cream businesses

We all scream for ice cream! Hot, sunny summer means the demand for ice cream treats is through the roof.

Doing Business As (DBA): What it is & when to file one

When launching a new business, entrepreneurs often wrestle with how best to structure their startup – with S-Corp, C-Corp, and

Barocco X Nino

In this installment of Meet the Merchant, we speak to specialty coffee roaster Bruno Colozza, who opened Barocco X Nino,

Fisherman: Why Your Restaurant Needs a Website (and How to Build One Pronto)

Consumers are shopping online at an increasing rate, making it essential to have a polished and professional “digital storefront”. Over

How to start an ice cream shop or truck

As the saying goes, “I scream, you scream, we all scream for ice cream!” If you’re passionate about America’s favorite

KingsPIER vintage

In this installment of Meet the Merchant, we speak to Laura MacNutt of KingsPIER vintage of Halifax, Nova Scotia. As

App Update: Homebase Time Clock app now offers Cash Out feature

Homebase helps over 100,000 businesses manage their teams with free employee time tracking, scheduling, team communication, and hiring tools. Homebase

New & Notable in the Clover App Market: June 2021

We’re excited to share another set of apps newly added to Clover App Market. Here are some of our favorites.

How to register your small business

This information is provided for informational purposes only and should not be construed as legal, financial, or tax advice. Readers

Terri Does Desserts

In this installment of Meet the Merchant, we speak to Terri Rhodes Littleton of Terri Does Desserts, in Sacramento, California.

COVID Impact on Industry: Services

In Part 5 of our “COVID Impact on Industry” series, we take a look at COVID’s impact on the Services

Support LGBTQ+ small businesses for Pride Month

Happy Pride Month! This June, Clover celebrates all of our LGBTQ+ merchants and allies.

What is a pop-up restaurant?

Pop-up restaurants were the sixth most popular dining trend in 2018.1 A year later, they reached the number two spot.2

Kouign Cafe

In this installment of our Meet the Merchant series, we talk to Andrew Han, owner of Kouign Cafe in Vancouver,

Support small businesses while celebrating Dads & Grads

It’s June, which means it’s almost Father’s Day (June 20! Don’t forget!) and it’s also graduation season. After a challenging

5 small business trends & practices that aren’t going away post-pandemic: food & beverage edition

The food and beverage sector has been hit particularly hard by the COVID-19 pandemic. Restaurants have struggled with the existential

holidays

Celebrating LGBTQ+ inventors & entrepreneurs during Pride Month

Often when we think of famous LGBTQ+ people throughout history, we celebrate those in the creative space: Leonardo Da Vinci,

Help improve customer retention with these 6 tips

It costs up to five times as much to acquire new customers as it does to keep existing ones.1 In

Health & beauty

Derm.ca

In this installment of Meet the Merchant, we speak to Ildikó Juhasz, co-owner of dermatology clinic Derm.ca and Revoderm.com ,

COVID Impact on Industry: Retail

Part 4 of our “COVID Impact on Industry” series dives into the data on the pandemic’s impact on the Retail

4 reasons to select a POS system with a QuickBooks integration

There are several reasons why businesses of all sizes increasingly rely on POS systems that integrate with accounting platforms such

Icy Mountain Water

In this installment of Meet the Merchant, we speak to Brandy Wilde of Icy Mountain Water in Medicine Hat, Alberta.

10 retail checkout counter ideas to help improve the customer experience

Given the ease, speed, and flexibility of online shopping, brick-and-mortar retailers may struggle to get customers through the door. This

Bagels & Brew

In this installment of Meet the Merchant, we speak to Audrey Ranstead of Bagels & Brew in Fairbanks, Alaska. Ranstead

5 small business trends & practices that aren’t going away post-pandemic: services edition

As the pandemic begins to wind down, many of us are looking forward to getting back to normal. The economy

How to buy wholesale for your small business

The idea behind wholesale is simple. As a small business owner, you buy bulk quantities at discounted “wholesale” rates. Then

Oksa Cakes

In this installment of Meet the Merchant, we speak to Dmitry Petrov of Oksa Cakes in Flagler Beach, Florida. Dmitry

Celebrating AAPI innovators and entrepreneurs during Asian-American and Pacific Islander Heritage Month

With reports of hate crimes against the Asian American community on the rise in recent months, it’s more important than

Three simple self-care habits to avoid workday burnout

The concept of work-life balance may sound great in theory, but putting it into practice is another story. More than

Tips for how to write an employee handbook for a small business

Running a business can be complex – with new situations and challenges cropping up every day. However, having procedures already

Tapi Go!

In this installment of Meet the Merchant, we speak to Clarissa Aguiar of Tapi Go! in Toronto, Ontario. Clarissa shares insights

3 apps to help you focus on business growth, not paperwork

The following is a guest post by our partners at Davo.

holidays

Support small businesses this Mother’s Day

On May 9th, we’ll celebrate Mother’s Day. It’s been a year full of unprecedented challenges, so if ever there was

holidays

Celebrating AAPI small business owners

May is Asian-American and Pacific Islander Heritage Month. We are so delighted to celebrate our merchants, and we’re proud to

How to finance a restaurant

Anyone can dream about opening a restaurant; however, turning those dreams into reality can be difficult. Some entrepreneurs pour their

Revolution Bakery

What if you could have a flaky, buttery, delicious croissant…without the gluten? Meet Dionne Christian, owner of Revolution Bakery in

Small business loyalty programs turn customers into creatures of habit

With over 20 years’ experience in the global payments industry, Massimo Sirolla (co-founder of Loyalzoo) could see that the growth

Why a Clover Flex is the perfect investment for 2021

It’s fair to say that 2020 was a ride with more dips and twists than most coasters, leaving many small

What is BOPIS?

There is a growing retail trend in which customers order what they want online before picking up their items at

Earth Day 2021

Mountain Medicine Integrative Wellness Center

In this installment of Meet the Merchant, we speak to Bret Wojciak of Mountain Medicine Integrative Wellness Center in Flagstaff,

Why forecasting is crucial to your business plan

2020 brought many unexpected surprises, from forced lockdowns to restricted density in restaurants and stores. For most small businesses, these

Give your business a boost with the SBA’s Restaurant Revitalization Fund grant

If you run a restaurant, cafe, bar, or any other type of business in the food and beverage industry, it’s

What to consider when designing your restaurant floor plan

With COVID-19 restrictions in place, coming up with ways to boost restaurant sales has been a real challenge for many

Gonzo’s Rock And Roll Pizzeria

In this installment of Meet the Merchant, we speak to Arturo Garza of Gonzo’s Rock And Roll Pizzeria in Sandwich,

5 small business trends & practices that aren’t going away post-pandemic: retail edition

As the pandemic winds down, there’s been much discussion around the “new normal.” Many aspects of life before the pandemic

COVID Impact on Industry: Food & Beverage

In Part 3 of our “COVID Impact on Industry” series, we review the state of the Food and Beverage sector

Speed up hiring with Indeed

Clover and Indeed, the world’s #1 job site, have teamed up to help you maximize your recruiting reach and help

How to start a boutique

2020 wasn’t a great year for fashion or retail businesses. With a majority of people working or learning from home,

The Red, White & Brew

In this installment of Meet the Merchant, we speak to Todd Delaune of The Red, White & Brew in Hammond,

How to raise your prices successfully

The coronavirus pandemic has forced nearly all businesses to rethink almost everything, from operations to staffing to customer experience. It’s

Creating a contactless payment experience

A touchless payment experience is one in which customers have little to no physical contact with the hardware you use

Holy Rolly Charleston

In this installment of Meet the Merchant, we speak to LaToya Gardner of Holy Rolly Charleston, in Charleston, South Carolina.

How to optimize your restaurant menu to maximize profits

Operating a restaurant is not for the faint of heart. One of the biggest challenges is the industry’s razor-thin profit

7 benefits of online ordering systems for restaurants

Even before COVID-19, online ordering was popular among diners. Recent stay-at-home orders have led even more customers nationwide to embrace

Daisy’s Doghouse

In this installment of our Meet the Merchant series, we talk to Lisa Samar, owner of Daisy’s Doghouse in Buffalo,

Celebrating female inventors and entrepreneurs during Women’s History Month

Despite the glass ceiling, women entrepreneurs and innovators have been breaking boundaries for centuries. In many states, women weren’t able

Connect with your customers with the Clover app

As businesses of all sizes across the country get back to business and adjust to a post-pandemic marketplace, connecting (and

product updates

Clover’s new Inventory can help your business run smoother

With changing restrictions, policies, and practices, the pandemic marketplace is constantly in flux. For busy merchants, that often means spending

Minimum wage by state

Every election cycle brings renewed debate over the minimum wage and its implications for workers, businesses, and society as a

À La Cart Orlando

In this installment of Meet the Merchant, we speak to April Williams of À La Cart Orlando in Orlando, Florida.

Business resources for female SMB owners

The number of woman-owned businesses in the US has grown exponentially over the years. Between 2014 – 2019, enterprises owned

COVID Impact on Industry: Lodging & Recreation

Part 2 of our “COVID Impact on Industry” series focuses on Lodging & Recreation, two subsets of the hospitality industry.

6 reasons to start using Clover Customer Engagement now

You have a powerhouse right at your fingertips—and you may not even know it. That is, if you have Clover,

How to start a food truck business

OC Design

In this installment of Meet the Merchant, we speak to Patricia McCarthy of OC Design in Manchester, Connecticut. Patricia shares

Can employers require COVID-19 vaccines?

The following is a guest post by Shelbie Watts at Homebase.

New & notable in the Clover App Market: March 2021

Did you miss it? We haven’t done a New & notable article in a while, but we are back and

11 small business ideas for 2021

If you’re like a growing number of Americans who are either unemployed or working remotely, you may have thought about

London Beauty

In this installment of Meet the Merchant, we speak to Kathleen London, the owner of London Beauty in Brighton, Michigan.

Give your shoppers essential information at essential times

Picture this: it’s two hours before you give a big online presentation, and the lightbulb in your room blows out.

A Day in the Life of Clover

Welcome to “A Day in the Life of Clover”! This storytelling series brings you right inside our company in a

Celebrating women-owned businesses

March is Women’s History Month, and here at Clover, that means a lot to us. We’re so proud to work

Small business tax deductions for 2020 / 2021

Tax season can be stressful but with proper planning and preparation, it’s possible to lessen the sting a bit. As

Fannie’s West African Cuisine

In this installment of Meet the Merchant, we speak with Fannie Gibson of Fannie’s West African Cuisine in Kansas City,

Celebrating Black inventors & entrepreneurs during Black History Month

Whether you’re aware of it or not, Black entrepreneurs and innovators have contributed significantly to creations that make our lives

Auditing your online presence

When states started to issue stay-at-home orders last year and prohibited table service dining, many restaurants made quick adjustments to

What is an invoice?

What is an invoice, why does your business need one, and what steps can you take to make the invoicing

Crystal Marie’s Divine Designs

In this installment of Meet the Merchant, we speak to Crystal Marie Render of Crystal Marie’s Divine Designs in Cincinnati.

Why these restaurants have thrived despite the COVID-19 pandemic

The pandemic has forced businesses to rethink all aspects of their operations, and that’s especially true of restaurants. Some have

All the ways to C/love/r: ANSWER KEY

Clover at the 2021 NASCAR Daytona 500

Clover is off to the races! We are proud to sponsor Chip Ganassi Racing (CGR) and the No. 42 Clover

How to get funding and support for minority-owned businesses

A minority-owned business is defined as any enterprise that is 51% or more owned by someone of Asian, Hispanic, Native

French Press Bakery & Cafe

In this installment of Meet the Merchant, we speak to Jay Spencer of French Press Bakery & Cafe in Needham,

All the ways to C/love/r

Have you ever wondered why the best songs and poems always seem to be for two people in love, or

eGift cards guide: How to buy, sell, and use them

Electronic gift cards (eGift cards) offer many of the same benefits as their physical counterparts. In both cases:

Small business funding for Black women entrepreneurs

Maybe the saying should be, ‘When the going gets tough, the tough start new small businesses.’ That’s certainly been true

The Cupcake Collection

In this installment of Meet the Merchant, we speak to Mignon Francois of The Cupcake Collection in Nashville, Tennessee. Mignon

COVID Impact on Industry: Travel & Tourism

There is no question the COVID-19 pandemic has reshaped the world in multiple ways. Aside from the horrific toll on

How to start a bagel shop

Are you a morning person who enjoys baking and entrepreneurship? If so, few ventures can provide as much satisfaction as

Vesco Ridge Vineyards

In this installment of Meet the Merchant, we speak to Nancy Vesco of Vesco Ridge Vineyards in West Chazy, New

Access business credit scores and find funding for free with Nav

Starting a business takes money. Keeping a business open takes money, too. There’s no way around the fact that capital

QSR

Fast casual vs. fast food: What is the difference?

Customers often have trouble distinguishing between fast casual vs. fast food. After all, both types of eating establishments focus on

Patt’s Guitar Repair

In this installment of Meet the Merchant, we speak to Paris Patt of Patt’s Guitar Repair in the Pico-Robertson neighborhood

Future-proof your business: 2021 refresh

Ever since COVID-19 hit the global economy like a ton of bricks, small businesses have been trying to dig out

Health code violations: What they are & how to prepare for an inspection

Cleanliness is important for any business – regardless of the industry and clientele. As a restaurant owner, however, following sanitation

The Jambalaya Shoppe Acadian

In this installment of Meet the Merchant, we speak to Kathy Fives of The Jambalaya Shoppe Acadian in Baton Rouge,

2021 COVID-19 Relief Bill: A summary for small businesses

The Coronavirus Response and Relief Supplemental Appropriations Act of 2021 (CRRSAA) was signed into law on December 27, 2020 as

New Paycheck Protection Program (PPP) loans: How to qualify and apply

This is a guest post by credit expert Gerri Detweiler, the Education Director for Nav. She has more than three

Differences between prepaid, debit, and gift cards

According to The Nilson Report, payment cards are expected to generate more than $9.3 trillion in purchase volume in the

Celebrate National Fun at Work Day

Billed as an opportunity to dress down, partake in office-based games, or enjoy a pizza buffet, National Fun at Work

Iconik Coffee Roasters

In this installment of Meet the Merchant, we speak to Sean Ham of Iconik Coffee Roasters in Santa Fe, New

The cashierless store trend

What the COVID-19 Vaccine Means for Small Businesses

Two coronavirus vaccines have been approved by the FDA. Pfizer and Moderna’s vaccines have both begun rollouts of vaccinations for

Paychex: The power of a single platform for payroll, time and attendance, and HR

A single HCM platform built around a single employee record can help streamline the efficiency of a small business with

Top productivity hacks for small business owners

“If only I had more time!” We’ve all said this at one time or another, whether as business owners, employees,

A look back at 2020—and a look forward to 2021

If ever there was a year to define the phrase “pay it forward,” 2020 is it. From our frontline and

What is curbside pickup?

As the global pandemic continues to evolve, it’s not surprising that so many Americans are turning to online shopping for

Big Mama’s Kitchen & Catering

In this installment of our Meet the Merchant series, we talk to Gladys Harrison, who owns Big Mama’s Kitchen and

The Green’s greatest hits of 2020

As we wrap up a year the likes of which none of us would have predicted a year ago, we

6 effective restaurant promotion ideas

In 2019, there were more than one million* restaurants nationwide, with approximately 10,000 new establishments** opening every year. Then COVID-19

Kore Regenerative Medicine

In this installment of our Meet the Merchant series, we chat with Dr. Jordanna Quinn, founder of Kore Regenerative Medicine

product updates

Homebase: Required restaurant employee handbook updates for 2021

After the joy of the holiday season, you as a restaurant owner or manager face a not-so-joyful task: updating workplace

Product News

Homebase: Required retail employee handbook updates for 2021

After the joy of the holiday season, you as a retail business owner or manager face a not-so-joyful task: updating

Catering to last-minute shoppers while preserving your sanity

The holiday shopping season started extra early this year. This so-called “Christmas creep” is due in part to Amazon Prime

Clover News

Clover wins Restaurant Smart Terminal Provider of the Year award

The Strawhecker Group (TSG) is proud to announce that Clover® from Fiserv, has won the inaugural Restaurant Smart Terminal Provider

Turning the tables: Reviewing restaurant review sites

There was a time when the only external sources you needed to monitor were the Yellow Pages, the Better Business

Bulbap Grill

In this installment of our Meet the Merchant series, we speak to Jeff Choi of Bulbap Grill, which has three

Why you should Google My Business

With the holidays right around the corner, now’s the time to make sure that your online listings are up to

Use Google Assistant™ to make payments with your voice

Google Assistant is a voice-activated tool that comes preinstalled on Android phones and a number of Google-branded smart devices. iPhone®

Hate paying sales tax? Missed a payment in 2020? Sign up for DAVO and never deal with sales tax again.

Managing sales taxes is difficult in a good year. But this is 2020.

How to help increase restaurant sales

The hospitality industry is incredibly competitive. As such, knowing how to increase restaurant sales is essential for long-term growth. This

Kwame A. Michel, Inc.

In this installment of our Meet the Merchant series, we talk to Kwame A. Michel, founder and owner of the

holiday2020

12 reasons to sing the praises of Clover Online Ordering

In the twelfth month of 2020, my Clover® said to me… I’ve got twelve reasons why your business should use

Guide to a Winning Job Posting Strategy: How to Find the Right Candidates

Approximately 82% of small business owners say fewer than half of their job applicants are qualified.2 To attract skilled talent,

Wire transfers or ACH: Which should you use?

Wire transfers and the Automated Clearing House (ACH) network are two popular ways to send and receive money electronically. Both

7 habits of successful small business owners

As a small business owner, no two days are the same. You’re constantly putting out fires, and you’re expected to

How to accept gift cards for small business

Accepting gift cards for your small business is a simple, effective way to help improve sales. Gift cards are easy,

The 6 biggest money mistakes SMBs make

Depending on whom you ask, anywhere from 20 to 50 percent of new businesses fail within the first five years.1

holiday2020

American Express: The community impact of shopping small

With the holiday season upon us, it’s important to be thoughtful about where we shop. This applies only to us

QR codes for restaurants: Helping your business adapt to the pandemic

Introduced in 1994, the Quick Response (QR) code is a two-dimensional barcode designed to store information.* It was originally used

holiday2020

Giving thanks to our merchants

This year, Thanksgiving feels a lot different. It’s a difficult world we are living in, and we know that many

American Express: Plan now for successful online holiday sales

2020 has not been a normal year—neither in life nor in business. If you’re a small business, the adaptations and

Destiny Farm Cattle

In this installment of Meet the Merchant, we speak to Hendrick Leibrandt of Destiny Farm Cattle in Medina, Ohio. Hendrick

Understanding restaurant profit margins and their importance

As a restaurant owner, you want to keep sales high and costs low. Doing so maximizes your “net” profit –

Three questions to ask as you plan for the holidays

For many retailers, the holiday season is rich with revenue opportunity—even in the age of COVID. Historically, on average over

Tap or dip? Are contactless cards safer than chip cards?

Most credit cards in the U.S. now come with embedded EMV chips. The magstripe presented on older cards was easier

Reyna’s Tacos

Our Meet the Merchant series features Q&As with real-world Clover merchants. In today’s installment, we speak with Leslie Reyna of

Average restaurant revenue and what it means to your business

Average restaurant revenue describes the total amount of money your establishment generates (on average) every day, week, month, or year.

7 tips to turn holiday shoppers into loyal customers

Holiday seasons historically offer a key opportunity for building customer loyalty. In a normal year, shops can reach out to

4 reasons why winning awards is important for your business

The average U.S. consumer experiences over 1,600 advertising messages every day. These ads are primarily digital, with only two percent

Building Your Team? Here’s What You Need to Know About Payroll

So you’ve made your first hire and started building your team. Congratulations! This is a huge moment for business owners.

Drummer Imports Service & Sales Center

Our Meet the Merchant series features Q&As with real-world Clover merchants. Today we talk to Anthony D. Drummer, owner of

What is POS (point of sale) software?

Point of sale (POS) software is the technology retailers, restaurants, and other businesses use to accept in-person payment. Whether installed

Holiday promotions that won’t break the bank

Smart and effective marketing starts with a strategy. Before planning out specific promotions, businesses should think through what they are

Sweetberry

Our Meet the Merchant series features Q&As with real-world Clover merchants. In today’s installment, we talk to Desi Saran, Founder

Product News

Restaurants Enhance Touchless Dining Experience with Scan to Order from Clover

New feature enables restaurants to create digital menus accessible with QR codes and allows customers to order food, pay their

Holiday 2020 webinar

Why you should refresh your tipping policies

Data from 2020 shows that 15.6 million restaurant employees in the United States are dependent on tips for their salary.

Spotlight on Brooklyn Tea

While COVID-19 has pushed many small businesses to the edge, it hasn’t dampened the entrepreneurial spirit for those who believe

Spotlight on Brown Butter

For many small businesses, adjusting to a new normal in the midst of COVID-19 means finding new ways to do

Spotlight on Daddy Greens

The journey back from the economic effects of COVID-19 has been a long road for many small businesses. that’s why

Spotlight on Achsah’s Jamaican Restaurant

Spotlight on Swirl Wine Bistro

Spotlight on Ragtrade Atlanta

Spotlight on The Beverly

Diedrich Espresso

Our Meet the Merchant series features Q&As with real-world Clover merchants. In today’s installment, we talk to Jasmine Diedrich. Diedrich

How to make the 2020 Holiday Calendar work for you

We’ve all grown used to the holiday shopping rhythm. First comes Spooky Season, topped off by Halloween. Come November 1st,

Sushi Lab

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

Make hiring easy with JazzHR

Just months ago, unemployment was at a 50-year low, roughly 3.5%. Recently, this changed drastically with states currently on lockdown

Silver linings in the age of COVID

Restaurants and bars have been among the businesses most hurt by the pandemic and the associated economic slowdown. As of

10 ways to reduce anxiety for yourself and your employees

To say that 2020 has been an unusual year is a mighty understatement. For most businesses, families, and individuals, this

LuLu’s Mexican Food

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

What does Amazon Prime Day 2020 mean for your small business?

Amazon Prime Day is one of the largest shopping days of the year. Over the past five years, the retail

Un Solo Sol

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

How to keep your customers close—at a social distance

Clover Restaurant Holiday Guide 2020

Clover Retail Holiday Guide 2020

Clover Services Holiday Guide 2020

Ricky Styles Studio

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our for innovative ideas and real-life stories of

Scan to Order helps make dining in safer—and enjoyable again

The COVID-19 pandemic won’t last forever, but we will be dealing with it for the foreseeable future. It’s affected the

Physical Therapy of Milwaukee

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

App update: Homebase

Running a small business is never easy. There’s always paperwork to be done, products to research, and customers to care

JoJoseph Photography

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

From The Boot

Minority-owned

Getting Back2Business: grants for minority-owned businesses

With the ongoing COVID-19 crisis still having detrimental effects on many small businesses, we are actively working on ways to

Pandemic Pup Relief Tour

How to deal with difficult customers during the pandemic

Customers have been known to behave badly from time to time. They’ve yelled at employees. They’ve shoplifted. They’ve attempted to

What is Customer Relationship Management (CRM)?

Hair Studio 18

American Express: How COVID is shaping the small business community

Using memberships and subscriptions to grow your business

BluePay is now Clover

La Gelati

American Express: The community impact of shopping small

Harlem Doggie Day Spa

Keep your customers engaged with Feedback and Rewards

Beak Restaurant

Get to know your clientele with Customers and Promos

Health & beauty

Posh Hair District

Why your seasonal business needs an online presence

Need to set up online ordering fast? Here’s how.

To help our restaurant merchants generate revenue despite pandemic restrictions, the Clover team recently launched a powerful and cost-effective feature:

Health & beauty

Unspoken Smiles Foundation

What is a POS system and how do I choose one?

POS systems vs. cash registers: How they are different & which you should choose

Contactless Payments

What is PCI compliance?

Merchant Services

Credit Card Processing

Found Coffee

Clover Online Ordering: Solutions for restaurants

ABC Fitness Connection

Caring for your employees during the COVID-19 crisis

Clover Gift Cards are going digital

Responding to the COVID-19 crisis has required a lot of creativity. Many dining establishments have had to pivot to curbside

El Barrio Neighborhood Tacos

Our Meet the Merchant series features Q&As with real-world Clover merchants. Read our full catalog for innovative ideas and real-life

Coronavirus Financial Relief Available to Businesses as of May 21, 2020

To help you navigate the ever-changing resource landscape, we’ve compiled a list of federal, state, local, corporate, non-profit and trade

COVID-19 Services Survival Guide

Like many other sectors, small businesses in the service industry have been hit hard by the outbreak of COVID-19. According

Magnolia Emporium

Our Meet the Merchant series features Q&As with real-world Clover merchants. In our first three articles, we talked to Ludwig’s

Clover Rapid Deposit: Get your money instantly at no cost

Cash flow is often a concern for small business merchants. This is even more true during the coronavirus pandemic. The

COVID-19 Retail Survival Guide

During the COVID-19 crisis, small business retailers have faced unprecedented financial distress. One analyst estimates that coronavirus could lead to

You need e-commerce more than ever. Here’s how to do it right.

Small merchants are facing an unprecedented financial crisis caused by the novel coronavirus. One investment firm estimated that total foot

Onyx Coffee Lab

Earlier this year, we launched a new series called Meet the Merchant, Q&As with real-world Clover merchants. In our first

The COVID-19 Customer Engagement toolkit

Of all the things that vie for your attention as a merchant, from cash flow and inventory to staffing and

Tin Pot Creamery

Earlier this year, we launched a new series called Meet the Merchant, Q&As with real-world Clover® merchants. In our first

COVID-19 Guide: The U.S. CARES Act

The Clover COVID-19 Resource Guide provides small businesses with an informational summary of the various measures contained in the CARES Act. The CARES

COVID-19 Restaurant Survival Guide

Restaurants are among the many small businesses struggling during the COVID-19 pandemic. Guests are staying home and meals are mostly

FAQs for CARES Act Paycheck Protection Program (PPP) Loans

The Coronavirus Aid Relief and Economic Security Act (CARES Act) includes a number of programs to help small business owners.

Take your business online quickly with Clover

Earlier this week, we posted an article about how to get your restaurant ready to take online orders through your

COVID-19 Effects and Impacts in the U.S (FISERV)

Maintain safe distancing with Virtual Terminal

In the midst of the COVID-19 emergency, it is imperative to comply with shelter-in-place orders, maintain social distance, and minimize

Keeping your sales safe & sanitary

Sales transactions are crucial to healthy businesses. Disruptive events like health emergencies, whether localized or more global in nature, can

We are all in this together

The past few weeks have seen a significant disruption to our lives, work, and the economy, caused by what is

Recession-proof your business: How to manage irregular overhead and cash flows

Redesign your mental model: Use tax season to build better habits

That madcap time of year we call tax season is here with a vengeance. Not all of us handle our

March is National Credit Education Month

There are many month-long observances during March, but perhaps one of the most important is National Credit Education Month —

Recession-proof your business: How customer engagement can be insurance against recession

Recessions, like taxes, are inevitable. They are part of the natural life cycle of a healthy economy; and, while we

SMB

Redesign your mental model: 3 questions small business owners should ask themselves every day

How to give restaurant guests more control over getting the check

Imagine you’ve had a great meal at your favorite new restaurant. Service was attentive and swift, conversation was pleasant, and

10+ Spring holiday promotional ideas to help your restaurant business flourish

Did you read our holiday suggestions for retail and service businesses and think “but what about my restaurant?” We know how

10+ Spring holiday promotion ideas to help your retail and service business flourish

Ludwig’s German Table

We’re launching Meet the Merchant—a Q&A series with real-world Clover merchants. We share best practices, lessons learned, tips for getting

How to help detect and prevent merchant account fraud

12 ways business owners can save on taxes

4 tips for mobile credit card processing at trade show events

Merchant account vs. business bank account

If you’re just setting up a business, it can be confusing figuring out how to process credit card payments, deposit

Payment gateway vs. payment processor: What is the difference?

Payment gateway and payment processor are two key links in the payment processing chain. As a business owner, you’ve probably

How different age groups prefer to pay

Cash is still king…or is it? Roughly 3 out of 10 adults don’t use paper money at all — and

What is peer-to-peer transfer? What are the pros and cons?

Technically speaking, every transaction is a peer-to-peer (P2P) transfer. Whether you’re using cash, credit cards or ACH payments, there is

The positive impact of social media on eCommerce

When the internet first came out, it began as a competitive advantage for every business that embraced it. Very quickly,

Redesign your mental model: Forget resolutions and reshape habits

Business refresh: Creating a resolutions menu for your restaurant

10 top shows and documentaries for entrepreneurs on Netflix, Amazon Prime, and YouTube

Launching a new business isn’t easy. There’s a lot of uncertainty involved as you invest countless hours and money developing

How to start a small business in 9 simple steps

Starting a new business can be an exciting experience, but it can also quickly become stressful as you step out

6 best practices for securing your eCommerce website

Your eCommerce website is always open 24/7, 365 days a year. That’s why you chose to do eCommerce business, so

4 benefits of a merchant account

You might be wondering if a merchant account is beneficial for your business. Perhaps you’re a small, at-home operation, and

Merchant cash advance vs. bank loans: Pros and cons

Picture this: Business is going well — and because you have a merchant account, the credit card sales keep rising

How to uncover broken links on your website

Does your website have broken links that cause frustration for your visitors and prevent Google from ranking you on the

10 free & easy ways to drive traffic to your website

If you’re like most businesses, you want more traffic to your website so you can sell more, increase revenue, and

How to declutter your small business operations

Accept recurring payments to reduce costs and boost sales

Minimize security risks with fraud management tools

Mobile credit card processing for Android & iPhone

What is EMV credit card processing?

Electronic billing services, invoicing & online payment software

Apple Pay for business – what will it cost me?

What is a dynamic CVV?

Accept payments with secure wireless credit card processing

Understanding your credit card machine options

Virtual credit card machine for online efficiency

Expand your sales opportunities with debit card processing

eCommerce merchant account & payment processing solutions

What is an EFT payment?

ACH payment processing

What is credit card skimming?

How to detect in-store credit card fraud

What is the difference between a chargeback and a refund – and how to avoid them

How to detect and prevent Account Takeover (ATO) fraud

How secure are NFC payments?

Pros and cons of using a credit card when traveling abroad

How soon until wallets and cash are a thing of the past?

Entering your zip code helps prevent credit card fraud

4 different types of mobile payment systems

6 tips to speed up checkout with faster credit card processing

Is ACH secure?

How to choose a merchant account provider

What are credit card processing fees?

Credit card processing in 8 simple steps

4 advantages of gift cards

What Is PIN on Glass technology?

Payment gateway vs. shopping cart

Payment gateway vs. virtual terminal

Merchant account vs. payment gateway: what’s the difference?

An overview of P2P payment networks: Apple Cash, Zelle and Venmo

The pros and cons of a universal currency

Stay competitive with omni-channel payment processing

Government payment processing made easy

How does tokenization work?

Gas station credit card processing

B2B made easy with Level 2 credit card processing

Large ticket credit card processing

Credit card processing for churches

Credit card processing for nonprofits

How does Apple Pay compare to Google Pay?

How do NFC and MST differ? What do I need to know?

What is a payment gateway?

The value of accepting credit cards for B2B transactions

What is Point-to-Point Encryption (P2PE)?

Car & truck rental credit card processing made easy

Property management merchant services

Save time with credit card batch processing

Tablet POS software for a convenient checkout experience

B2B payment processing & corporate payment systems

Accept credit card payments with an iPad POS system

What is OptBlue by American Express®?

What are closed loop mobile payments?

Is MOTO credit card processing obsolete?

Clover: A look back at 2019

Why do some consumers prefer ACH payments?

Why do so many businesses still use paper checks?

SMB

Celebrating your staff after the holiday rush

Google Pay vs. Google Wallet: What’s different?

Mobile deposits carry higher fraud risk

Why can’t my business accept ACH payments?

How does Apple Pay® compare to EMV® (chip & PIN)?

Boosting staff morale

How restaurants can attract families

5 questions to ask before running a social media campaign

Beyond Black Friday marketing

6 events to pack your bar with customers

Improving cybersecurity

Announcing the winners of the 2019 CloverAchievers contest!

How to launch a subscription-based service for your small business

Security

4 ways you can improve your cyber security now

33 business resources every female entrepreneur should know

Connect your business to your community with a new Clover app

Running a small business, you already know how important it is to build a relationship with your community. Likely, you’re

Clover apps to make your business more fun

Hosting a class to grow your restaurant & bar sales

How to market your Quick Serve Restaurant for special events

September promo calendar: More than back-to-school

Looking for ways to spice up your September celebrations? Check out the latest installment in our Holiday Calendar series.

New & notable in the Clover App Market: August 2019

How real-time promotions can drive foot traffic & delight your customers

How to market your restaurant space for special events

What online-first retailers need to know before opening a physical location

Why are customers unsubscribing/unfollowing us?

8 eye-opening stats about why customer rewards programs are crucial to the bottom line

How to handle difficult customers effectively

Difficult customers are a fact of life for small business owners. You can’t please every customer every day. Even with

Great buzz is bringing in the customers, but derailing the customer experience

How & why to offer a referral discount

New & notable in the Clover App Market: July 2019

August promo calendar: Holding on to summer fun

Looking for ways to spice up your August celebrations? Check out the latest installment in our Holiday Calendar series.

Security

2FA: What it is & why it’s crucial for merchant security

Small businesses are prime targets for average hackers looking to score valuable information. Think about it: these merchants possess customer

The 2019 guide to back-to-school planning

Philanthropy

Clover Cares, and that’s good for business

Walk-ins or reservations—what’s the right mix for your restaurant?

How to increase ticket size at your restaurant

5 things you can learn from Small Business Revolution

July promo calendar: Mid-summer joy

New & Notable Apps

New & notable in the Clover App Market: June 2019

5 questions to ask before working a wedding

Make “Kids Eat Free” work for your restaurant

From food truck to storefront: The concise guide to opening your first permanent location

The quick & dirty guide to SEO for your small business

How smart restaurants deal with rising labor costs

How to make an unbeatable in-restaurant experience

Happy hour overhaul: Rethinking your drink special (Part 2)

Happy hour overhaul: Rethinking your drink special (Part 1)

4 cash flow management strategies for bars

The Most Head-Turning Things We Saw at the 2019 National Restaurant Association (NRA) Show

Walking the halls of the annual National Restaurant Association (NRA) trade show is always illuminating – and 2019’s show was

Merchant talkback: What’s your biggest business challenge and how are you handling it?

7 best practices to get your business paid on time

16 ways to boost profitability on your top-selling product

Need cash quickly? Try Clover Rapid Deposit

Business scenario: Managing your overhead costs

June promo calendar: Summertime is here!

New & Notable Apps

New & notable in the Clover App Market: May 2019

Win the waiting game: How to keep customers from leaving when tables are full – Part 2

Win the waiting game: How to keep customers from leaving when tables are full – Part 1

5 questions to ask before you open a salon

Announcing the CloverAchievers contest!

How top food trucks pick the best spots

Should your business go cashless? Pros & Cons

Staffing

How to give your team a winning pep talk to start a new day or shift

Launch a VIP customer rewards program

How to reduce loyalty program fraud

How to leverage the power of micro-influencers to increase sales

May promo calendar: More than Memorial Day

New & notable in the Clover App Market: April 2019

6 Tax Day GIFs for small businesses

5 reasons restaurants fail & how to avoid them

Making seasonal planning events work for you

4 awesome apps full-service restaurants need now

Merchants share their advice for work-life balance

Launching your restaurant right

5 questions to ask: Are you ready for the next live event near you?

Get your business ready for moms, dads, & grads season

Four smart ways you should approach your gift cards program

7 ways to finance small business growth

How small businesses can use “design thinking” to improve crucial processes

13 must-read money management tips for small businesses

How to run a successful sales promotion

Important business resources every LGBTQIA entrepreneur should know about

5 awesome Clover apps every bar needs

How are minimum-wage hikes impacting your business?

New & notable in the Clover App Market: March 2019

Build your business by tapping into your community

April promo calendar: Harbingers of Spring

Two Clover feature upgrades you should try now

How Quick Service Restaurants can remix menu flavors to maximize fun & profit

“When you eat a doughnut, you really want to be happy,” says founder and ownerpreneur of Sublime Doughnuts Kamal Grant.

Make birthday rewards work for your business

13 must-reads for every coffee shop business

5 signs your business needs financing

Smart cash management tips for small businesses

Harnessing & measuring word-of-mouth marketing

Restaurant business planning: How one general manager set SMART goals

Restaurant general manager Matthew Ling had big ideas for how he would grow business for three restaurants he was running,

Designing social ads for your business that really work

Cultivate a stellar restaurant staff with these hiring and management tips

Top 5 YouTube channels every full-service restaurant owner should watch

What to do when the costs of key products or supplies go up

Design your front-of-house customer experience

CRM for small businesses

Customer appreciation GIFs for Valentine’s Day

March promo calendar: Fighting the cold with fun celebrations

What’s the sweet spot for your return policy?

5 questions to ask when sales are down

How and why to improve SEO for your business website

February promo calendar: Love is in the air

5 questions to decide if your pop-up is ready for a permanent location

Are you controlling for these 10 small business risks?

Measure your business health with these 9 numbers

New & notable in the Clover App Market: November 2018

Each month we’re pleased to bring you new ways the Clover App Market can make your job (and your life)

Business scenario: Negotiating your first store lease

This post is part of our Business scenario series. Read the next post here on the Clover blog, and check

8 awesome Clover apps every coffee shop needs

Starbucks may be the 800-pound gorilla, but independent coffee shops continue to hold their own. One reason is the sheer

The concise guide to increasing productivity

The definitive guide to handling product & inventory

Managing your inventory is at the core of any successful business. But good inventory management is about much more than

One million reasons to celebrate as Clover passes a major milestone

Business accelerators: How mobile coupons can boost foot traffic & drive sales

The coupon is a handy marketing tactic that dates back to the late 1800s and is still a staple in

New & notable in the Clover App Market: July 2018

QSRs, it pays to get creative with food promotions. Here’s how one Clover merchant did it.

Meet Matthew Ling. Matt runs three restaurants in the heart of downtown Newark, New Jersey: Mercato Tomato Pie, Noodle Shop

Enterprise behavior: How to calculate your restaurant’s food costs

New & Notable Apps

New & notable in the Clover App Market: June 2018

5 growth hacks to increase profits at your quick service restaurant

Looking for some immediate changes you can make to increase profits at your quick service restaurant?

David Joseph started a company that is helping restaurant owners sleep at night [Q&A]

Is your cashier checkout script boosting profits?

One of the things that makes a small business stand out from the crowd? Personal interaction. Gallup found that 70%

5 types of restaurant employee theft, and how to prevent them

Clover News

Play ball! Clover makes its Major League debut at Citi Field

In Major League Baseball’s 100+ year history, speed and analytics have never been more valued than they are today. On

New & notable in the Clover App Market: March 2018

Inside ‘Shark Tank’ investment-winning company CoinOut [interview]

Get more great Yelp reviews. Here’s how.

According to recent research, more than 90 percent of customers read online reviews before making a purchase decision and up

5 Apps that will transform restaurant management

Work a Little Less with 11 Popular Clover Apps

Crowd pleasers: Aligning your business with a cause

The new year is a great time to align your business with a cause you and your customers share. Increasingly,

What small businesses should look for in a POS system

Choosing the right point-of-sale system for your business is like hiring a new employee. Each POS system comes with its

Business scenario: Negotiating a lease renewal

Rent is one of the largest expenditures for small businesses and can make a huge difference in your profitability and

New & notable in the Clover App Market: September 2017

5 questions to ask before discontinuing a product

You’re a small business owner, but you’re also a customer yourself. Which makes you familiar with the sense of loss

5 questions to ask to create a striking window display

This post is part of our 5 Questions series, helping merchants ask the right questions before making key business decisions.

New & notable in the Clover App Market: June 2017

Summer is here, and what better way to celebrate than by spending less time in the weeds of your business

5 questions to ask when a customer has a complaint

Enterprise behavior: Streamlining order delivery

Clover App Market Spotlight: Help people find your products online with Pointy

3 reasons to keep your shop’s countertops clutter-free

6 tactics for unifying the front and back of house for restaurants

There are many moving parts in a restaurant—chefs developing recipes, line cooks mastering their art, servers trying to make diners

How to reassure your staff when business is slow

When business is noticeably slow, employees tend to worry about their jobs. Absent any insight from the boss, they begin

New & notable in the Clover App Market: March 2017

Learn about even more business apps from the Clover App Market that can expand your Clover device’s capabilities and help

Business trends & research roundup: millennial customers

What are the experts, surveys and latest research reports saying about appealing to and retaining millennial customers? Welcome to our monthly

New & Notable Apps in the Clover App Market: January 2017

3 things to consider when structuring your loyalty program

Though you may have not always have been a planner in your personal life, it’s a fact that you have

500,000 and counting: Clover hits a milestone

5 tips for getting your piece of the holiday shopping frenzy

For many retailers, the holiday season is still a pivotal time of year with nearly 20% of annual retail sales

Forget the iPhone headphone jack: The new Clover Go has you covered

When you’re running a small business, it can sometimes seem that just as you have all your technology needs covered

Clover clocks in at less than three seconds for EMV transactions

While others are busy chipping away at EMV transaction times, Clover has already set the pace.

Seattle’s FROST Has a Delicious Marketing Plan

How many bakeries do you pass on your way to work in the morning? If you’re craving a doughnut, how

Getting your funds faster

Five apps that’ll up your food service delivery game

We live in a society that sees most families on the go from the moment they wake up until the

3 customer insights hidden in your Google Analytics

If you’re looking for ways to improve sales and need some ideas, try checking out what your data tells you.

How to get quick cash for your small business

Banks aren’t the only places to go for small business loans anymore. In fact, seeking a loan from a big

It’s a sign: Best practices for in-store signage

As a business owner, you’re always busy. Even the smallest distraction can throw your whole day off. That’s why the

Make paying sales tax way less taxing

Security

Data breaches: How safe is your business? (Part I)