Insights
Full Service Restaurants (FSR)
How to integrate restaurant technology into your hospitality business
Discover how to integrate QR code menus, scan-to-order, handheld POS systems, and...
Optimizing B2B payments with credit card solutions
B2B payments processing systems with credit card solutions offer significant advantages for...
15+ Great ways small businesses can maximize downtime
Rare as it is, downtime is a great opportunity to take stock...
Negotiating commercial leases
Negotiating a commercial lease can be a daunting but crucial step in...
Full Service Restaurants (FSR)
How to improve your happy hour menu
Improving your happy hour menu and drink specials isn't just about discounts—it's...
Understanding your credit card machine options
Card readers come in many shapes and sizes. From mobile POS to...
Last-minute ideas for cashing-in on post-Thanksgiving holiday shopping
Black Friday is galloping toward us. With so much holiday shopping activity...
How to open a dry cleaning business
Dry cleaners turn their passion for cleanliness into a career. Learn how...
5 beauty trends worth following in 2024 and beyond
The beauty industry has been one of the strongest market segments in...
Baking for health-conscious customers
“Little treat culture,” aka spending more on daily treats such as pastries,...
How to attract new customers to your salon
You’ve opened up a salon you’re proud of, and your clients love...
How to design your bakery space
Opening a bakery or renovating an existing shop? Great bakery shop interior...
How to grow gym memberships via gym culture
A strong gym culture can improve customer retention, reduce customer churn, and...
Quick Service Restaurants (QSR)
How to improve restaurant service times at your QSR
As more restaurants lean into technological solutions to streamline operations, one tool...
The ultimate 2024 retail store holiday checklist
Prepping your retail business for the holiday shopping season takes plenty of...
6 ways to boost your bakery’s growth this holiday season
Bakery owners can use these festive ideas to prep for the approaching...
How to get a small business loan
There are many reasons why small businesses may need to take out...
How to open a restaurant in Texas
Aspiring restaurant owners can follow these essential tips to turn their culinary...
How to start a personal training business
Becoming a personal trainer can be a rewarding business that improves lives....
Full Service Restaurants (FSR)
How much do restaurant employees make?
Join us as we dive into the average wages for common restaurant...
Why you should consider adding tiny cocktails to your restaurant & bar menu
Looking to grow your restaurant or bar business? Tiny drinks ranging from...
Social media 101 for bookstores
Marketing on social media for bookstores isn’t just about showing the latest...
Quick Service Restaurants (QSR)
How to choose a self-ordering kiosk for restaurants
But not all self-ordering kiosks for restaurants are created equal. With many...
10 bookstore promotion ideas to drive foot traffic and sales
Savvy bookstore owners can use these fun, creative ideas to market their...
Quick Service Restaurants (QSR)
Essential equipment frozen yogurt shops need for opening day
Opening a frozen yogurt business means a tasty addition to any community...
How boutique owners can elevate customer experience with personal styling
Offering personal styling services through your boutique can be a powerful way...
Back to school shopping trends for bookstores
Data shows that small, independent bookstores serve a valuable need for customers,...
Consumers are using gift cards and loyalty programs to beat inflation and manage holiday spending
The results of Clover’s Q3 2024 Gift Card Gauge are in! Holiday...
Full Service Restaurants (FSR)
How to integrate technology at your full-service restaurant
From QR code menus and scan-to-order to handheld POS systems and more,...
Essential equipment gyms & fitness studios need for opening day
Building your own gym or fitness studio starts with selecting the right...
How to turn your “side hustle” into a thriving small business
Side hustles are a popular way to make extra money. Turning that...
Unique packaging and gift wrapping ideas for your jewelry
Are you looking for unique jewelry packaging or gift wrapping ideas for...
Retail store equipment and supplies needed for opening day
Getting ready to open a new retail store is exciting, but it...
Jewelry store supplies and equipment needed for opening day
For new business owners, choosing the right jewelry store equipment can be...
How small businesses can use employee discounts to retain staff
Offering personal, relevant employee perks and discounts can strengthen staff loyalty, boost...
7 tips for photographing jewelry
Whether you operate an online or brick-and-mortar jewelry store, a display of...
The 15 most profitable restaurant businesses to start in 2025
Luckily in 2024, the U.S. restaurant industry continues to evolve and is...
How to open a jewelry store
Jewelry shops can be a great addition to almost any shopping district...
How to start a business with no money
New businesses and services are popping up everywhere. While starting a business...
4 must-know trends in technology, loyalty, and gift cards for small businesses
From online ordering to digital wallets, technology is influencing how we work,...
10 ways to maximize space in your small store design
Maximizing space in your small boutique can feel like a tall order....
Top management skills all small business owners should have
The skills it takes to start a business aren’t always the same...
5 small business website design mistakes to avoid
Does your website suffer from the common web design mistakes that frustrate...
New era of gift cards — Rise of digital, urban trends, and emerging industries
Stimulate more sales by keeping up with the latest gift card trends...
Renting/leasing a commercial kitchen: What business owners need to know
Need more room for your food and beverage business? Learn how to...
Customer churn: Why you’re losing customers and how to win them back
Customer churn is a threat to your revenue that can creep up...
8 value-added barber shop services to consider adding to your menu
Full-service barber shops offer customers a more comprehensive experience. Some barbering services...
8 stellar marketing and advertising examples to inspire you
Looking to refresh your marketing? Take inspiration from these advertising examples from...
How to delegate work to succeed as a small business owner
Delegating work to others can save you precious time and energy. Learn...
Event marketing strategies for your small business
Looking to host an event to boost your brand profile and expand...
Voice shopping: What eCommerce merchants need to know
Voice shopping sounds futuristic, but it’s quickly becoming a preferred way to...
Full Service Restaurants (FSR)
How to write a great restaurant shift report (with an example)
Completing a daily shift report helps you share information with your team...
Virtual stores and the future of eCommerce
Virtual stores utilize the latest technology, including augmented reality (AR) and virtual...
Full Service Restaurants (FSR)
Free bar opening and closing checklists
Bar opening and closing checklists can help streamline your bar’s daily operations...
Physical vs digital gift cards: Why offering both is necessary for business success
Gift cards have become a popular choice for friends, family, colleagues, and...
Earth Day and the benefits of sustainable business practices
There are ways to celebrate Earth Day every day in your small...
How to pivot your business for growth
Thinking a business pivot might be necessary for your business to grow...
How to increase physical security for your small business
Is your small business physically secure? With all the focus on cybersecurity,...
Full Service Restaurants (FSR)
Restaurant awards: How to get nominated and win a James Beard Award
The James Beard Awards are sometimes called the “Oscars of the culinary...
9 must-know consumer trends for 2024
What will 2024 bring for restaurant owners, retailers, and service professionals? Here...
Full Service Restaurants (FSR)
Food and nutrition literacy guide for health conscious restaurants
Healthy food choices are increasingly important to diners today. Learn how restaurants...
5 payment technology trends to watch in 2024
In 2024, customers will continue to demand more ways to pay: from...
15 small business tips for 2024
Your customers’ needs and preferences will continue to evolve in 2024. Evolve...
Full Service Restaurants (FSR)
Average restaurant owner salary in 2023
Restaurant owner salary amounts can vary dramatically based on factors such as...
15 of the most profitable small businesses to start in 2024
The Great Resignation has actually given birth to a large number of...
5 must-watch trends in retail small businesses for 2024
The new year’s coming and bringing a few must-know retail trends. Check...
How Clover POS supports nonprofits
In need of credit card processing for your nonprofit? Read how Clover...
Operational excellence: How to scale your small business
For those who own a small business, optimizing your operational processes can...
The power of data-driven decisions
Learn how Analytics BusinessQ can help you unlock the potential of Clover...
Sustainable business practices: Reduce your carbon footprint
For small business owners interested in implementing more sustainable business practices, making...
5 AI tools for small business and how to use them
New small business AI tools can take on a lot of time-consuming...
Full Service Restaurants (FSR)
From farm to fork: How restaurants embrace tech to help ensure food safety
The integration of technology into the restaurant industry has brought about a...
The unique challenges of starting a veteran-owned business
Starting a veteran-owned business can come with its own set of challenges....
How inflation and gift availability will impact 2023 holiday shopping
According to gift card stats from the Q3 2023 Gift Card Gauge, over...
How customer loyalty can help you beat inflation
In 2021, the assumption of stable prices was shattered as inflation surged...
Should you sell at a farmers market? (And how to get started)
Selling at a farmers market can be an enticing and profitable opportunity...
How to ship alcohol: Navigating the regulatory maze and courier options
If you’re in the liquor business or looking to get in, the...
5 ways small businesses maintain a focus on customers and community–despite an unpredictable market
A recent survey of small businesses in the U.S. who use Clover...
2023 gift card trends: How inflation is impacting consumer spending habits
Conducted in January 2023, the Q1 Gift Card Gauge from Fiserv assessed...
How to handle fame: A guide for small business owners with media success
A high-profile media appearance can make or break small businesses. Learning how...
What is safety stock? The importance of retail buffer stock
In the wake of the pandemic, businesses have learned a lot about...
6 things to consider before opening a second location for your business
Opening a second location involves a lot of research and planning. Here...
8 different types of credit cards for businesses and consumers
Asking the question of why so many different kinds of credit cards can be...
Wondering how to start a brewery? 3 things to know
Thinking about starting your own microbrewery? It’s a fun and vibrant business...
Full Service Restaurants (FSR)
How to get a Michelin Star: Criteria and best practices
For nearly a century, Michelin Stars have served as a benchmark for...
Why shopping secondhand is growing, and how to make your thrift store stand out
Following the pandemic, the popularity of secondhand shopping has taken social media...
5 common sales objections and how to overcome them
Overcoming objections is a frequent challenge in retail, and addressing them is...
PYMNTS: Small businesses turn to platforms to simplify payment operations
In a collaboration with American Express, PYMNTS.com asks Andrea Gellert, head of...
Experian vs. Equifax vs. TransUnion credit reports: What are the differences?
Discover how your credit score can differ when looking at reports from...
Full Service Restaurants (FSR)
The 10 best non-slip restaurant work shoes for chefs and servers
Uniforms aren’t just about having the right chef’s coat or the proper...
Full Service Restaurants (FSR)
What to know about leasing a restaurant space
There’s a lot of thought and legwork that goes into leasing a...
Importance of cybersecurity training for employees
Cyberattacks are on the rise, and losses from breaches can be devastating....
Credit cards vs. debit cards: Pros, cons, and security concerns
Debit and credit cards are both convenient forms of payment consumers use...
Small businesses remain optimistic while adapting to current challenges
A survey of small business owners across the U.S. who utilize Clover...
10 Taylor Swift lyrics that double as advice for entrepreneurs
Taylor Swift is a singer, a songwriter, a global sensation, and… a...
“Pawsitive” impact: Lessons from entrepreneurs fueling the pet-friendly business
Pets are a big business in the U.S., with Americans spending billions...
What the Inflation Reduction Act means for small business
The Inflation Reduction Act was signed into law on August 16th, and...
5 simple ways small business owners can invest in their own education
Education doesn’t have to be confined to school—it can be a lifelong...
5 lessons from Hulu’s ‘The Bear’ on how to run a small business
Hulu’s hit series The Bear is about a small business owner, and...
5 things you wish you would’ve know before opening your retail store
Imagine if you already knew everything you needed to know about retail...
How small business owners can help banish imposter syndrome
Many small business owners struggle with imposter syndrome. They feel they’ve bitten...
How 5 entrepreneurs turn browsers into buyers at farm and artisan markets
Summer is the season of craft fairs, farmers markets, and small businesses...
What are fileless attacks? [Plus: 6 prevention strategies]
As a small business owner in a hyperconnected world, you may be...
Green-thumbed entrepreneurs share their wisdom on growing a business
The plant business is booming, fueled by flora-loving millennials. Four entrepreneurs who...
Detecting and preventing eGift card fraud
Most small business owners love the idea of gift cards — and for good...
6 business management tools every home services business needs
Rising demand creates a mix of opportunities and challenges for home service...
Quick Service Restaurants (QSR)
Pizza shops from iconic pizza cities teach you how to stand out and compete with the best
Pizza is a whopping $50 billion industry in the U.S. Americans order...
10 business lessons from ‘Shark Tank’ for entrepreneurs
The goal of the show is to elicit funding from these angel...
Music festivals are back! How entrepreneurs can get in on the fun and boost business
Music festivals are back, and with them, an influx of crowds ready...
How to make a killer project cost estimate
You’ve made a strong first impression, and you’re about to land a...
Yes, small business owners take vacations. Here’s how they do it.
Small business owners need vacations more than anyone, yet are way less...
How small businesses can celebrate Pride Month in a genuine way
Pride Month can present an opportunity for small businesses to express their...
How three small businesses are dealing with the incredible shrinking workforce
After the biggest disruption to the American workforce in modern history, small...
How small businesses can analyze and improve their profit margins
As the cost of doing business fluctuates, so does your bottom line....
Small businesses are fighting a two-headed dragon: Inflation and supply chain disruption
Inflation and Supply Chain Disruption are huge forces that are dealing unprecedented...
Full Service Restaurants (FSR)
Food and beverage industry trends for 2022
The food and beverage industry is on the rebound, but continues to...
Pros and cons of using travelers checks when going abroad
When traveling abroad, it’s important that you are able to buy the...
Three ways small businesses are helping Ukraine
The small business community has been stepping up to raise money and...
How inflation impacts businesses and ways to overcome it
This is certainly true for the average consumer; however, for small business...
How Clover POS supports working mother entrepreneurs
For Mother’s Day, we are celebrating the amazing women who balance motherhood...
10 strengths local businesses can lean into
Small business week is here! In celebration of the many ways local...
Quick Service Restaurants (QSR)
6 reasons Clover is a perfect POS for coffee shops
Coffee shops are fast-paced, high volume, constantly changing businesses. Having a POS...
4 ways to reduce stress for small business owners during tax season
Tax season presents a reliable source of stress for small business owners....
10 ways merchants can (and should) lower their stress levels
With all the uncertainty in the world right now, stress is at...
Top podcasts for small business owners and entrepreneurs
Tuning into a podcast is convenient, allows for multitasking, and can feel...
2022 technology trends to watch in food and beverage businesses
Forecasting food-service trends for 2022 means leaning on hard data and lessons...
Full Service Restaurants (FSR)
What is fine dining? Here’s a guide for creating a special restaurant experience
There’s something gratifying about providing this special experience for others — which...
What is the Employee Retention Credit?
The IRS provides an explanation of the Employee Retention Credit on this...
What is the difference between eBusiness, eCommerce, and social commerce?
If you’re interested in moving part or all of your business online,...
1099 vs W-2: What You Don’t Know Could Cost You
Employers often refer to independent contractors as "1099" and employees as "W-2"...
How and why your small business needs great photos
Good photography can make a huge difference in the crucial first impression...
W-2 vs. 1099: Choosing between employees and contractors
Either way, the majority of new hires will likely fit into one...
How 3 Clover Merchants are taking it to the streets
In our Meet The Merchant series, we’ve met SMB owners who’ve found...
7 small business types that will thrive post-pandemic
As the pandemic begins to wind down in the U.S., for many...
Doing Business As (DBA): What it is & when to file one
There is another, simpler approach known as “doing business as.” Usually abbreviated...
Full Service Restaurants (FSR)
What is a pop-up restaurant?
How do pop-up restaurants work? How do you start one, and why...
5 small business trends & practices that aren’t going away post-pandemic: retail edition
These trends shaped the retail industry during COVID-19 and will continue to...
The 10 worst time wasters for small business owners
While you can’t create time, you can maximize this limited resource in a way...
The cashierless store trend
Some retailers may be reluctant about using the “honor system” when it...
Use Google Assistant™ to make payments with your voice
To begin using Google Assistant, you only need to say, “Hey Google”...
The 6 biggest money mistakes SMBs make
Below are six of the biggest money mistakes entrepreneurs make when trying...
Three questions to ask as you plan for the holidays
The surge in holiday spending makes it an ideal time of year...
4 reasons why winning awards is important for your business
Given this flood of marketing messages, it’s simply not possible for any individual to...
March is National Credit Education Month
Why is National Credit Education Month important? Your credit score is what...
How different age groups prefer to pay
Although cash is convenient for smaller one-off transactions, using paper money carries...
Redesign your mental model: Forget resolutions and reshape habits
Most of us resolve to change things up in the New Year....
Top shows & documentaries for entrepreneurs on Netflix, YouTube, and other streaming services
That’s why budding entrepreneurs should take occasional breaks to recharge their batteries. Popular distractions...
Full Service Restaurants (FSR)
Business refresh: Creating a resolutions menu for your restaurant
Local, plant-based, gluten-free—is your menu ready for the 2020s? Check out these...
Pros and cons of using a credit card when traveling abroad
When traveling abroad, cash is definitely a viable option. Almost every merchant on...
How soon until wallets and cash are a thing of the past?
Roughly 30 percent of Americans don’t carry any type of cash at all, and...
The pros and cons of a universal currency
There is approximately $80 trillion in circulation worldwide, but only $5 trillion of this...
Google Wallet vs. Google Pay: What’s different?
This article explores these complementary payment technologies – highlighting their differences and...
What online-first retailers need to know before opening a physical location
“Click-to-brick” is the new moniker circling the internet, referring to digital natives...
The 2019 guide to back-to-school planning
Back-to-school season is the second biggest shopping period of the year. Deploying...
How to increase ticket size at your restaurant
Any successful restaurant owner knows that, in order to thrive, they need...
5 things you can learn from Small Business Revolution
The online reality show Small Business Revolution - Main Street takes a...
From food truck to storefront: The concise guide to opening your first permanent location
How do you know if, when, and how to take your show...
The quick & dirty guide to SEO for your small business
You need to be visible online to get more customers. That all...
How smart restaurants deal with rising labor costs
Hourly wages in the restaurant industry are on the rise. For merchants...
How to make an unbeatable in-restaurant experience
Today’s consumers have more options to choose from than ever for dining...
How top food trucks pick the best spots
Few businesses depend on location for their success as much as food...
Study Shows Loyalty Programs Increase Purchases by 20%
When thinking about the value proposition of a loyalty program, the benefits...
5 reasons restaurants fail & how to avoid them
If you’re in the restaurant business, somebody’s probably told you that most...
Merchants share their advice for work-life balance
Running a small business can be all-consuming. Being passionate about your work...
Four smart ways you should approach your gift cards program
Gift cards are far from a last-minute gifting option. In fact, people...
How to run a successful sales promotion
This post examines the threats and opportunities of a number of promotional...
13 must-reads for every coffee shop business
The coffee business is thriving but competitive. To stay ahead, you need...
Designing social ads for your business that really work
You probably already know that social media is a free (or low-priced)...
Business scenario: Negotiating your first store lease
Whether you’re opening a business for the first time, expanding out of...
Business scenario: Negotiating a lease renewal
Rent is one of the largest expenditures for business and can make...
Business trends & research roundup: millennial customers
What are the experts, surveys and latest research reports saying about appealing...