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Money management

Financial analysis components for small business

This analysis allows you to better understand: How your small business is...

Money management

How to get a small business loan

There are many reasons why small businesses may need to take out...

4 reasons to select a POS system with a QuickBooks integration

What does integration entail? Are there valid reasons to integrate POS systems...

3 apps to help you focus on business growth, not paperwork

Need more hours in your day? In your personal life, you likely...

How to finance a restaurant

What is restaurant financing? Broadly speaking, restaurant financing is the capital you...

Why forecasting is crucial to your business plan

2020 brought many unexpected surprises, but uncertainty doesn’t mean you can’t forecast...

Give your business a boost with the SBA’s Restaurant Revitalization Fund grant

If you run a food and beverage business, it’s probably been a...

Run your business

How to raise your prices successfully

In some ways, the tail end of a pandemic might feel like...

Small business tax deductions for 2020 / 2021

If your goal is to keep as much money as possible this...

Auditing your online presence

Now is an excellent time to assess your online presence and make...

What is an invoice?

What does “invoice” mean? Although they come in many forms, invoices are...

Access business credit scores and find funding for free with Nav

Concerned about money? The Nav app, free through your Clover dashboard, can...

2021 COVID-19 Relief Bill: A summary for small businesses

The Coronavirus Response and Relief Supplemental Appropriations Act of 2021 (CRRSAA) was...

New Paycheck Protection Program (PPP) loans: How to qualify and apply

It’s a new year, and there are new opportunities for federal grants...

Paychex: The power of a single platform for payroll, time and attendance, and HR

Paychex Flex is the best way to integrate your payroll, HR, and...

Money management

Wire transfers or ACH: Which should you use?

For many applications, wire transfers and ACH are essentially the same. But as a...

The 6 biggest money mistakes SMBs make

Below are six of the biggest money mistakes entrepreneurs make when trying...

Money management

Understanding restaurant profit margins and their importance

As a restaurant owner, you want to keep sales high and costs...

Average restaurant revenue and what it means to your business

As a restaurant owner, calculating your average revenue is vital for numerous...

Money management

Why you should refresh your tipping policies

Restaurants and bar employees depend on guest tips for their wages. In...

Coronavirus Financial Relief Available to Businesses as of May 21, 2020

This information is evolving and subject to change. We will provide updates...

Money management

Clover Rapid Deposit: Get your money instantly at no cost

We at Clover want to help support our merchants as best as...

COVID-19 Effects and Impacts in the U.S (FISERV)

Clover is gathering valuable resources and financial relief initiatives to help merchants...

Money management

Recession-proof your business: How to manage irregular overhead and cash flows

Recessions create massive uncertainty for business owners. Consumer spending slows when people...

Money management

Redesign your mental model: Use tax season to build better habits

Tax season is here with a vengeance, and year-long financial procrastinations have...

March is National Credit Education Month

Clean up their finances Fix their credit scores Reduce their debt Why...

Recession-proof your business: How customer engagement can be insurance against recession

In this second part of our series on preparing for a recession,...

12 ways business owners can save on taxes

Though tax season may not be your favorite time of year, how...

Merchant account vs. business bank account

What is a merchant account? A merchant account is a special type...

Money management

4 benefits of a merchant account

As today’s consumers are increasingly using credit and debit cards to make...

Merchant cash advance vs. bank loans: Pros and cons

Especially if your business is relatively young, getting merchant funding to achieve...

5 things you can learn from Small Business Revolution

The online reality show Small Business Revolution - Main Street takes a...

From food truck to storefront: The concise guide to opening your first permanent location

How do you know if, when, and how to take your show...

How smart restaurants deal with rising labor costs

Hourly wages in the restaurant industry are on the rise. For merchants...

4 cash flow management strategies for bars

For bar owners, managing cash flow is key to keeping the business...

Customer service

Merchant talkback: What’s your biggest business challenge and how are you handling it?

Wondering how neighboring business get through their biggest challenges? Here’s how they’re...

7 best practices to get your business paid on time

Small businesses lose out on $285 billion every year due to unpaid...

16 ways to boost profitability on your top-selling product

Take 30 seconds and think: what is your top-selling menu item? I’m...

Money management

Need cash quickly? Try Clover Rapid Deposit

Make your money work for you with Clover Rapid Deposit. Get your...

Business scenario: Managing your overhead costs

Managing your overhead costs can make or break your business. If your...

5 questions to ask before you open a salon

Chances are good that you got into the beauty business because you’re...

Should your business go cashless? Pros & Cons

Going cashless is not a decision an owner should take lightly. Here...

6 Tax Day GIFs for small businesses

Tax season is tough, but Clover is here to make it a...

5 reasons restaurants fail & how to avoid them

If you’re in the restaurant business, somebody’s probably told you that most...

7 ways to finance small business growth

If your business is ready to grow it can be the beginning...

13 must-read money management tips for small businesses

Cash flow may sound simple—just make more money than you spend—but for...

Customer service

How are minimum-wage hikes impacting your business?

Whether or not your state’s rate has already gone up, it’s smart...

How Quick Service Restaurants can remix menu flavors to maximize fun & profit

Atlanta-based Sublime Doughnuts depends on a fun remix of doughnut flavors, a...

5 signs your business needs financing

Many small businesses use some form of financing to manage cash flow,...

Smart cash management tips for small businesses

What’s one of the top reasons 20% of small businesses fail in...

Restaurant business planning: How one general manager set SMART goals

One restaurant manager approached his new job with big ideas for how...

What to do when the costs of key products or supplies go up

Rising supply costs can sneak up on your profit margins and eat...

5 questions to ask when sales are down

When running a business there are many things to account for in...

Are you controlling for these 10 small business risks?

Roughly 20% of small businesses fail in their first year of operation,...

Measure your business health with these 9 numbers

Is your small- to mid-sized business financially healthy? This post helps merchants...

David Joseph started a company that is helping restaurant owners sleep at night [Q&A]

Q&A with former restaurateur and tech startup founder David Joseph on the...

5 types of restaurant employee theft, and how to prevent them

Employee theft is a major problem in the restaurant industry. From unlicensed...

Business scenario: Negotiating a lease renewal

Rent is one of the largest expenditures for business and can make...

Better business

Getting your funds faster

Let’s say you had a great day today—high foot traffic and lots...

Money management

How to get quick cash for your small business

In contrast, small banks and credit unions are friendlier to small business...

Make paying sales tax way less taxing

Let’s face the fact — sales tax is a challenge to businesses...