Money management

Resources

10 scholarships for young entrepreneurs and business owners

Young entrepreneurs can get help with launching their business idea with financial...

Clover app partners

Unleashing the power of Invoiss on Clover: Revolutionize your invoicing experience

Invoiss integrates with Clover to offer state-of-the-art invoicing features. Learn how your...

Guides

How much should you pay your employees? A concise guide.

Figuring out how to pay employees is a key consideration when running...

Clover partner solutions

5 reasons to pay vendors with ACH bank transfers via Pay Bills

ACH payments are more convenient and can help to improve your bottom...

Professional services

Leveraging the busy tax season to grow your finance business

For those seeking to grow their finance business, the right marketing strategies...

Run your business

What is a profitable business, and how can you get there?

Business profitability is the key focus for most new business owners, and...

Accounting

Invoices vs receipts

No matter what industry your business resides in, invoices and receipts are...

Clover partner solutions

4 reasons to pay your business bills online

Managing business expenses is a chore that takes time from many small...

Clover app partners

Cash discount−friend or foe?

What is a cash discount? A cash discount is the practice of...

Clover app partners

Know your numbers: 5 keys to improving business performance

There are simple and actionable performance metrics that will help you better...

Accounting

What is a break-even point and how do you calculate it?

Business owners should know what a break-even point is and when they've...

Clover partner solutions

How Clover merchants can take the path to funding with Nav

Using the Nav app on your Clover device offers actionable insights into...

Payments & processing

8 different types of credit cards for businesses and consumers

Asking the question of why so many different kinds of credit cards can be...

Full Service Restaurants (FSR)

Tip pooling and tip splitting: The complete guide for restaurant owners

What is tip pooling, and how does it differ from tip splitting?...

Money management

What is COGS? A concise guide for retail businesses

Cost of goods sold (COGS) is an essential metric for retailers, as...

Clover partner solutions

Introducing one of the best ways to pay business bills

That’s why Clover is launching a solution to help businesses easily pay...

Money management

6 types of budgeting methods for business success

There are many budgeting methods that can help you fine-tune your numbers...

Payments & processing

6 ways auto repair shops can ease bookkeeping, accounting, and payments

Bookkeeping may not exactly rev your engine, but it’s a big part...

Insights

Experian vs. Equifax vs. TransUnion credit reports: What are the differences?

Discover how your credit score can differ when looking at reports from...

Staffing

5 tips for updating your tipping policy to retain employees

In today's tight labor market, it's more important than ever for restaurants...

Clover app partners

Why Clover merchants should monitor their financial health with Nav

Want to stay on top of your small business’ financial health? Download...

Payments & processing

Cashless, cash-only, or hybrid? Choose the best payment method for your business

The prevalence of contactless payments makes it seem as though commerce is...

Accounting

5 best restaurant accounting software

Here’s a look at some popular accounting software products, including some basic...

Money management

5 creative ways to save your business money

When economic times get tough, saving money can be one of the...

Full Service Restaurants (FSR)

How much does it cost to open a restaurant?

The cost of opening a restaurant varies from business to business. Read...

Money management

How should you fund your small business? Here’s how to choose.

How should you fund your small business? There are tons of options...

Resources

Federal funding for small businesses: Understanding the state small business credit initiative

Today, most small businesses could all use a little extra funding. Learn...

Full Service Restaurants (FSR)

How to reduce food waste in restaurants

Aside from the environmental and social toll that this waste generates, throwing...

Accounting

How small businesses can analyze and improve their profit margins

As the cost of doing business fluctuates, so does your bottom line....

Insights

Small businesses are fighting a two-headed dragon: Inflation and supply chain disruption

Inflation and Supply Chain Disruption are huge forces that are dealing unprecedented...

Insights

How inflation impacts businesses and ways to overcome it

This is certainly true for the average consumer; however, for small business...

Insights

4 ways to reduce stress for small business owners during tax season

Tax season presents a reliable source of stress for small business owners....

Full Service Restaurants (FSR)

What is restaurant tax? What business owners need to know

The IRS has an entire guide dedicated to helping restaurant owners avoid...

Accounting

What is the Employee Retention Credit?

The IRS provides an explanation of the Employee Retention Credit on this...

Payments & processing

Meet Clover Recurring Payments

Clover’s new recurring payments is a convenient and reliable way to get...

Reporting

Financial analysis components for small business

This analysis allows you to better understand: How your small business is...

Money management

How to get a small business loan

There are many reasons why small businesses may need to take out...

Accounting

4 reasons to select a POS system with a QuickBooks integration

What does integration entail? Are there valid reasons to integrate POS systems...

Clover app partners

3 apps to help you focus on business growth, not paperwork

Need more hours in your day? In your personal life, you likely...

Accounting

How to finance a restaurant

What is restaurant financing? Broadly speaking, restaurant financing is the capital you...

Money management

Why forecasting is crucial to your business plan

What is forecasting? Forecasting is estimating your future sales and revenue, and...

Accounting

Give your business a boost with the SBA’s Restaurant Revitalization Fund grant

If you run a food and beverage business, it’s probably been a...

Run your business

How to raise your prices successfully

In some ways, the tail end of a pandemic might feel like...

Ecommerce

Auditing your restaurant’s online presence

Now is an excellent time to assess your online presence and make...

Accounting

What is an invoice?

What does “invoice” mean? Although they come in many forms, invoices are...

Accounting

Access business credit scores and find funding for free with Nav

Concerned about money? The Nav app, free through your Clover dashboard, can...

Clover app partners

New Paycheck Protection Program (PPP) loans: How to qualify and apply

It’s a new year, and there are new opportunities for federal grants...

Money management

Wire transfers or ACH: Which should you use?

For many applications, wire transfers and ACH are essentially the same. But as a...

Money management

The 6 biggest money mistakes SMBs make

Below are six of the biggest money mistakes entrepreneurs make when trying...

Money management

Understanding restaurant profit margins and their importance

As a restaurant owner, you want to keep sales high and costs...

Full Service Restaurants (FSR)

Average restaurant revenue and what it means to your business

As a restaurant owner, calculating your average revenue is vital for numerous...

Covid-19

Coronavirus Financial Relief Available to Businesses as of May 21, 2020

This information is evolving and subject to change. We will provide updates...

Money management

Clover Rapid Deposit: Get your money instantly

Receive money from your sales transactions faster and improve cash flow with...

Covid-19

COVID-19 Effects and Impacts in the U.S (FISERV)

Clover is gathering valuable resources and financial relief initiatives to help merchants...

Money management

Recession-proof your business: How to manage irregular overhead and cash flows

Recessions create massive uncertainty for business owners. Consumer spending slows when people...

Money management

Redesign your mental model: Use tax season to build better habits

Tax season is here with a vengeance, and year-long financial procrastinations have...

Insights

March is National Credit Education Month

Why is National Credit Education Month important? Your credit score is what...

Loyalty

Recession-proof your business: How customer engagement can be insurance against recession

In this second part of our series on preparing for a recession,...

Accounting

16 ways business owners can save on taxes

We’ve rounded up 16 deductions, credits, and incentives small business owners may...

Accounting

Merchant account vs. business bank account

What is a merchant account? A merchant account is a special type...

Money management

4 benefits of a merchant account

As today’s consumers are increasingly using credit and debit cards to make...

Accounting

Merchant cash advance vs. bank loans: Pros and cons

Especially if your business is relatively young, getting merchant funding to achieve...

Run your business

5 things you can learn from Small Business Revolution

The online reality show Small Business Revolution - Main Street takes a...

Biz ops

How smart restaurants deal with rising labor costs

Hourly wages in the restaurant industry are on the rise. For merchants...

Money management

4 cash flow management strategies for bars

For bar owners, managing cash flow is key to keeping the business...

Customer service

Merchant talkback: What’s your biggest business challenge and how are you handling it?

Wondering how neighboring business get through their biggest challenges? Here’s how they’re...

Payments & processing

7 best practices to get your business paid on time

Small businesses lose out on $285 billion every year due to unpaid...

Accounting

16 ways to boost profitability on your top-selling product

Take 30 seconds and think: what is your top-selling menu item? I’m...

Money management

Need cash quickly? Try Clover Rapid Deposit

Make your money work for you with Clover Rapid Deposit. Get your...

Biz ops

Business scenario: Managing your overhead costs

Managing your overhead costs can make or break your business. If your...

Start a small business

5 questions to ask before you open a salon

Chances are good that you got into the beauty business because you’re...

Biz ops

Should your business go cashless? Pros & Cons

Going cashless is not a decision an owner should take lightly. Here...

Accounting

6 Tax Day GIFs for small businesses

Tax season is tough, but Clover is here to make it a...

Biz ops

5 reasons restaurants fail & how to avoid them

If you’re in the restaurant business, somebody’s probably told you that most...

Biz ops

7 ways to finance small business growth

If your business is ready to grow it can be the beginning...

Biz ops

13 must-read money management tips for small businesses

Cash flow may sound simple—just make more money than you spend—but for...

Customer service

How are minimum-wage hikes impacting your business?

Whether or not your state’s rate has already gone up, it’s smart...

Accounting

How Quick Service Restaurants can remix menu flavors to maximize fun & profit

Atlanta-based Sublime Doughnuts depends on a fun remix of doughnut flavors, a...

Money management

5 signs your business needs financing

Many small businesses use some form of financing to manage cash flow,...

Biz ops

Smart cash management tips for small businesses

What’s one of the top reasons 20% of small businesses fail in...

Biz ops

Restaurant business planning: How one general manager set SMART goals

One restaurant manager approached his new job with big ideas for how...

Biz ops

What to do when the costs of key products or supplies go up

Rising supply costs can sneak up on your profit margins and eat...

Money management

5 questions to ask when sales are down

When running a business there are many things to account for in...

Biz ops

Are you controlling for these 10 small business risks?

Roughly 20% of small businesses fail in their first year of operation,...

Money management

Measure your business health with these 9 numbers

Is your small- to mid-sized business financially healthy? This post helps merchants...

Inspiration

David Joseph started a company that is helping restaurant owners sleep at night [Q&A]

Q&A with former restaurateur and tech startup founder David Joseph on the...

Staffing

5 types of restaurant employee theft, and how to prevent them

Employee theft is a major problem in the restaurant industry. From unlicensed...

Insights

Business scenario: Negotiating a lease renewal

Rent is one of the largest expenditures for business and can make...

Clover product news

Getting your funds faster

Let’s say you had a great day today—high foot traffic and lots...

Money management

How to get quick cash for your small business

In contrast, small banks and credit unions are friendlier to small business...

Ecommerce

Make paying sales tax way less taxing

Let’s face the fact — sales tax is a challenge to businesses...