Money management
Know your numbers: 5 keys to improving business performance
There are simple and actionable performance metrics that will help you better...
What is a break-even point and how do you calculate it?
Business owners should know what a break-even point is and when they've...
How Clover merchants can take the path to funding with Nav
Using the Nav app on your Clover device offers actionable insights into...
8 different types of credit cards for businesses and consumers
Asking the question of why so many different kinds of credit cards can be...
Full Service Restaurants (FSR)
Tip pooling and tip splitting: The complete guide for restaurant owners
What is tip pooling, and how does it differ from tip splitting?...
What is COGS? A concise guide for retail businesses
Cost of goods sold (COGS) is an essential metric for retailers, as...
Introducing one of the best ways to pay business bills
That’s why Clover is launching a solution to help businesses easily pay...
6 types of budgeting methods for business success
There are many budgeting methods that can help you fine-tune your numbers...
6 ways auto repair shops can ease bookkeeping, accounting, and payments
Bookkeeping may not exactly rev your engine, but it’s a big part...
Experian vs. Equifax vs. TransUnion credit reports: What are the differences?
Discover how your credit score can differ when looking at reports from...
5 tips for updating your tipping policy to retain employees
In today's tight labor market, it's more important than ever for restaurants...
Why Clover merchants should monitor their financial health with Nav
Want to stay on top of your small business’ financial health? Download...
Cashless, cash-only, or hybrid? Choose the best payment method for your business
The prevalence of contactless payments makes it seem as though commerce is...
5 best restaurant accounting software
Here’s a look at some popular accounting software products, including some basic...
5 creative ways to save your business money
When economic times get tough, saving money can be one of the...
Full Service Restaurants (FSR)
How much does it cost to open a restaurant?
The cost of opening a restaurant varies from business to business. Read...
How should you fund your small business? Here’s how to choose.
How should you fund your small business? There are tons of options...
Federal funding for small businesses: Understanding the state small business credit initiative
Today, most small businesses could all use a little extra funding. Learn...
Full Service Restaurants (FSR)
How to reduce food waste in restaurants
Aside from the environmental and social toll that this waste generates, throwing...
How small businesses can analyze and improve their profit margins
As the cost of doing business fluctuates, so does your bottom line....
Small businesses are fighting a two-headed dragon: Inflation and supply chain disruption
Inflation and Supply Chain Disruption are huge forces that are dealing unprecedented...
How inflation impacts businesses and ways to overcome it
This is certainly true for the average consumer; however, for small business...
4 ways to reduce stress for small business owners during tax season
Tax season presents a reliable source of stress for small business owners....
Full Service Restaurants (FSR)
What is restaurant tax? What business owners need to know
The IRS has an entire guide dedicated to helping restaurant owners avoid...
Take these 3 steps before the new year for better sales tax management on your Clover POS
End of year is a great time to set up for the...
What is the Employee Retention Credit?
The IRS provides an explanation of the Employee Retention Credit on this...
Meet Clover Recurring Payments
Clover’s new recurring payments is a convenient and reliable way to get...
8 effective hiring strategies and best practices to help you deal with the labor market this holiday season
With more choices than ever before for employees, it’s tough for recruiters...
Financial analysis components for small business
This analysis allows you to better understand: How your small business is...
How to get a small business loan
There are many reasons why small businesses may need to take out...
4 reasons to select a POS system with a QuickBooks integration
What does integration entail? Are there valid reasons to integrate POS systems...
3 apps to help you focus on business growth, not paperwork
Need more hours in your day? In your personal life, you likely...
How to finance a restaurant
What is restaurant financing? Broadly speaking, restaurant financing is the capital you...
Why forecasting is crucial to your business plan
What is forecasting? Forecasting is estimating your future sales and revenue, and...
Give your business a boost with the SBA’s Restaurant Revitalization Fund grant
If you run a food and beverage business, it’s probably been a...
Small business tax deductions for 2020 / 2021
If your goal is to keep as much money as possible this...
Auditing your restaurant’s online presence
Now is an excellent time to assess your online presence and make...
Access business credit scores and find funding for free with Nav
Concerned about money? The Nav app, free through your Clover dashboard, can...
2021 COVID-19 Relief Bill: A summary for small businesses
The Coronavirus Response and Relief Supplemental Appropriations Act of 2021 (CRRSAA) was...
New Paycheck Protection Program (PPP) loans: How to qualify and apply
It’s a new year, and there are new opportunities for federal grants...
Paychex: The power of a single platform for payroll, time and attendance, and HR
Paychex Flex is the best way to integrate your payroll, HR, and...
Wire transfers or ACH: Which should you use?
For many applications, wire transfers and ACH are essentially the same. But as a...
The 6 biggest money mistakes SMBs make
Below are six of the biggest money mistakes entrepreneurs make when trying...
Understanding restaurant profit margins and their importance
As a restaurant owner, you want to keep sales high and costs...
Full Service Restaurants (FSR)
Average restaurant revenue and what it means to your business
As a restaurant owner, calculating your average revenue is vital for numerous...
Coronavirus Financial Relief Available to Businesses as of May 21, 2020
This information is evolving and subject to change. We will provide updates...
Clover Rapid Deposit: Get your money instantly at no cost
We at Clover want to help support our merchants as best as...
COVID-19 Effects and Impacts in the U.S (FISERV)
Clover is gathering valuable resources and financial relief initiatives to help merchants...
Recession-proof your business: How to manage irregular overhead and cash flows
Recessions create massive uncertainty for business owners. Consumer spending slows when people...
Redesign your mental model: Use tax season to build better habits
Tax season is here with a vengeance, and year-long financial procrastinations have...
March is National Credit Education Month
Why is National Credit Education Month important? Your credit score is what...
Recession-proof your business: How customer engagement can be insurance against recession
In this second part of our series on preparing for a recession,...
16 ways business owners can save on taxes
We’ve rounded up 16 deductions, credits, and incentives small business owners may...
Merchant account vs. business bank account
What is a merchant account? A merchant account is a special type...
4 benefits of a merchant account
As today’s consumers are increasingly using credit and debit cards to make...
Merchant cash advance vs. bank loans: Pros and cons
Especially if your business is relatively young, getting merchant funding to achieve...
5 things you can learn from Small Business Revolution
The online reality show Small Business Revolution - Main Street takes a...
From food truck to storefront: The concise guide to opening your first permanent location
How do you know if, when, and how to take your show...
How smart restaurants deal with rising labor costs
Hourly wages in the restaurant industry are on the rise. For merchants...
4 cash flow management strategies for bars
For bar owners, managing cash flow is key to keeping the business...
Merchant talkback: What’s your biggest business challenge and how are you handling it?
Wondering how neighboring business get through their biggest challenges? Here’s how they’re...
7 best practices to get your business paid on time
Small businesses lose out on $285 billion every year due to unpaid...
16 ways to boost profitability on your top-selling product
Take 30 seconds and think: what is your top-selling menu item? I’m...
Need cash quickly? Try Clover Rapid Deposit
Make your money work for you with Clover Rapid Deposit. Get your...
Business scenario: Managing your overhead costs
Managing your overhead costs can make or break your business. If your...
5 questions to ask before you open a salon
Chances are good that you got into the beauty business because you’re...
Should your business go cashless? Pros & Cons
Going cashless is not a decision an owner should take lightly. Here...
5 reasons restaurants fail & how to avoid them
If you’re in the restaurant business, somebody’s probably told you that most...
7 ways to finance small business growth
If your business is ready to grow it can be the beginning...
13 must-read money management tips for small businesses
Cash flow may sound simple—just make more money than you spend—but for...
How are minimum-wage hikes impacting your business?
Whether or not your state’s rate has already gone up, it’s smart...
How Quick Service Restaurants can remix menu flavors to maximize fun & profit
Atlanta-based Sublime Doughnuts depends on a fun remix of doughnut flavors, a...
5 signs your business needs financing
Many small businesses use some form of financing to manage cash flow,...
Smart cash management tips for small businesses
What’s one of the top reasons 20% of small businesses fail in...
Restaurant business planning: How one general manager set SMART goals
One restaurant manager approached his new job with big ideas for how...
What to do when the costs of key products or supplies go up
Rising supply costs can sneak up on your profit margins and eat...
5 questions to ask when sales are down
When running a business there are many things to account for in...
Are you controlling for these 10 small business risks?
Roughly 20% of small businesses fail in their first year of operation,...
Measure your business health with these 9 numbers
Is your small- to mid-sized business financially healthy? This post helps merchants...
David Joseph started a company that is helping restaurant owners sleep at night [Q&A]
Q&A with former restaurateur and tech startup founder David Joseph on the...
5 types of restaurant employee theft, and how to prevent them
Employee theft is a major problem in the restaurant industry. From unlicensed...
Business scenario: Negotiating a lease renewal
Rent is one of the largest expenditures for business and can make...
How to get quick cash for your small business
In contrast, small banks and credit unions are friendlier to small business...
Make paying sales tax way less taxing
Let’s face the fact — sales tax is a challenge to businesses...