Money management
Federal funding for small businesses: Understanding the state small business credit initiative
Today, most small businesses could all use a little extra funding. Learn...
Full Service Restaurants (FSR)
How to reduce food waste in restaurants
Aside from the environmental and social toll that this waste generates, throwing...
Small businesses are fighting a two-headed dragon: Inflation and supply chain disruption
Inflation and Supply Chain Disruption are huge forces that are dealing unprecedented...
How inflation impacts businesses and ways to overcome it
This is certainly true for the average consumer; however, for small business...
4 ways to reduce stress for small business owners during tax season
Tax season presents a reliable source of stress for small business owners....
Full Service Restaurants (FSR)
What is restaurant tax? What business owners need to know
The IRS has an entire guide dedicated to helping restaurant owners avoid...
Take these 3 steps before the new year for better sales tax management on your Clover POS
End of year is a great time to set up for the...
What is the Employee Retention Credit?
The IRS provides an explanation of the Employee Retention Credit on this...
Meet Clover Recurring Payments
Clover’s new recurring payments is a convenient and reliable way to get...
8 effective hiring strategies and best practices to help you deal with the labor market this holiday season
With more choices than ever before for employees, it’s tough for recruiters...
Financial analysis components for small business
This analysis allows you to better understand: How your small business is...
How to get a small business loan
There are many reasons why small businesses may need to take out...
4 reasons to select a POS system with a QuickBooks integration
What does integration entail? Are there valid reasons to integrate POS systems...
3 apps to help you focus on business growth, not paperwork
Need more hours in your day? In your personal life, you likely...
How to finance a restaurant
What is restaurant financing? Broadly speaking, restaurant financing is the capital you...
Why forecasting is crucial to your business plan
2020 brought many unexpected surprises, but uncertainty doesn’t mean you can’t forecast...
Give your business a boost with the SBA’s Restaurant Revitalization Fund grant
If you run a food and beverage business, it’s probably been a...
Small business tax deductions for 2020 / 2021
If your goal is to keep as much money as possible this...
Access business credit scores and find funding for free with Nav
Concerned about money? The Nav app, free through your Clover dashboard, can...
2021 COVID-19 Relief Bill: A summary for small businesses
The Coronavirus Response and Relief Supplemental Appropriations Act of 2021 (CRRSAA) was...
New Paycheck Protection Program (PPP) loans: How to qualify and apply
It’s a new year, and there are new opportunities for federal grants...
Paychex: The power of a single platform for payroll, time and attendance, and HR
Paychex Flex is the best way to integrate your payroll, HR, and...
Wire transfers or ACH: Which should you use?
For many applications, wire transfers and ACH are essentially the same. But as a...
The 6 biggest money mistakes SMBs make
Below are six of the biggest money mistakes entrepreneurs make when trying...
Understanding restaurant profit margins and their importance
As a restaurant owner, you want to keep sales high and costs...
Full Service Restaurants (FSR)
Average restaurant revenue and what it means to your business
As a restaurant owner, calculating your average revenue is vital for numerous...
Why you should refresh your tipping policies
Restaurants and bar employees depend on guest tips for their wages. In...
Coronavirus Financial Relief Available to Businesses as of May 21, 2020
This information is evolving and subject to change. We will provide updates...
Clover Rapid Deposit: Get your money instantly at no cost
We at Clover want to help support our merchants as best as...
COVID-19 Effects and Impacts in the U.S (FISERV)
Clover is gathering valuable resources and financial relief initiatives to help merchants...
Recession-proof your business: How to manage irregular overhead and cash flows
Recessions create massive uncertainty for business owners. Consumer spending slows when people...
Redesign your mental model: Use tax season to build better habits
Tax season is here with a vengeance, and year-long financial procrastinations have...
March is National Credit Education Month
Clean up their finances Fix their credit scores Reduce their debt Why...
Recession-proof your business: How customer engagement can be insurance against recession
In this second part of our series on preparing for a recession,...
12 ways business owners can save on taxes
Taxes Employee benefits Vehicle expenses Self-employed health insurance deduction First-year depreciation of...
Merchant account vs. business bank account
What is a merchant account? A merchant account is a special type...
4 benefits of a merchant account
As today’s consumers are increasingly using credit and debit cards to make...
Merchant cash advance vs. bank loans: Pros and cons
Especially if your business is relatively young, getting merchant funding to achieve...
5 things you can learn from Small Business Revolution
The online reality show Small Business Revolution - Main Street takes a...
From food truck to storefront: The concise guide to opening your first permanent location
How do you know if, when, and how to take your show...
How smart restaurants deal with rising labor costs
Hourly wages in the restaurant industry are on the rise. For merchants...
4 cash flow management strategies for bars
For bar owners, managing cash flow is key to keeping the business...
Merchant talkback: What’s your biggest business challenge and how are you handling it?
Wondering how neighboring business get through their biggest challenges? Here’s how they’re...
7 best practices to get your business paid on time
Small businesses lose out on $285 billion every year due to unpaid...
16 ways to boost profitability on your top-selling product
Take 30 seconds and think: what is your top-selling menu item? I’m...
Need cash quickly? Try Clover Rapid Deposit
Make your money work for you with Clover Rapid Deposit. Get your...
Business scenario: Managing your overhead costs
Managing your overhead costs can make or break your business. If your...
5 questions to ask before you open a salon
Chances are good that you got into the beauty business because you’re...
Should your business go cashless? Pros & Cons
Going cashless is not a decision an owner should take lightly. Here...
5 reasons restaurants fail & how to avoid them
If you’re in the restaurant business, somebody’s probably told you that most...
7 ways to finance small business growth
If your business is ready to grow it can be the beginning...
13 must-read money management tips for small businesses
Cash flow may sound simple—just make more money than you spend—but for...
How are minimum-wage hikes impacting your business?
Whether or not your state’s rate has already gone up, it’s smart...
How Quick Service Restaurants can remix menu flavors to maximize fun & profit
Atlanta-based Sublime Doughnuts depends on a fun remix of doughnut flavors, a...
5 signs your business needs financing
Many small businesses use some form of financing to manage cash flow,...
Smart cash management tips for small businesses
What’s one of the top reasons 20% of small businesses fail in...
Restaurant business planning: How one general manager set SMART goals
One restaurant manager approached his new job with big ideas for how...
What to do when the costs of key products or supplies go up
Rising supply costs can sneak up on your profit margins and eat...
5 questions to ask when sales are down
When running a business there are many things to account for in...
Are you controlling for these 10 small business risks?
Roughly 20% of small businesses fail in their first year of operation,...
Measure your business health with these 9 numbers
Is your small- to mid-sized business financially healthy? This post helps merchants...
David Joseph started a company that is helping restaurant owners sleep at night [Q&A]
Q&A with former restaurateur and tech startup founder David Joseph on the...
5 types of restaurant employee theft, and how to prevent them
Employee theft is a major problem in the restaurant industry. From unlicensed...
Business scenario: Negotiating a lease renewal
Rent is one of the largest expenditures for business and can make...
How to get quick cash for your small business
In contrast, small banks and credit unions are friendlier to small business...
Make paying sales tax way less taxing
Let’s face the fact — sales tax is a challenge to businesses...