Payments & processing

Gift cards

4 advantages of gift cards

A great way to acquire new customers while retaining the loyal ones...

Clover news

Delight customers and offset card processing costs with Clover Cash Discount

Merchants everywhere are experiencing high credit card processing fees. Clover Cash Discount...

Full Service Restaurants (FSR)

Creating your own restaurant split check policy

To keep things running smoothly, restaurants need a well-defined split check policy...

Ecommerce

How to help detect and prevent merchant account fraud

Credit card fraud continues to rise as criminals develop even more inventive...

Clover product news

Introducing the Clover Flex Pocket: A fast, lightweight, handheld POS

Introducing the newest Clover device, the Flex Pocket–one of the lightest, fastest...

Clover product news

Introducing Clover Compact and 6 reasons you’ll love it

Often small things can pack a big punch. That’s true of Clover...

Guides

How to POS swap with ease (& without the headache)

Which is why many businesses can find themselves struggling with outdated or...

Payments & processing

Transforming your home & field service business with mobile payments

When you’re considering home and field service management software for small businesses,...

Clover app partners

Cash discount programs: Educate customers effectively with these 5 key tips

Discover how to communicate with your customers about the purpose of cash...

Personal services

How to choose a POS system for your spa business

The right spa POS system can accelerate your business results with features...

Gift cards

How to boost gift card sales: 5 ways

Attract more customers and boost revenue with these gift card sales tips....

Payments & processing

5 payment technology trends to watch in 2024

In 2024, customers will continue to demand more ways to pay: from...

Strategy

15 small business tips for 2024

Your customers’ needs and preferences will continue to evolve in 2024. Evolve...

Run your business

Bar management: Improving operations with your bar POS system

Bar POS systems can make it easier for your staff to deliver...

Insights

5 must-watch trends in retail small businesses for 2024

The new year’s coming and bringing a few must-know retail trends. Check...

Full Service Restaurants (FSR)

How to use QR code menus to improve restaurant service

From creating QR code menus to interactive marketing campaigns, learn how QR...

Payments & processing

What is a card-not-present (CNP) transaction?

Card-not-present (CNP) transactions are on the rise as eCommerce sales continue to...

Payments & processing

How to help increase restaurant revenue with digital payment solutions

For small business owners who are interested in how to increase restaurant...

Clover app partners

Unleashing the power of Invoiss on Clover: Revolutionize your invoicing experience

Invoiss integrates with Clover to offer state-of-the-art invoicing features. Learn how your...

Clover partner solutions

5 reasons to pay vendors with ACH bank transfers via Pay Bills

ACH payments are more convenient and can help to improve your bottom...

Start a small business

Tech essentials for building a small business startup

For those starting a small business, the right technology can help make...

Full Service Restaurants (FSR)

How to write a catering invoice

Catering can be a challenging business. That’s why it’s more important than...

Full Service Restaurants (FSR)

Restaurant management tips: Maximizing POS system potential

In the world of restaurant management, the right tools can make all...

Marketing

Should your business harness the power of QR codes?

In today’s digitally driven world, QR codes have become a game-changer for...

Accounting

Invoices vs receipts

No matter what industry your business resides in, invoices and receipts are...

Clover product news

Going mobile is easier than ever with new Clover Go

Mobile payments are ticking up fast, so now’s the time to take...

Clover partner solutions

4 reasons to pay your business bills online

Managing business expenses is a chore that takes time from many small...

Clover app partners

Simplify billing for house account customers with Invoiss

One area where this is especially important is billing. That’s where Invoiss...

Payments & processing

AVS, CVV, PCI and other payment acronyms

An acronym is an abbreviation formed by the initial letters of multiple...

Clover app partners

Offset card processing fees with Invoiss: Enhancing efficiency and streamlining payments

With Invoiss, you can now automatically apply a line fee, or surcharge,...

Meet the Merchant

4 ways Clover supports beauty, health, and other personal services businesses

Beauty and personal services businesses—salons, spas, and makeup studios—are a fast-growing sector...

Clover app partners

Cash discount−friend or foe?

What is a cash discount? A cash discount is the practice of...

Ecommerce

How to optimize the eCommerce checkout flow for your business

Optimizing the eCommerce checkout process is essential for small businesses. Here are...

Meet the Merchant

5 challenges every small business owner faces (+ solutions!)

Small business owners wear many hats–from HR and marketing to accounting and...

Payments & processing

Tap to Pay on iPhone now available with the Clover Go app

With Tap to Pay on iPhone® now available in the Clover Go...

Clover news

Small businesses can accept more mobile payments via Clover with addition of Tap to Pay on iPhone

BROOKFIELD, Wis.–(BUSINESS WIRE)–Apr. 24, 2023– Small- and medium-size businesses (SMBs) in the U.S. can...

Payments & processing

What is a card reader and how does it work?

How do credit card readers work, and why does your business need...

Payments & processing

8 different types of credit cards for businesses and consumers

Asking the question of why so many different kinds of credit cards can be...

Meet the Merchant

Get to know the Clover Mini: A powerful POS system for retailers

While big retailers struggle to implement self-checkout, Clover Mini is helping small...

Start a small business

How to start a retail business

Knowing how to start a retail business step by step can help...

Meet the Merchant

How Clover helps retailers run their businesses: Payments edition

Getting a retail business up and running is a lot of work....

Retail

6 useful apps for boutique owners and small retail businesses

As a boutique owner or small business retailer, you know how important...

Payments & processing

6 ways auto repair shops can ease bookkeeping, accounting, and payments

Bookkeeping may not exactly rev your engine, but it’s a big part...

Payments & processing

PYMNTS: Small businesses turn to platforms to simplify payment operations

In a collaboration with American Express, PYMNTS.com asks Andrea Gellert, head of...

Professional services

5 benefits of credit card processing for lawyers, accountants, and other professional services

Professional service firms have lagged behind retail businesses in accepting credit card...

Meet the Merchant

How these service businesses use (and love) their Clover Virtual Terminal

Struggling to find the best way to take a deposit or invoice...

Staffing

5 tips for updating your tipping policy to retain employees

In today's tight labor market, it's more important than ever for restaurants...

Payments & processing

Why is contactless payment good for small businesses? Here are 5 myths debunked.

Contactless payments have surged in popularity, but some merchants still hesitate to...

Payments & processing

Credit cards vs. debit cards: Pros, cons, and security concerns

Debit and credit cards are both convenient forms of payment consumers use...

Clover product news

Bread Pay is available now

Clover devices now offer Bread Pay, a buy now pay later (BNPL)...

Payments & processing

Cashless, cash-only, or hybrid? Choose the best payment method for your business

The prevalence of contactless payments makes it seem as though commerce is...

Payments & processing

6 tips for writing an effective invoice reminder to clients

One-third of merchants say that late payments put their business at risk...

Guides

Your small business checklist: 25 things to do before the year ends

As we approach the end of another calendar year, here’s a list...

Payments & processing

How to make payments as easy as possible for your customers and for you

At a time of rising inflation, with recession fears looming on the...

Meet the Merchant

7 reasons these real-world merchants use (and love) gift cards

Are gift cards right for your business? Check out 7 reasons these...

Run your business

Why business owners should pay themselves first

While it may seem contrary to the bootstrap nature of starting your...

Insights

Pros and cons of using travelers checks when going abroad

When traveling abroad, it’s important that you are able to buy the...

Clover news

Fiserv named 2022 Omnichannel Provider of the Year by The Strawhecker Group

BROOKFIELD, Wis.–(BUSINESS WIRE)–May 4, 2022– The Strawhecker Group (TSG), a globally recognized analytics, intelligence,...

Quick Service Restaurants (QSR)

6 reasons Clover is a perfect POS for coffee shops

Coffee shops are fast-paced, high volume, constantly changing businesses. Having a POS...

Clover product news

Buy Now Pay Later: Why merchants need it

Customer demand for buy-now-pay-later options is increasing. Learn 4 reasons every online...

Payments & processing

Ultimate checklist: What you need to know to start taking payments for your business

Whether you’re updating your point-of-sales or accepting payments for the first time,...

Mobile

Does your small business need an app?

Offering your customers an app can offer a host of attractive advantages....

Ecommerce

What is cryptocurrency and why it matters for small businesses

Day traders fascinated with Elon Musk’s wealth bought into the joke–quite literally–and...

Payments & processing

Does your small business need Clover Virtual Terminal?

A virtual terminal is a convenient, flexible way to accept credit and...

Payments & processing

PCI 2.0 vs. PCI 3.0: What are the differences?

As with most regulatory guidelines, PCI standards evolve with time, usually to...

Payments & processing

Offering payment plans to customers

However, this billing approach lends itself to physical items, too – whether...

Payments & processing

Meet Clover Recurring Payments

Clover’s new recurring payments is a convenient and reliable way to get...

Payments & processing

What is a credit card authorization code?

That customer at your checkout counter could be using a fake or...

Payments & processing

Credit card processing tips for small businesses

Below are four credit card processing tips for small business owners. Use...

Clover product news

Now you can accept PayPal and Venmo in-store via your Clover device!

We’re excited to work with Paypal and Venmo to give merchants a...

Clover news

Merchants can offer more touch-free ways to pay as Fiserv brings PayPal and Venmo QR code payments to the point of sale

BROOKFIELD, Wis.–(BUSINESS WIRE)–Apr. 27, 2021– Fiserv, Inc. (NASDAQ: FISV), a leading global provider of...

Money management

Why forecasting is crucial to your business plan

What is forecasting? Forecasting is estimating your future sales and revenue, and...

Covid-19

Creating a contactless payment experience

No swiping or dipping cards at a credit card reader No touching...

Run your business

Connect with your customers with the Clover app

Combining the power of Clover Customer Engagement suite with the freedom of...

Ecommerce

Auditing your restaurant’s online presence

Now is an excellent time to assess your online presence and make...

Accounting

What is an invoice?

What does “invoice” mean? Although they come in many forms, invoices are...

Security

What happens when a company experiences a data breach?

As a customer, your credit card issuer or bank may offer liability protection,...

Gift cards

eGift cards guide: How to buy, sell, and use them

How do merchants benefit from using eGift cards? What kinds of merchants...

Payments & processing

Differences between prepaid, debit, and gift cards

The remainder is spread across debit cards, prepaid cards, and gift cards....

Payments & processing

Use Google Assistant™ to make payments with your voice

To begin using Google Assistant, you only need to say, “Hey Google”...

Gift cards

How to accept gift cards for small business

There are many benefits of accepting gift cards. Here are just a...

Money management

Wire transfers or ACH: Which should you use?

For many applications, wire transfers and ACH are essentially the same. But as a...

Mobile

Tap or dip? Are contactless cards safer than chip cards?

In recent years, the payment industry has encouraged customers and businesses to...

Guides

What is POS (point of sale) software?

Why your business needs POS system software Many merchants often use point...

Crisis support

How to keep your customers close—at a social distance

This year has been particularly challenging for merchants across the country. But...

Payments & processing

4 reasons your restaurant needs scan to order now

This Scan to Order feature creates a fully contactless ordering and payment...

Clover product news

BluePay is now Clover

BluePay, a leading provider of technology-enabled payment processing for North American merchants,...

Payments & processing

What is a POS system, how does it work, and how do I choose one?

Point-of-sale (POS) systems help businesses accept and process payments as well as...

Payments & processing

POS systems vs. cash registers: How they are different & which you should choose

Cash registers have a certain nostalgia about them. They can remind us...

Guides

Contactless Payments

Contactless payments are a fast, more secure, and hygienic way to make...

Payments & processing

What is PCI compliance?

Payment Card Industry (PCI) compliance refers to the data security standards that...

Guides

Merchant Services

Whether you’re about to start using merchant services for your business for...

Guides

Credit Card Processing

If you’re interested in taking credit card payments for your small business...

Money management

Clover Rapid Deposit: Get your money instantly

Clover Rapid Deposit offers a fast, easy way to improve cash flow...

Payments & processing

Maintain safe distancing with Virtual Terminal

Need to process payments on the go? Virtual Terminal is available through...

Covid-19

Keeping your sales safe & sanitary

In the midst of the COVID-19 emergency, we discuss three areas of...

Payments & processing

How to give restaurant guests more control over getting the check

58% of frequent restaurant diners say a slow payment process has ruined...

Minority-owned

4 tips for mobile credit card processing at trade show events

There are multiple reasons why any business owner would exhibit at a...

Accounting

Merchant account vs. business bank account

What is a merchant account? A merchant account is a special type...

Ecommerce

Payment gateway vs. payment processor: what is the difference?

Let’s start here: There are four parties involved with every credit card...

Insights

How different age groups prefer to pay

Although cash is convenient for smaller one-off transactions, using paper money carries...

Mobile

What is peer-to-peer transfer? What are the pros and cons?

Though in recent years, the definition of P2P transfers has evolved to...

Ecommerce

6 best practices for securing your eCommerce website

How eCommerce fraud happens When customers pay for goods or services on...

Money management

4 benefits of a merchant account

As today’s consumers are increasingly using credit and debit cards to make...

Payments & processing

Accept recurring payments to reduce costs and boost sales

No matter what industry you serve, automated recurring billing services can help...

Security

Minimize security risks with fraud management tools

Fraud management tools have always been important within the payments industry. Yet...

Mobile

Mobile credit card processing for Android & iPhone

As a business owner, you can begin accepting credit cards anytime and...

Guides

What is EMV credit card processing?

Short for Europay, Mastercard and Visa, EMV card processing leverages fraud-reducing technology...

Payments & processing

Electronic billing services, invoicing & online payment software

Avoid lost bills and late payments by sending digital invoices and reminders...

Minority-owned

Apple Pay for business – what will it cost me?

Apple Pay® is one of the top mobile payment and digital wallet...

Ecommerce

What is a dynamic CVV?

Shopping online or via mobile offers important advantages for consumers and merchants...

Mobile

Accept payments with secure wireless credit card processing

Wireless payment processing technologies continue to evolve and take the worry out...

Mobile

Understanding your credit card machine options

No matter what type of business you operate, there are a variety...

Payments & processing

Virtual credit card machine for online efficiency

A virtual terminal enables you to manually enter, swipe, or dip credit...

Payments & processing

Expand your sales opportunities with debit card processing

Debit card payments are growing in popularity for consumer purchases and have...

Meet the Merchant

eCommerce merchant account & payment processing solutions

Today’s consumers increasingly prefer shopping and paying bills online. Any business unable...

Payments & processing

What is an EFT payment?

An electronic funds transfer moves money from one account to another. The...

Payments & processing

ACH payment processing

Adding Automated Clearing House (ACH) services as an option for your business...

Payments & processing

What is credit card skimming?

Credit card skimming is one of the most damaging forms of card-based...

Guides

How to detect in-store credit card fraud

With data security breaches in the news all the time, consumers and...

Payments & processing

What is the difference between a chargeback and a refund – and how to avoid them

In the retail world, chargeback and refund are two terms often used interchangeably to...

Ecommerce

How to detect and prevent Account Takeover (ATO) fraud

As more businesses move their operations online, customers are increasingly required to...

Security

How secure are NFC payments?

Short for “near field communication,” NFC allows devices in close proximity to...

Insights

Pros and cons of using a credit card when traveling abroad

When traveling abroad, cash is definitely a viable option. Almost every merchant on...

Payments & processing

How soon until wallets and cash are a thing of the past?

Roughly 30 percent of Americans don’t carry any type of cash at all, and...

Security

Entering your zip code helps prevent credit card fraud

Have you ever used your credit card at a retail store and...

Minority-owned

4 different types of mobile payment systems

Mobile phones no longer function exclusively as communication devices. From alarm clocks...

Payments & processing

6 tips to speed up checkout with faster credit card processing

As convenient as credit card processing is, bottlenecks still exist. Long lines...

Ecommerce

Is ACH secure?

The Automated Clearing House (ACH) is a federally-regulated electronic network used by banks...

Guides

How to choose a merchant account provider

It’s technically possible to sustain a business on cash-based sales alone. Though...

Guides

What are credit card processing fees?

Any business owner that accepts credit cards can expect to pay certain...

Payments & processing

Credit card processing in 8 simple steps

New to the world of credit card processing? It may seem complex,...

Meet the Merchant

Payment gateway vs. shopping cart

If you are building an online presence to sell your goods or...

Payments & processing

Payment gateway vs. virtual terminal vs. shopping cart

Three common components of a credit card processing platform are a payment...

Ecommerce

Merchant account vs. payment gateway: what’s the difference?

A merchant account is a type of bank account that lets your...

Payments & processing

An overview of P2P payment networks: Apple Cash, Zelle, Google Pay, Cash App, and Venmo

Since launching in 1998, PayPal has dominated the peer-to-peer (P2P) payments space....

Insights

The pros and cons of a universal currency

There is approximately $80 trillion in circulation worldwide, but only $5 trillion of this...

Payments & processing

Stay competitive with omni-channel payment processing

The retail landscape is becoming more fragmented as merchants increasingly design their...

Payments & processing

Government payment processing made easy

Do you supply products or services to government agencies? With a reliable,...

Payments & processing

Hotel credit card processing & hospitality merchant services

Hospitality credit card processing solutions make the reservation and payments process a...

Guides

How does tokenization work?

Tokenization is one of the most popular security measures that merchants, payment processors,...

Payments & processing

Gas station credit card processing

Gas stations and convenience stores can simplify the payment process with PCI-compliant...

Payments & processing

B2B made easy with Level 2 credit card processing

Level 2 (L2) payment capabilities can help you generate more sales, reduce...

Enterprise behavior

Large ticket credit card processing

Many business-to-business (B2B) and business-to-government (B2G) customers require unique payment options when...

Payments & processing

Credit card processing for churches

As payment technology evolves, many places of worship continue to explore innovative ways to...

Payments & processing

Credit card processing for nonprofits

PCI-compliant donation forms make it easier than ever for donors to contribute...

Minority-owned

How does Apple Pay compare to Google Pay?

Apple Pay® and Google Pay™ are two popular mobile payment technologies. Apple...

Payments & processing

How do NFC and MST differ? What do I need to know?

There are countless payment options out there — from credit cards to...

Meet the Merchant

What is a payment gateway?

When accepting credit and debit cards at your brick-and-mortar store, a POS system is...

Payments & processing

The value of accepting credit cards for B2B transactions

There are many benefits of offering Level 2 and Level 3 credit...

Payments & processing

What is Point-to-Point Encryption (P2PE)?

Point-to-point encryption (P2PE) is an advanced security tool that helps protect the...

Enterprise behavior

Car & truck rental credit card processing made easy

Accelerate your business by offering simple, efficient vehicle rental payment processing to...

Enterprise behavior

Property management merchant services

Allow tenants to pay their rent in the way that’s most convenient...

Payments & processing

Save time with credit card batch processing

Batch credit card processing allows you to process multiple transactions at one...

Mobile

Tablet POS software for a convenient checkout experience

A mobile tablet POS solution allows users to process payments from anywhere....

Payments & processing

B2B payment processing & corporate payment systems

Corporate and B2B payment solutions allow you to offer your business and...

Payments & processing

Accept credit card payments with an iPad POS system

With a mobile app and a small, portable credit card reader, you can...

Payments & processing

What is OptBlue by American Express®?

When businesses decide to accept credit cards, they typically sign up for...

Minority-owned

What are closed loop mobile payments?

Have you ever bought a gift card or prepaid phone card? If...

Payments & processing

Is MOTO credit card processing obsolete?

The convenience of today’s online services has many consumers wondering what they...

Payments & processing

Why do some consumers prefer ACH payments?

Is remembering to send your mortgage payment or car payment on time...

Payments & processing

Why do so many businesses still use paper checks?

All across the country, paper checks are on the decline. Back in...

Payments & processing

Google Wallet vs. Google Pay: What’s different?

This article explores these complementary payment technologies – highlighting their differences and...

Minority-owned

Mobile deposits carry higher fraud risk

Depositing checks has evolved over the years. Self-service ATMs removed the need...

Payments & processing

Why can’t my business accept ACH payments?

As a business owner, your goal is to find convenient, time-saving, and...

Minority-owned

How does Apple Pay® compare to EMV® (chip & PIN)?

Credit card fraud continues to rise, and data breaches are more common....

Payments & processing

7 best practices to get your business paid on time

Small businesses lose out on $285 billion every year due to unpaid...

Biz ops

Should your business go cashless? Pros & Cons

Going cashless is not a decision an owner should take lightly. Here...

Biz ops

13 must-read money management tips for small businesses

Cash flow may sound simple—just make more money than you spend—but for...

Clover app partners

Two Clover feature upgrades you should try now

Clover’s Virtual Terminal and Dashboard got great feature upgrades. Here’s what’s new...

Clover news

Play ball! Clover makes its Major League debut at Citi Field

Paired with other advanced metrics captured throughout each game, precise numbers like...

Payments & processing

What small businesses should look for in a POS system

Run your business smoothly with POS system software. Clover lists key features...

Clover product news

Forget the iPhone headphone jack: The new Clover Go has you covered

That’s why today we are announcing the availability of our new all-in-one...

Clover product news

Clover clocks in at less than three seconds for EMV transactions

Let’s face it. EMV hasn’t been easy. This week marks the one-year...

Clover product news

Getting your funds faster

Let’s say you had a great day today—high foot traffic and lots...

Payments & processing

Protect yourself: PCI, EMV, and You

This post will give you a quick glimpse into what you need...