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How soon until wallets and cash are a thing of the past?

Roughly 30 percent of Americans don’t carry any type of cash at all, and 76 percent of shoppers that do carry cash keep less than $50 in their wallets, with nearly half…

Entering your zip code helps prevent credit card fraud

Have you ever used your credit card at a retail store and had the clerk ask for your ZIP code? This happens at the gas station, too. When you pay…

4 different types of mobile payment systems

Mobile phones no longer function exclusively as communication devices. From alarm clocks to GPS tools to exercise apps, we’ve grown to rely on our smartphones for everything under the sun.…

6 tips to speed up checkout with faster credit card processing

As convenient as credit card processing is, bottlenecks still exist. Long lines may mean fewer sales per hour Monthly invoicing can become manual for both you and your customer Online…

Is ACH secure?

The Automated Clearing House (ACH) is a federally-regulated electronic network used by banks to send and receive bill payments, eChecks, direct deposit statements, and other types of transfers. This interbank network…

How to choose a merchant account provider

It’s technically possible to sustain a business on cash-based sales alone. Though at a time when fewer Americans carry paper money in their wallets, your growth prospects may remain limited…

What are credit card processing fees?

Any business owner that accepts credit cards can expect to pay certain fees. These charges can seem complicated, though the more you understand how credit card merchant fees work, the…

Credit card processing in 8 simple steps

New to the world of credit card processing? It may seem complex, but once you understand how credit card processing works, you’ll see that the ability to accept card payments…

4 advantages of gift cards

Attract new customers Increase brand awareness Improve sales by selling and accepting gift cards Reduce fraud A great way to acquire new customers while retaining the loyal ones is to…

Payment gateway vs. shopping cart

If you are building an online presence to sell your goods or services and you are ready to begin accepting credit cards, all of the options, terms, and programs available…