Debit card payments are growing in popularity for consumer purchases and have lower interchange costs compared to credit cards. The right merchant services provider can offer payment processing programs that…
Today’s consumers increasingly prefer shopping and paying bills online. Any business unable to offer secure, convenient eCommerce payment processing is missing out on significant sales revenue. With an eCommerce merchant…
An electronic funds transfer moves money from one account to another. The accounts can be at the same financial institution or at two different financial institutions. The transaction occurs electronically…
Automated Clearing House (ACH) payment processing services allow you to accept electronic check payments, increase sales, and reduce the costs associated with paper check processing. For small businesses looking to…
Credit card skimming is one of the most damaging forms of card-based fraud. Whether used on an ATM or on a point-of-sale (POS) terminal, the basic con is the same:…
With data security breaches in the news all the time, consumers and merchants alike are highly anxious about credit card fraud and identity theft. Retailers are taking steps to tighten…
In the retail world, chargeback and refund are two terms often used interchangeably to describe situations in which dissatisfied customers want to reverse purchases and get their money back. As a merchant,…
As more businesses move their operations online, customers are increasingly required to log in with their usernames and passwords to do everything from browsing to shopping to managing their accounts. …
Short for “near field communication,” NFC allows devices in close proximity to wirelessly transfer data back and forth. The technology is very similar to Bluetooth®, but NFC uses far less…
When traveling abroad, cash is definitely a viable option. Almost every merchant on the planet accepts local currencies for standard transactions. However, it’s a mistake to finance your entire trip with…