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Virtual credit card machine for online efficiency
A virtual terminal enables you to manually enter, swipe, or dip credit card transactions wherever you have Internet access. Use an online credit card machine to: Process transactions for online,…
Expand your sales opportunities with debit card processing
Debit card payments are growing in popularity for consumer purchases and have lower interchange costs compared to credit cards. The right merchant services provider can offer payment processing programs that…
eCommerce merchant account & payment processing solutions
Today’s consumers increasingly prefer shopping and paying bills online. Any business unable to offer secure, convenient eCommerce payment processing is missing out on significant sales revenue. With an eCommerce merchant…
What is an EFT payment?
An electronic funds transfer moves money from one account to another. The accounts can be at the same financial institution or at two different financial institutions. The transaction occurs electronically…
ACH payment processing
Adding Automated Clearing House (ACH) services as an option for your business can help reduce payment processing expenses and allow customers to make electronic payments–even if they don’t have a…
What is credit card skimming?
Credit card skimming is one of the most damaging forms of card-based fraud. Whether used on an ATM or on a point-of-sale (POS) terminal, the basic con is the same:…
How to detect in-store credit card fraud
With data security breaches in the news all the time, consumers and merchants alike are highly anxious about credit card fraud and identity theft. Retailers are taking steps to tighten…
What is the difference between a chargeback and a refund – and how to avoid them
In the retail world, chargeback and refund are two terms often used interchangeably to describe situations in which dissatisfied customers want to reverse purchases and get their money back. As a merchant,…
How to detect and prevent Account Takeover (ATO) fraud
As more businesses move their operations online, customers are increasingly required to log in with their usernames and passwords to do everything from browsing to shopping to managing their accounts. …
Pros and cons of using a credit card when traveling abroad
When traveling abroad, cash is definitely a viable option. Almost every merchant on the planet accepts local currencies for standard transactions. However, it’s a mistake to finance your entire trip with…
