eCommerce merchant account & payment processing solutions

Editorial Team

2 min read
Holding coffee and mobile phone

Today’s consumers increasingly prefer shopping and paying bills online. Any business unable to offer secure, convenient eCommerce payment processing is missing out on significant sales revenue.

With an eCommerce merchant account, you can accept credit and debit cards and ACH payments on your website. Simply put, a merchant account is a contract between a retailer and a credit card processing company that allows you to offer fast, flexible, and secure payment options.

Depending on your eCommerce merchant account provider, you may receive the following:

  • Integrated shopping cart functionality
  • Enhanced security with PCI-compliant payment processing solutions
  • Advanced fraud monitoring capabilities with customizable parameters

Shopping cart and software integrations for your eCommerce merchant account

When setting up an eCommerce merchant account, consider processing solutions that integrate with the shopping carts and online storefronts that align with your business.

If you use a specific accounting, CRM, or business management software, consider a merchant account provider that offers integrations with these platforms to help reduce manual entry, prevent data entry errors, and save time.

Reduce PCI scope with secure eCommerce payment processing

If your goal is to safeguard your customers’ payment information and protect your online business from fraud and abuse, consider an eCommerce merchant account provider with solutions built using a PCI DSS-certified payment gateway and the latest in fraud protection.

A secure online payment gateway:

  • Accepts all major credit and debit cards
  • Encrypts card information from point of entry through authorization
  • Uses advanced security measures, such as tokenization, to reduce the risk of data breaches, payment fraud, and identity theft

To reduce your eCommerce site’s PCI scope, your merchant account provider should also host your online checkout form on a secure server. Doing so removes the need to capture or store any credit card details within your payment environment. Not only does this help decrease your fraud exposure, but it also helps to reduce your merchant liability.

Some providers allow you to customize your hosted payment form and brand it with your eCommerce store’s colors, logo, and formatting. This helps to ensure that your customers enjoy a truly seamless shopping experience.

To learn more, schedule a free consultation with our merchant services team today.

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