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What are closed loop mobile payments?
Have you ever bought a gift card or prepaid phone card? If so, then you’re already familiar with the concept of a “closed loop payment network.” With this payment option, you basically…
Is MOTO credit card processing obsolete?
The convenience of today’s online services has many consumers wondering what they would do without the Internet. How would they book flights and pay for tickets? Or find that hard-to-find…
Why do some consumers prefer ACH payments?
Is remembering to send your mortgage payment or car payment on time a challenge every month? Do you find yourself paying late even though you have the funds in your…
Why do so many businesses still use paper checks?
All across the country, paper checks are on the decline. Back in 2000, paper checks were used in 42.6 billion transactions. In 2018, that number significantly dropped to 14.5 billion.1…
Celebrating your staff after the holiday rush
In 2017, roughly 63% of companies (mostly large corporations) reported offering a holiday cash bonus averaging $1,800 per employee. Just three years later, with the global economy clobbered by a…
Google Wallet vs. Google Pay: What’s different?
This article explores these complementary payment technologies – highlighting their differences and similarities. What is Google Wallet in 2022 and beyond? Whereas Google Pay primarily exists for peer-to-peer (P2P) and…
Mobile deposits carry higher fraud risk
Depositing checks has evolved over the years. Self-service ATMs removed the need to visit banks during normal business hours. And with mobile deposits, also known as remote deposit capture (RDC),…
Why can’t my business accept ACH payments?
As a business owner, your goal is to find convenient, time-saving, and straightforward ways to process customer payments. After establishing electronic payment options for your customers via credit and debit…
How does Apple Pay® compare to EMV® (chip & PIN)?
Credit card fraud continues to rise, and data breaches are more common. To make their payment environments more secure, merchants across the country have implemented solutions including chip and PIN…
Boosting staff morale
In the mad rush to keep orders filled, bills paid, and customers happy, it’s easy to forget about employees. As long as they show up and do the job, all…
