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Is ACH secure?
The Automated Clearing House (ACH) is a federally-regulated electronic network used by banks to send and receive bill payments, eChecks, direct deposit statements, and other types of transfers. This interbank network…
How to choose a merchant account provider
It’s technically possible to sustain a business on cash-based sales alone. Though at a time when fewer Americans carry paper money in their wallets, your growth prospects may remain limited…
What are credit card processing fees?
Any business owner that accepts credit cards can expect to pay certain fees. These charges can seem complicated, though the more you understand how credit card merchant fees work, the…
Credit card processing in 8 simple steps
New to the world of credit card processing? It may seem complex, but once you understand how credit card processing works, you’ll see that the ability to accept card payments…
Payment gateway vs. shopping cart
If you are building an online presence to sell your goods or services and you are ready to begin accepting credit cards, all of the options, terms, and programs available…
Payment gateway vs. virtual terminal vs. shopping cart
Join us as we explore what makes each of them unique so you can better determine which solution or combination of solutions best suits your business’s needs. What is a…
Merchant account vs. payment gateway: what’s the difference?
A merchant account is a type of bank account that lets your business accept multiple forms of payment, including credit cards, debit cards, and ACH payments. Although you can’t actually…
An overview of P2P payment networks: Apple Cash, Zelle, Google Pay, Cash App, and Venmo
Since launching in 1998, PayPal has dominated the peer-to-peer (P2P) payments space. In fact, the company is largely responsible for bringing the concept of “peer-to-peer” into the vernacular — long…
The pros and cons of a universal currency
There is approximately $80 trillion in circulation worldwide, but only $5 trillion of this is paper-based.1 The rest is tied up in assets such as savings accounts, long-term deposits and stocks. These…
Stay competitive with omni-channel payment processing
The retail landscape is becoming more fragmented as merchants increasingly design their payment environments using solutions from multiple vendors. A complete multi-channel package, however, allows you to accept payments across all sales…
