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Accept payments from anywhere with Virtual Terminal

August 7, 2019

It’s after hours and you’re away from the store, but you get a message and need to process a sale ASAP. What do you do? Clover has your back with Virtual Terminal.

Virtual Terminal is available to nearly every Clover merchant in the US and Canada (excepting Wells Fargo merchants). If you log into your web dashboard, you can install the app quickly via the Clover App Market. From there, you can process sales, refunds, and even send receipts with just a few intuitive clicks.

Virtual Terminal is a free app, and there’s no subscription fee to use it. You’ll be charged normal keyed-in/card-not-present rates. Processing charges this way ensures safety with P2PE (point-to-point encryption) and tokenization. It is recommended that you enable 2-factor authentication for your Clover Web Dashboard to combat fraudulent access to Virtual Terminal.

There are so many situations for which using Virtual Terminal is the answer:

  • Phone orders that need a rush
  • First-time merchants awaiting their Clover devices, but ready to start selling and accepting payments
  • Processing payments for outstanding invoices
  • Refunding an erroneous charge

Many people work in industries where payments are taken but there’s no real need for a point-of-sale (POS) system. Examples include accountants, attorneys, consultants, service businesses, and tradespeople. Virtual Terminal is a great way to process payments without having to maintain a full POS system.

Travel often? Even if you are without your computer or tablet, you can access your Clover Dashboard on your smartphone, and process charges or refunds through Virtual Terminal in seconds.

Virtual Terminal helps your business stay flexible, adapting to the needs of your situation. Set it up in your dashboard and you’ll be able to take payments anywhere, anytime, securely, with Clover.


Clover is sold by leading U.S. banks including Bank of America, BBVA, Citi, PNC, SunTrust and Wells Fargo. You’ll also find Clover at our trusted partners including CardConnect, Restaurant Depot, and Sam’s Club. For more information, visit us at clover.com.