Resources for Starting a Small Business

Tips and insights to help get your business off the ground

Starting a small business can be an exciting adventure – whether you want to open a retail shop, launch a restaurant, or provide services to others. However, there are many factors to consider as you prepare to open your doors or publish your eCommerce site. We’ve put together a collection of resources needed to start a small business to help you along as you put your plan into action. Check back often for new and useful tips, tricks, and insights.

Classic shirts in blue, white, and stripes on hangers

Insights

View of bakery and baker through the bakery's front window

Insights

Baker arranges a flower, pie, and baked goods on a kitchen countertop

Quick Service Restaurants (QSR)

How to turn your home baking hobby into a bakery business

Is turning your home baking hobby into a fully-fledged business a long-time dream? … Read more
couple meeting with consultant and viewing a laptop

Guides

How to get a small business loan

There are many reasons why small businesses may need to take out loans, … Read more
Vintage pickup truck sits in front of old-fashioned general store in Jefferson Texas

Full Service Restaurants (FSR)

How to open a restaurant in Texas

Aspiring restaurant owners can follow these essential tips to turn their culinary dreams … Read more
Display case filled with a variety of colorful baked goods and pastries

Insights

How to open a bakery

If you’re a cake, pastry, or cookie aficionado, you may want to take … Read more
Personal trainer conducting boxing workout with female client

Insights

How to start a personal training business

Becoming a personal trainer can be a rewarding business that improves lives. When … Read more
Row of kettlebells lined up against a workout bench in a gym

Insights

Essential equipment gyms & fitness studios need for opening day

Building your own gym or fitness studio starts with selecting the right kind … Read more
Dog-walker-walking-group-of-dogs-on-leashes-in-a-park

Home & field services

How to turn your “side hustle” into a thriving small business

Side hustles are a popular way to make extra money. Turning that side … Read more
Open sign on front door of a shop

Insights

Retail store equipment and supplies needed for opening day

Getting ready to open a new retail store is exciting, but it can … Read more
Jeweler using pliers to make a necklace

Insights

Jewelry store supplies and equipment needed for opening day

For new business owners, choosing the right jewelry store equipment can be complicated … Read more
employee taking counter order at outdoor pop-up restaurant

Guides

Tips and tricks for opening an outdoor pop-up restaurant

Join us as we explore what these pop-ups are, how they work, their … Read more
employee holding restaurant door open for business

Full Service Restaurants (FSR)

The 15 most profitable restaurant businesses to start in 2025

Luckily in 2024, the U.S. restaurant industry continues to evolve and is on … Read more
Woman trying on rings in a jewelry shop

Insights

How to open a jewelry store

Jewelry shops can be a great addition to almost any shopping district or … Read more
A piece of paper with to do: start a business typed on it

Insights

How to start a business with no money

New businesses and services are popping up everywhere. While starting a business with … Read more
Person wearing yellow cleaning gloves and cleaning bathroom mirror

Guides

How to start and grow a successful home service business

The home services industry is booming. Learn the ins and outs of starting … Read more
Restaurant staff working on exterior of restaurant to open it

By state

How to open a restaurant in California

Starting a restaurant in California can be tricky, but this guide can help … Read more
interior of a salon

Guides

10 essential pieces of equipment salons need for opening day

Opening a thriving salon demands more than simply knowing hair design, curl patterns, … Read more
Female entrepreneur opening a restaurant

Full Service Restaurants (FSR)

How to buy a restaurant

Buying a restaurant is one way to enter the restaurant industry at a … Read more
Retail employees checking out customers at Station Duo

Retail

New business owner guide to recruiting for retail positions

From creating strong job descriptions to asking effective retail interview questions, use this … Read more
Happy waiter serving burgers and fries to table

Full Service Restaurants (FSR)

How to franchise a restaurant

Restaurant franchising has a number of benefits for both the franchisee and the … Read more
Young female fashion designer pinning fabric

Inspiration

The best business ideas for college students

Discover the best business ideas for college students, as well as tips for … Read more
Chef plating burgers

Full Service Restaurants (FSR)

Restaurant expansion: How to expand your business to another state

Restaurant expansion can help your business become more profitable, connect with a wider … Read more
Business man explaining with male chef

Full Service Restaurants (FSR)

Culinary dreams: How to open a restaurant with no money

Interested in financing a restaurant startup, but low on funds? Learn how to … Read more
Interior of small bookstore

Retail

How to run a bookstore more efficiently with your retail POS system

From faster checkouts and integrated customer loyalty programs to powerful sales reporting and … Read more
Woman having a facial at the spa

Health & beauty

How to choose a POS system for your spa business

The right spa POS system can accelerate your business results with features including: … Read more
Young man in library working on laptop

Money management

10 scholarships for young entrepreneurs and business owners

Young entrepreneurs can get help with launching their business idea with financial aid … Read more
Restaurant owner working on laptop

Full Service Restaurants (FSR)

Average restaurant owner salary in 2023

Restaurant owner salary amounts can vary dramatically based on factors such as type … Read more
Woman doing sit ups with personal trainer

Insights

15 of the most profitable small businesses to start in 2024

The Great Resignation has actually given birth to a large number of people … Read more
Stylist working on client's hair at salon

Personal services

Salon ownership: Your guide on how to open a salon

For those starting a salon, the right small business advice can help set … Read more
Man in wheelchair meeting with business mentor

Guides

Entrepreneurship toolkit for business owners with disabilities

For small business owners with disabilities, finding the right financial and supportive resources … Read more
Attorney going through paperwork with couple

Guides

Small business legal considerations: What business owners should know

For those starting a small business, the right legal advice can help you … Read more
Dry cleaning business owner looking at papers

Personal services

How to start a dry cleaning business

Dry cleaning can be a rewarding and lucrative business. Here, we walk through … Read more
Women workers posing in retail shop

Guides

Empowering LGBTQ+ entrepreneurs: A guide to LGBTQ+ business grants and resources

LGBTQ+ initiatives recognize not only the innovation and creativity that LGBTQ+ entrepreneurs bring … Read more
Restaurant owner writing on clipboard by laptop

Guides

Tech essentials for building a small business startup

For those starting a small business, the right technology can help make operations … Read more
Army veteran shakes hands with person

Insights

The unique challenges of starting a veteran-owned business

Starting a veteran-owned business can come with its own set of challenges. This … Read more
Customers placing orders outside food truck with Clover devices

Quick Service Restaurants (QSR)

10 food truck equipment essentials every food truck needs for opening day

Launching a food truck? Get your business rolling with this checklist of essential … Read more
Two caterers preparing appetizers

Full Service Restaurants (FSR)

How to start a catering business in 7 steps

Despite slow growth in the restaurant industry, it’s a good time to start … Read more
Florist arranging a bouquet

Guides

How to buy flowers wholesale: 5 tips for finding the right supplier

No matter if you’re just starting out or thinking of switching your wholesale … Read more
Woman holding up blouse at thrift shop

Retail

How to open a thrift store

Opening a thrift store can follow a similar process as opening a retail … Read more
People sitting at tables talking and watching a show

Full Service Restaurants (FSR)

How to launch your eatertainment business

Today’s consumer is hungry for experiences. They’re yearning for in-person connection with friends … Read more
Flower shop owner looking at laptop

Guides

How to start and grow a floral business

Thinking of starting a floral business? Learn some tips and tricks for getting … Read more
People sorting through books at bookstore

Guides

How to open a bookstore

This concise guide for how to open a bookstore covers business planning, market … Read more
Consultant meeting with clients

Personal services

How to start a consulting business

Discover how to start a consulting business with this high-level guide that covers … Read more
Barista making a latte with café equipment

Coffee shops and cafes

10 coffee shop equipment essentials every shop needs for opening day

Are you thinking about opening a café? Include these top 10 coffee shop … Read more
Gen Z entrepreneur looking at phone

Guides

The Gen Z entrepreneur’s guide to starting a business

Gen Z could be considered the most entrepreneurial generation. Here, we take a … Read more
Woman picking up beverage in drive thru

Coffee shops and cafes

How to start a successful drive-thru beverage business

Drive-thru beverage businesses are booming as more and more customers are looking for … Read more

Personal services

How to start a fitness business

As wellness becomes increasingly popular, people are actively seeking new ways to work … Read more
Woman standing by clothes racks in a shop

Ecommerce

How to start a retail pop-up shop–and why you need one

Whether your small business is online or brick-and-mortar, opening a retail pop-up shop … Read more
Strip mall with new empty storefronts

Insights

6 things to consider before opening a second location for your business

Opening a second location involves a lot of research and planning. Here are … Read more
Woman holding card over Clover Mini at food stand

Payments & processing

What is a card reader and how does it work?

How do credit card readers work, and why does your business need one? … Read more
Woman dressing clothing form at boutique

Guides

How to write a boutique business plan

A boutique business plan won’t just help you stay organized, it’s an essential … Read more
Barber cutting man's hair

Personal services

How to open a barber shop

While barber shops have been around for a long time, the barber industry … Read more
Flight of beers

Insights

Wondering how to start a brewery? 3 things to know

Thinking about starting your own microbrewery? It’s a fun and vibrant business environment … Read more
Man looking at laptop in retail store

Guides

How to start a retail business

Knowing how to start a retail business step by step can help aspiring … Read more
Nursery owner looking up price on Clover Flex

Accounting

The ultimate guide to pricing strategy for new businesses

When setting initial prices for products and services, most business owners choose a … Read more
Tables and chairs in a restaurant

Full Service Restaurants (FSR)

What to know about leasing a restaurant space

There’s a lot of thought and legwork that goes into leasing a restaurant. … Read more
Chefs preparing food

Full Service Restaurants (FSR)

Should you have a soft opening for your restaurant?

Before you have your grand opening, consider having a restaurant soft opening, otherwise … Read more
Chef cooking on commercial stove

Coffee shops and cafes

List of essential equipment needed to start a restaurant

This article details the back-of-house equipment needed to start a restaurant, including a … Read more
Golden Gate Bridge and city scape

By state

California business licenses and permits you may need

Not sure which California business licenses and permits are required for your startup? … Read more
Interesting restaurant interior design ideas

Full Service Restaurants (FSR)

12 restaurant interior design ideas that can help attract business

Use these interesting and effective restaurant interior design ideas to create your brand of ambience … Read more
Dallas Texas skyline

By state

How to get a small business license in Texas

Launching a business in the Lone Star state requires filing the right paperwork. … Read more
Person working on laptop with coffee and glasses

Full Service Restaurants (FSR)

How to write a restaurant business plan

Here’s a look at how to write a restaurant business plan that can help prepare you … Read more
Woman on phone planning for restaurant startup costs

Full Service Restaurants (FSR)

How much does it cost to open a restaurant?

The cost of opening a restaurant varies from business to business. Read our … Read more
Couple meeting with an investor

Money management

How should you fund your small business? Here’s how to choose.

How should you fund your small business? There are tons of options from … Read more
People dining at casual restaurant with bar

Coffee shops and cafes

11 types of restaurant categories & dining experiences

Before you start a new restaurant or change your existing service model, learn … Read more
Two women designing clothes in studio

Ecommerce

Which retail format is right for your business?

Brick-and-mortar, digital marketplace, seasonal, or pop-up? There are many different formats to consider … Read more
Woman peering into boutique in San Francisco

By state

How to get a small business license in California

If you’re thinking about starting a small business in California, you may need … Read more
Retail shop owner looking at clothes on rack

Insights

5 things you wish you would’ve know before opening your retail store

Imagine if you already knew everything you needed to know about retail – … Read more
Female chef cooking chicken

Coffee shops and cafes

How to open a restaurant

Tips for starting a restaurant The first steps for starting a business include lots of research, … Read more
Santa Catalina Mountains in Arizona

By state

How to start a business in Arizona

The state even offers free resources and tips on how to start a … Read more
Woman business owner working with baby on the floor

Inspiration

“Parentrepreneurs” share what it’s like having a baby and running a business

Running a small business is tough. Raising a baby is even tougher. So … Read more
Store owner turning open sign on door

By state

How to start a business in Maryland

However, if you’re looking for a brief breakdown of the steps to starting … Read more
Outdoor dining area in Charlotte, North Carolina

By state

How to start a business in North Carolina

In fact, North Carolina makes launching a business extremely easy, with helpful resources … Read more
Woman watching show on laptop

Insights

10 business lessons from ‘Shark Tank’ for entrepreneurs

The goal of the show is to elicit funding from these angel investors … Read more
Man behind bar using clover pos station

Biz ops

5 must-have features for your small business POS system

Today’s POS systems do so much more than simply accept payments. As you … Read more
Group of kids working on activity

Guides

How to start a summer camp business

Starting a summer camp business can be financially rewarding, with many programs seeing … Read more
Atlanta skyline and interstate

By state

How to start a business in Georgia

If you want to open a business in Georgia, use the information below … Read more
Customer inserting card into Clover Station

Payments & processing

Ultimate checklist: What you need to know to start taking payments for your business

Whether you’re updating your point-of-sales or accepting payments for the first time, these … Read more
Chef cutting a pizza

Full Service Restaurants (FSR)

How to open a ghost kitchen

As the world returns back to normal, a new dining trend is gaining … Read more
Woman tutoring boy

Guides

How to start a tutoring business

Identify a client type Write a business plan Register your business Obtain applicable … Read more
Food stand worker with tray of burgers

Quick Service Restaurants (QSR)

How to start a food stand

By contrast, food stands and trucks are mobile, allowing them to relocate to … Read more
Two men meeting with laptop and notebook

Guides

How to find a business mentor

At an impasse with your new startup? Looking for inspiration to create the … Read more
Brooklyn Bridge in New York City

By state

How to start a business in New York

If you’ve ever dreamed of starting your business in the Empire State, it’s … Read more
Landscaper holding weed trimmer

Guides

How to start a landscaping business

Before you mow that first lawn, you’ll need a business plan to get … Read more
Lake Eola Orlando Florida

By state

How to start a business in Florida

If you’re also interested in starting a venture in the Sunshine State, there … Read more
Restaurant owner looking at laptop

Full Service Restaurants (FSR)

Licenses and permits needed to open a restaurant

Because licenses are legally required, not having them could lead to serious fines … Read more
Man with pen, notepad, and laptop

Inspiration

How to choose a name for your small business

Who knew choosing a name for your business could be so hard? Your … Read more
Person cleans bathroom sink

Guides

How to start a cleaning business

This guide explains how to start a cleaning business that you can scale … Read more
Sunrise at the beach

By state

How to start a business in California

Against this backdrop, you might also have dreams of launching your small business … Read more
Bartender mixing drinks

Guides

How to open a bar

This article briefly covers some of the more common small business tips all … Read more
Frisco Commons Park

By state

How to start a business in Texas

With no corporate or personal income taxes, Texas is one of the most … Read more
Woman entering information on laptop

Guides

What is a business license and why do you need one?

Although some entrepreneurs may dismiss the idea of getting a business license, the … Read more
Three people looking at laptop

Guides

What is small business insurance? Here’s what you need to know

Although competition and other market forces may be responsible for many of these … Read more
Food truck owner serving customer

Quick Service Restaurants (QSR)

5 reasons Clover is a best-fit POS for food trucks

Join us as we explore the many ways POS systems for food trucks … Read more
Two people shaking hands

Start a small business

How to choose a good business partner

Hiring employees can help ease some of the burden, but you may be … Read more
Main Street storefronts

Guides

How to find a good location for your business

Choosing a good location for your business is one of the most important … Read more

Ecommerce

Guide to starting a business out of your home

This has helped some people realize that with the right idea and execution, … Read more

Payments & processing

Credit card processing tips for small businesses

Below are four credit card processing tips for small business owners. Use these … Read more
Man fulfilling online orders

Ecommerce

How to start an eCommerce business

In our digital age, customers love the speed, convenience, and prices that online … Read more
Couple meeting with financial professional

Guides

How to open a business bank account

You’ll need a business bank account if you plan to: Register your business … Read more
Image of employee at laptop

Clover app partners

1099 vs W-2: What You Don’t Know Could Cost You

Employers often refer to independent contractors as “1099” and employees as “W-2” workers … Read more
Two construction workers

Insights

W-2 vs. 1099: Choosing between employees and contractors

Either way, the majority of new hires will likely fit into one of … Read more
Image of hands representing teamwork

Full Service Restaurants (FSR)

How to source, hire, and train employees brand-new to market

As consumers gain more confidence coming back to restaurants, many business owners are … Read more
Person typing on laptop

Guides

How to write a marketing plan

A marketing plan outlines the actionable steps you need to take toward achieving … Read more
Store owner stocking pottery

Insights

Doing Business As (DBA): What it is & when to file one

There is another, simpler approach known as “doing business as.” Usually abbreviated as … Read more
Woman at ice cream truck

Guides

How to start an ice cream shop or truck

If starting an ice cream business is your dream, there are a lot … Read more
Man hanging grand opening banner

Guides

How to register your small business

If you’re like most entrepreneurs, you likely dream of the independence, freedom, and … Read more
Man and woman looking at burlap sacks

Run your business

How to buy wholesale for your small business

Although the concept is simple, knowing how to buy wholesale for your small … Read more
Group of employees around computer

Run your business

Tips for how to write an employee handbook for a small business

This guide walks you through some of the essentials that should go into … Read more
Restaurant owner looking at paperwork

Accounting

How to finance a restaurant

What is restaurant financing? Broadly speaking, restaurant financing is the capital you secure … Read more
Tables and chairs in empty restaurant

Full Service Restaurants (FSR)

What to consider when designing your restaurant floor plan

Sometimes, something as simple as a well-designed floor plan may be all you … Read more
Woman holding a dress up to her at boutique

Ecommerce

How to start a boutique

With the right positioning, you can help customers who want to update their … Read more
People standing in front of food truck

Guides

How to start a food truck business

Food trucks can be great investments for aspiring restaurateurs. Here’s how to launch … Read more
Coffee and bagles

Guides

How to start a bagel shop

Here’s a breakdown of key considerations when opening a bagel shop. Read to … Read more
Woman paying at POS system

Guides

What is a POS system, how does it work, and how do I choose one?

Point-of-sale (POS) systems help businesses accept and process payments as well as manage … Read more
Swiping a credit card on Clover Flex

Guides

Merchant Services

Whether you’re about to start using merchant services for your business for the … Read more
Small business open sign

Guides

How to start a small business in 9 simple steps

1. Do your research Sadly, a large number of businesses fail each year … Read more
Making a contactless payment

Money management

4 benefits of a merchant account

As today’s consumers are increasingly using credit and debit cards to make purchases … Read more
Inserting card in Clover Mini

Guides

How to choose a merchant account provider

It’s technically possible to sustain a business on cash-based sales alone. Though at … Read more

Payments & processing

Credit card processing in 8 simple steps

New to the world of credit card processing? It may seem complex, but … Read more
People on their phones

Marketing

5 questions to ask before running a social media campaign

Have you tried your hand at social media marketing only to realize you … Read more
Three salon chairs

Biz ops

5 questions to ask before you open a salon

Chances are good that you got into the beauty business because you’re creative … Read more
Open sign in window

Full Service Restaurants (FSR)

Launching your restaurant right

You’ve spent months of your life, and thousands of dollars, working towards this … Read more
Row of colorful buildings

Insights

Business scenario: Negotiating your first store lease

Whether you’re opening a business for the first time, expanding out of your … Read more