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Understanding your credit card machine options

Editorial Team

2 min read


No matter what type of business you operate, there are credit card terminals, apps, encrypted swipers, and software you need to securely and efficiently accept electronic payments. Here are some of the payment processing technology options available to you:

Whichever credit card machine you choose, be sure it is backed by PCI-compliant technology to help protect your customers and your business from credit card fraud.

Standalone credit card terminals

These are the traditional payment terminals familiar to any merchant. They’re ideal for face-to-face, card-present transactions at restaurants, retail, and grocery stores. These credit card machines read the magnetic stripe on credit cards, and basic features include the magnetic stripe reader, a keypad, display screen, PIN pad and printer. They require either a phone line or Internet connection in order to send data for processing and authorization. The newest equipment technology features NFC for contactless payments and EMV chip card acceptance.

Wireless credit card processing machines

They function in much the same way as standalone machines, with the added advantage of accessibility away from your brick-and-mortar storefront. In today’s day and age, mobile payments and wireless payment processing technology are ideal for drivers, delivery workers, service industries and other merchants constantly on-the-go.

Virtual credit card terminals

An optimal solution for card-not-present processing, virtual terminals let you accept credit cards from any computer with an Internet connection. If you work from home or process mail order and telephone order (MOTO) transactions, a virtual terminal lets you enter credit cards manually and upload transactions in a single batch for more efficient and accurate processing.

Mobile credit card readers

Say goodbye to the traditional credit card machine and hello to accepting credit cards on iPhones, iPads, Android devices and other mobile platforms. With today’s mobile encrypted card readers, you can process payments on a smartphone or tablet in your store or on the road. Your credit card machine is now in the palm of your hand — welcome to the mobile age.

Business credit card machines improve customer satisfaction

Improve the image of your business, process transactions more quickly and efficiently, and make those transactions secure with business credit card machines.

To learn more, schedule a free consultation with our merchant services team today.

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