Our site uses cookies to improve your experience. For information on our cookie policy please view our Privacy Policy.

ACH payment processing

Editorial Team

2 min read
Woman writing in checkbook


Automated Clearing House (ACH) payment processing services allow you to accept electronic check payments, increase sales, and reduce the costs associated with paper check processing.

  • Expand processing capabilities and provide flexible payment options
  • Integrate check readers to electronically deposit checks to your bank account for simplified payments
  • Prevent eCheck (ACH) fraud by complying with National Automated Clearing House Association (NACHA) standards
  • Save time and money by eliminating trips to your bank

Simplifying transactions: What is ACH processing?

With an ACH processing solution, you can provide customers with another flexible payment option and accept electronic checks safely and efficiently. Similar to the paper check process, ACH payments are transmitted electronically for faster authorization and simplified transactions. You save time and cut costs associated with traditional check payments, while improving customer service and increasing profits.

How does ACH work? A primer on ACH payments

The ACH payment process is similar to the traditional paper check process: clients provide their bank routing and checking account numbers. The payment is verified and sent electronically through a NACHA-compliant system for transfer of funds. Businesses often use ACH payment processing as an alternative to accepting paper checks and credit cards.

ACH payment processing for increased convenience

ACH/eCheck payments can be accepted through multiple channels including:

  • A virtual terminal which allows you to log into an online web form from any device to process in-person, telephone, or mail orders
  • An online checkout form on your eCommerce site
  • A POS system with integrated check readers to electronically deposit checks to your bank account, eliminating trips to the bank to manually deposit checks

With eChecks, you can access your ACH transactions online to better manage your business, your payments, and your customers.

Avoid ACH fraud with secure electronic checks

Electronic data theft is becoming more and more complex, making it crucial for businesses to take the proper precautions when accepting credit cards and ACH payments. ACH payment processing products should be NACHA-compliant, ensuring the highest levels of security to protect merchants, businesses, and customers from electronic payment fraud.

To learn more, contact our merchant services team today.

Recent Stories

Popular Topics

Choose your country